Bajaj Finserv in your city

Ludhiana is the largest and one of the most important cities of Punjab. In 2009 – 2013, it was ranked by the World Bank as the Indian city to have the best business environment. The city’s contribution to the state is maximum in terms of economic activities.

Apply for a feature-rich personal loan in Ludhiana for your big-ticket purchases or monetary needs. Proceed online.

Features and benefits

  • Online account facility

    Online account facility

    Make EMI payments and monitor your loan account easily via the customer portal – Experia.

  • Loan within 24 hours*

    Loan within 24 hours*

    Avail of the fastest personal loan in India from Bajaj Finserv with money in bank within 24 hours*.

  • Minimum documents

    Minimum documents

    No more lengthy paperwork. Finish the application process with minimum documents only.
  • No surprise rates

    No surprise rates

    There are zero hidden charges imposed on a loan. Read our transparent terms and conditions here.

  • Easy repayment

    Easy repayment

    Repay over a flexible tenor of up to 96 months and free yourself from debts easily.

  • Flexibility


    Opt for the Flexi loan facility and reduce EMIs by up to 45%*.

  • High-value loan

    High-value loan

    Be it for weddings, higher education or debt consolidation, avail up to Rs. 40 lakh for all purposes.

  • Instant approval

    Instant approval

    Apply online to get your personal loan application approved instantly.

Located on the banks of River Sutlej, Ludhiana is the largest bicycle manufacturing centre in Asia. This state accounts for almost 50% of India’s bicycle production (10 million+ every year). The economy of Ludhiana is also dependent on its small-scale enterprises that manufacture hosiery, machine parts, industrial goods, garments, apparel, household appliances, etc.  Again, the city is one of India’s largest producers of automobile and tractor parts.

Meet your additional monetary needs with personal loans from Bajaj Finserv. Borrowers in Ludhiana can enjoy unrestricted use, easy repayment tenor, quick financing and other benefits. Use the Bajaj Finserv Eligibility Calculator to know the highest loan amount you are qualified to avail. Enjoy the best interest rates starting from 11% p.a.

*Conditions apply

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Eligibility criteria

Make sure to fulfil all the personal loan eligibility criteria before applying.
  • Age


    From 21 years to 80 years*

  • CIBIL score

    CIBIL score


  • Citizenship


    Indian, resident of India

  • Job status

    Job status

    Employed at a private/public company or a reputed MNC

Provide essential documents like KYC documents, employee ID card, salary slips, bank statements, and a passport-sized photograph for quick documentation. Ensure to submit valid papers to increase your chances of approval.

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Interest rates and charges

Assess your repayment capability by considering the personal loan interest rates and associated charges.