Bajaj Finance offers two ways to convert your microwave purchase into affordable monthly payments. Both options are available at over 1.5 lakh partner stores across 4,000 cities in India.
| Option | Limit | Key features |
|---|
| Insta EMI Card | Card loan offer of up to Rs. 6 lakh | Zero annual fee; 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Easy EMI Loan | Loan limit of up to Rs. 5 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose?
Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value microwave purchase in a single transaction.
Buyer scenario
Ananya Kulkarni, a 34-year-old working mother in Pune, wants a new microwave for her family of four. She compares the features that matter for her daily cooking. A solo microwave reheats and defrosts, a grill microwave also browns food, and a convection microwave also bakes. Since she wants to reheat lunch boxes on weekdays and bake a cake on weekends, she chooses a convection microwave of 25 litres at Rs. 12,490. She opts for the Insta EMI Card at Croma, Pune, because she also plans to buy a mixer grinder and other kitchen appliances later. With a 6-month tenure, her approximate monthly EMI works out to Rs. 2,174.