GIC HOUSING FINANCE LTD

GICHSGFIN

Small Cap | Finance
164.1
-0.01 (0%)

Stock price as on 06 Feb 2026 at 15:29 PM

Gic housing finance ltd share price update

As of the latest trading session, Gic Housing Finance Ltd share price is currently at ₹164.1, which is down by ₹-0.01 from its previous closing. Today...

Gic Housing Finance Ltd stock performance

Today’s low

₹162.6

Today’s high

₹164.39

₹164.1

52 week low

₹155.16

52 week high

₹206

₹164.1
Open
₹163.65
Previous close
₹164.12
Share volume
49,382
Total traded value (Lakh)
₹80.97
Upper circuit
₹196.94
Lower circuit
₹131.30

Gic Housing Finance Ltd fundamentals

Market cap (Cr)
₹883.00
P/E ratio (TTM)
6.17
Book value per share
₹370.94
Beta
0.86
Return on equity
8.45%
Earnings per share (TTM)
₹27.91
Dividend yield
2.76%
Net profit/quarter (Cr)
₹49.95

Gic Housing Finance Ltd financials

(Values in Cr)
Revenue
Net income

Particulars

Sep 25 (₹ value in crores)

Revenue

₹266.32

Operating expense

₹383.14

Net income

₹49.95

Net profit margin

18.75%

Earning per share

₹9.28

EBITDA

₹236.54

Effective tax rate

18.31%

Particulars

Jun 25 (₹ value in crores)

Revenue

₹263.38

Operating expense

₹458.95

Net income

₹7.35

Net profit margin

2.79%

Earning per share

₹1.36

EBITDA

₹155.26

Effective tax rate

136.02%

Particulars

Mar 25 (₹ value in crores)

Revenue

₹268.33

Operating expense

₹380.83

Net income

₹35.09

Net profit margin

13.07%

Earning per share

₹6.52

EBITDA

₹232.88

Effective tax rate

36.75%

Particulars

Dec 24 (₹ value in crores)

Revenue

₹266.52

Operating expense

₹392.39

Net income

₹49.64

Net profit margin

18.62%

Earning per share

₹9.22

EBITDA

₹238.70

Effective tax rate

11.93%

Particulars

Sep 24 (₹ value in crores)

Revenue

₹260.94

Operating expense

₹394.90

Net income

₹36.48

Net profit margin

13.98%

Earning per share

₹6.77

EBITDA

₹228.26

Effective tax rate

23.44%

(Values in Cr)
Revenue
Net income

Particulars

Mar 25 (₹ value in crores)

Revenue

₹1,054.90

Operating expense

₹1,572.41

Net income

₹160.17

Net profit margin

15.18%

Earning per share

₹29.74

EBITDA

₹924.34

Effective tax rate

22.38%

Particulars

Mar 24 (₹ value in crores)

Revenue

₹1,048.01

Operating expense

₹1,576.11

Net income

₹151.16

Net profit margin

14.42%

Earning per share

₹28.07

EBITDA

₹929.31

Effective tax rate

25.86%

Particulars

Mar 23 (₹ value in crores)

Revenue

₹1,104.05

Operating expense

₹1,541.57

Net income

₹213.20

Net profit margin

19.31%

Earning per share

₹39.59

EBITDA

₹1,002.23

Effective tax rate

26.43%

Particulars

Mar 22 (₹ value in crores)

Revenue

₹1,140.73

Operating expense

₹1,626.95

Net income

₹173.57

Net profit margin

15.21%

Earning per share

₹32.23

EBITDA

₹940.06

Effective tax rate

24.66%

Particulars

Mar 21 (₹ value in crores)

Revenue

₹1,226.84

Operating expense

₹1,927.87

Net income

₹105.57

Net profit margin

8.6%

Earning per share

₹19.60

EBITDA

₹961.90

Effective tax rate

21.53%

(Values in Cr)
Revenue
Net income

Particulars (annual)

Mar 25 (₹ value in crores)

Book value per share

₹364.67

Return on Equity (ROE)

8.46%

Return on Capital Employed (ROCE)

8.61%

Total debt to equity ratio

4.57

EBITDA margin

84.94%

Particulars (annual)

Mar 24 (₹ value in crores)

Book value per share

₹339.43

Return on Equity (ROE)

8.58%

Return on Capital Employed (ROCE)

8.6%

Total debt to equity ratio

5.03

EBITDA margin

86.93%

Particulars (annual)

Mar 23 (₹ value in crores)

Book value per share

₹315.39

Return on Equity (ROE)

13.29%

Return on Capital Employed (ROCE)

8.73%

Total debt to equity ratio

6.08

EBITDA margin

88.82%

Particulars (annual)

Mar 22 (₹ value in crores)

Book value per share

₹280.39

Return on Equity (ROE)

11.48%

Return on Capital Employed (ROCE)

7.85%

Total debt to equity ratio

6.86

EBITDA margin

81.34%

(Values in Cr)
Revenue
Net income

Particulars (annual)

Mar 25 (₹ value in crores)

Book value per share

₹364.59

Return on Equity (ROE)

8.45%

Return on Capital Employed (ROCE)

8.61%

Total debt to equity ratio

4.57

EBITDA margin

84.92%

Particulars (annual)

Mar 24 (₹ value in crores)

Book value per share

₹339.39

Return on Equity (ROE)

8.57%

Return on Capital Employed (ROCE)

8.6%

Total debt to equity ratio

5.03

EBITDA margin

86.91%

Particulars (annual)

Mar 23 (₹ value in crores)

Book value per share

₹315.39

Return on Equity (ROE)

13.28%

Return on Capital Employed (ROCE)

8.73%

Total debt to equity ratio

6.08

EBITDA margin

88.82%

Particulars (annual)

Mar 22 (₹ value in crores)

Book value per share

₹280.40

Return on Equity (ROE)

12.1%

Return on Capital Employed (ROCE)

7.62%

Total debt to equity ratio

7.53

EBITDA margin

81.34%

Particulars (annual)

Mar 21 (₹ value in crores)

Book value per share

₹252.01

Return on Equity (ROE)

8.06%

Return on Capital Employed (ROCE)

7.48%

Total debt to equity ratio

8.77

EBITDA margin

77.63%

(Values in Cr)
Revenue
Net income

Particulars

Mar 25 (₹ value in crores)

Cash and short term investments

₹58.82

Total assets

₹10,775.38

Total liabilities

₹10,775.38

Total equity

₹1,964.84

Shares outstanding

₹5.38

Price to book ratio

₹0.46

Return on assets (%)

1.48%

Return on capital

1.5%

Particulars

Mar 24 (₹ value in crores)

Cash and short term investments

₹40.65

Total assets

₹10,470.56

Total liabilities

₹10,470.56

Total equity

₹1,828.83

Shares outstanding

₹5.38

Price to book ratio

₹0.59

Return on assets (%)

1.44%

Return on capital

1.46%

Particulars

Mar 23 (₹ value in crores)

Cash and short term investments

₹89.61

Total assets

₹10,920.17

Total liabilities

₹10,920.17

Total equity

₹1,699.30

Shares outstanding

₹5.38

Price to book ratio

₹0.49

Return on assets (%)

1.95%

Return on capital

1.97%

Particulars

Mar 22 (₹ value in crores)

Cash and short term investments

₹481.80

Total assets

₹11,929.04

Total liabilities

₹11,929.04

Total equity

₹1,510.76

Shares outstanding

₹5.38

Price to book ratio

₹0.47

Return on assets (%)

1.45%

Return on capital

1.46%

(Values in Cr)
Revenue
Net income

Particulars

Mar 25 (₹ value in crores)

Cash and short term investments

₹57.59

Total assets

₹10,774.93

Total liabilities

₹10,774.93

Total equity

₹1,964.41

Shares outstanding

₹5.38

Price to book ratio

₹0.46

Return on assets (%)

1.48%

Return on capital

1.5%

Particulars

Mar 24 (₹ value in crores)

Cash and short term investments

₹39.84

Total assets

₹10,470.42

Total liabilities

₹10,470.42

Total equity

₹1,828.65

Shares outstanding

₹5.38

Price to book ratio

₹0.59

Return on assets (%)

1.44%

Return on capital

1.45%

Particulars

Mar 23 (₹ value in crores)

Cash and short term investments

₹88.88

Total assets

₹10,920.17

Total liabilities

₹10,920.17

Total equity

₹1,699.31

Shares outstanding

₹5.38

Price to book ratio

₹0.49

Return on assets (%)

1.95%

Return on capital

1.97%

Particulars

Mar 22 (₹ value in crores)

Cash and short term investments

₹481.05

Total assets

₹11,929.10

Total liabilities

₹11,929.10

Total equity

₹1,510.82

Shares outstanding

₹5.38

Price to book ratio

₹0.47

Return on assets (%)

1.45%

Return on capital

1.46%

Particulars

Mar 21 (₹ value in crores)

Cash and short term investments

₹90.63

Total assets

₹12,640.84

Total liabilities

₹12,640.84

Total equity

₹1,357.82

Shares outstanding

₹5.38

Price to book ratio

₹0.46

Return on assets (%)

0.83%

Return on capital

0.84%

(Values in Cr)
Revenue
Net income

Particulars

Mar 25 (₹ value in crores)

Net income

₹206.70

Cash from operations

-₹75.65

Cash from investing

-₹87.02

Cash from financing

₹122.45

Net change in cash

₹17.90

Free cash flow

-₹74.31

Particulars

Mar 24 (₹ value in crores)

Net income

₹204.16

Cash from operations

-₹84.59

Cash from investing

₹63.50

Cash from financing

-₹619.39

Net change in cash

-₹33.84

Free cash flow

-₹82.40

Particulars

Mar 23 (₹ value in crores)

Net income

₹289.85

Cash from operations

₹702.95

Cash from investing

-₹212.85

Cash from financing

-₹1,238.36

Net change in cash

-₹408.06

Free cash flow

₹704.35

Particulars

Mar 22 (₹ value in crores)

Net income

₹230.34

Cash from operations

₹904.80

Cash from investing

-₹3.26

Cash from financing

-₹891.77

Net change in cash

₹390.94

Free cash flow

₹905.01

(Values in Cr)
Revenue
Net income

Particulars

Mar 25 (₹ value in crores)

Net income

₹206.37

Cash from operations

-₹75.92

Cash from investing

-₹87.02

Cash from financing

₹122.45

Net change in cash

₹17.63

Free cash flow

-₹74.58

Particulars

Mar 24 (₹ value in crores)

Net income

₹203.91

Cash from operations

-₹84.64

Cash from investing

₹63.50

Cash from financing

-₹619.39

Net change in cash

-₹33.89

Free cash flow

-₹82.45

Particulars

Mar 23 (₹ value in crores)

Net income

₹289.80

Cash from operations

₹703.64

Cash from investing

-₹212.85

Cash from financing

-₹1,238.36

Net change in cash

-₹407.37

Free cash flow

₹705.04

Particulars

Mar 22 (₹ value in crores)

Net income

₹230.40

Cash from operations

₹910.19

Cash from investing

-₹3.95

Cash from financing

-₹891.77

Net change in cash

₹390.25

Free cash flow

₹910.40

Particulars

Mar 21 (₹ value in crores)

Net income

₹134.55

Cash from operations

-₹179.04

Cash from investing

-₹13.84

Cash from financing

-₹557.91

Net change in cash

-₹23.87

Free cash flow

-₹178.62

Gic Housing Finance Ltd technical summary

₹163.97
-0.09 ▼
6
Bearish
10
Bullish
5 Day163.5
10 Day163.5
12 Day163.8
20 Day165.1
26 Day165.9
50 Day168.1
100 Day171.3
200 Day177.5
5 Day162.9
10 Day162.6
12 Day162.7
20 Day164.6
26 Day167.4
50 Day168.6
100 Day170.9
200 Day178.2

164.67

PIVOT

First support
₹162.95
First resistance
₹165.85
Second support
₹161.77
Second resistance
₹167.57
Third support
₹160.05
Third resistance
₹168.75
RSI
45.93
ADX
21.92
MACD
-2.31
Williams % R
-39.05
Commodity Channel Index (CCI)
-12.64
Date
05 Feb 2026
Same day
32,407
Week
47,802
Month
49,398
1 year
0.86
3 years
1.31
Over 1 month
-8.17%
Over 1 year
-11.97%
Over 3 months
-4.95%
Over 3 years
-2.91%
Over 6 months
-10.69%
Over 6 years
6.38%

Investment Returns

Over 1 Month8.17%
Over 3 Months4.95%
Over 6 Months10.69%
Over 1 Year11.97%

Gic Housing Finance Ltd Shareholding pattern


Public
50.45%
Promoter holdings
42.4%
FII
2.07%
DII
5.05%
Promoter shares
0%
Promoter sharesShareCategory

General Insurance Corporation Of India

82,18,802 (15.26%)

Shareholding of Promoter and Promoter Group

The New India Assurance Company Limited

46,56,913 (8.65%)

Shareholding of Promoter and Promoter Group

United India Insurance Company Limited

39,56,000 (7.35%)

Shareholding of Promoter and Promoter Group

National Insurance Company Ltd

30,30,100 (5.63%)

Shareholding of Promoter and Promoter Group

The Oriental Insurance Company Limited

29,75,024 (5.52%)

Shareholding of Promoter and Promoter Group

Promoter sharesShareCategory
General Insurance Corporation Of India82,18,802 (15.26%)Shareholding of Promoter and Promoter Group
The New India Assurance Company Limited46,56,913 (8.65%)Shareholding of Promoter and Promoter Group
United India Insurance Company Limited39,56,000 (7.35%)Shareholding of Promoter and Promoter Group
National Insurance Company Ltd30,30,100 (5.63%)Shareholding of Promoter and Promoter Group
The Oriental Insurance Company Limited29,75,024 (5.52%)Shareholding of Promoter and Promoter Group
Life Insurance Corporation Of India27,20,257 (5.05%)Public Shareholding
Lok Prakashan Ltd21,97,944 (4.08%)Public Shareholding
Ranjeet Singh Sibia6,22,042 (1.16%)Public Shareholding
Vaipan Advisors Private Limited5,50,000 (1.02%)Public Shareholding

About GIC HOUSING FINANCE LTD

GIC Housing Finance Limited was incorporated on December 12, 1989 as 'GIC Grih Vitta Limited'. Name of the Company was thereafter changed from GIC Grih Vitta Limited to GIC Housing Finance Limited with effect from November 16, 1993. Company was formed with the main object of entering in the field of direct lending to individuals and other corporates to accelerate the housing activities in India. The Company's main business is to provide loans for the purchase or construction of residential units. GIC Housing Finance Limited is a subsidiary o

Parent Organisation

General Insurance Corporation

NSE Symbol

GICHSGFIN

Founded

1989

GIC HOUSING FINANCE LTD CORPORATE ACTION

Dividend dateDividend amountDividend typeRecord dateInstrument type
18 Jul 20254.5Final18 Jul 2025Equity shares
28 Jun 20244.5Final28 Jun 2024Equity shares
25 Aug 20234.5Final25 Aug 2023Equity shares
01 Sept 20224.5Final02 Sept 2022Equity shares
16 Sept 20214Final18 Sept 2021Equity shares
03 Dec 20202Final05 Dec 2020Equity shares
12 Sept 20195.5Final14 Sept 2019Equity shares
20 Jul 20185.5Final24 Jul 2018Equity shares
14 Jul 20175Final18 Jul 2017Equity shares
14 Jul 20165Final16 Jul 2016Equity shares
09 Jul 20155Final11 Jul 2015Equity shares
02 Sept 20141Special04 Sept 2014Equity shares
02 Sept 20145Final04 Sept 2014Equity shares
18 Jul 20135Final20 Jul 2013Equity shares
04 Jul 20124.5Final06 Jul 2012Equity shares
14 Jul 20114.5Final16 Jul 2011Equity shares
14 Jul 20111Special16 Jul 2011Equity shares
15 Jul 20104.5Final17 Jul 2010Equity shares
16 Jul 20094Final18 Jul 2009Equity shares
16 Jul 20084Final18 Jul 2008Equity shares
19 Jul 20073Final21 Jul 2007Equity shares
02 Sept 20050Final06 Sept 2005Equity shares

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*Disclaimer for Bajaj Finance Limited (‘BFL’):

Stock trading business is carried by Bajaj Financial Securities Limited ("BFSL"), a broker and Depository Participant registered with Securities Exchange Board of India and offers various products/services related to Securities market (Securities market products/services). BFL merely facilitates display of data shared by BFSL on its webpage/mobile application. Such data received from BFSL, or any of its service providers is on “as is” basis. BFL does not make any representation or warranty, express or implied, regarding accuracy, completeness of such data displayed herein.

When you opt to avail the Securities market products/services of BFSL by clicking on the BFSL weblink/mobile app, you will be redirected to BFSL's web page/mobile app for initiation and completion of the transaction. You are supposed to exercise independent diligence by reading all the related documents carefully before deciding to invest in Securities market Products/services.

BFL is a Non-Banking Financial Company carrying the business of acceptance of deposits and providing lending solutions to Retail and Corporate customers. BFL does not offer nor advice on Securities market products/services and shall not be liable or responsible for any of your investment decision."


**Disclaimer: For Bajaj Financial Securities Limited

Investments in the securities market are subject to market risk, read all related documents carefully before investing.

Broking services offered by Bajaj Financial Securities Limited (Bajaj Broking). Reg Office: Bajaj Auto Limited Complex, Mumbai –Pune Road Akurdi Pune 411035. Corporate Office: Bajaj Financial Securities Limited, 1st Floor, Mantri IT Park, Tower B, Unit No 9 & 10, Viman Nagar, Pune, Maharashtra 411014. SEBI Registration No.: INZ000218931 | BSE Cash/F&O/CDS (Member ID:6706) | NSE Cash/F&O/CDS (Member ID: 90177) | DP registration No: IN-DP-418-2019 | CDSL DP No.: 12088600 | NSDL DP No. IN304300 | AMFI Registration No.: ARN –163403.

Details of Compliance Officer: Mr. Boudhayan Ghosh (For Broking/DP/Research) | Email: compliance_sec@bajajbroking.in | Contact No.: 020-4857 4486. For any investor grievances write to compliance_sec@bajajbroking.in/ compliance_dp@bajajbroking.in (DP related)

This content is for educational purpose only. Securities quoted are exemplary and not recommendatory.

Research Services are offered by Bajaj Broking as Research Analyst under SEBI Regn: INH000010043.

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