Features and benefits of personal loan
-
Ample funding up to Rs. 40 lakh
Avail of high-value loans tailored for working women against simple personal loan eligibility criteria. Check the eligibility for our loan using our eligibility calculator.
-
No collateral required
Avoid the hassle of identifying and pledging an asset you own to apply for our personal loan for women.
-
Approval in 5 minutes*
Apply online and get a Bajaj Finserv Personal Loan approved within minutes.
*Terms and conditions apply.
-
Same-day disbursal*
Get money in the bank in 24 hours* after your application is approved and verified.
-
Easy repayment
Repay your loan conveniently over a term that stretches up to 96 months with our personal loan for women.
-
Smaller EMIs
Use the Flexi interest-only personal loan facility to lower your EMIs. Also, use our personal loan EMI calculator to estimate your monthly EMIs in advance.
-
100% transparency
Understand the terms and conditions and be assured of zero hidden charges.
-
Minimal documentation
Submit a few basic documents with your application to get your loan for women disbursed quickly.
-
Digital loan account
Pay your EMIs and keep track of future payments with our customer portal – My Account.
To help working women plan their travels, wedding, higher education, or manage their other financial needs, Bajaj Finserv presents personal loans for women. Rs. 40 lakh at an attractive rate of interest for a repayment term of up to 8 years.
Salaried women can get the Bajaj Finserv Personal Loan on simple eligibility terms. Once you meet the eligibility criteria, you can apply online in four simple steps to get approval within 5 minutes*. Likewise, the documentation requirement is minimal, and after verification, you can benefit from the money in the bank within 24 hours*.
We offer the Flexi interest-only facility on our personal loan for women by which you can lower your loan EMIs. Here, you pay only the interest component of the EMI for a part of the tenor and repay the principal later.
For easy loan management, use the customer portal Experia. You can also use the Bajaj Finserv Experia app. By accessing your digital loan account, you can pay EMIs, part-prepay your loan for women, download e-statements, and more.
Eligibility criteria for personal loan for women
-
Indian
Nationality
-
Age
21 years to 80 years*
-
Salaried, employed with an MNC, public or private company
Employment
-
CIBIL score
685 or higher
Documents required for personal loan
- KYC documents: Aadhaar/ PAN card/ passport/ voter’s ID
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
Fees and charges for personal loan
We promise women applicants 100% transparency and no hidden charges. See the applicable fees, charges, and interest rates on personal loans for women in India.
*Conditions apply
Frequently asked questions
A personal loan for women is a credit facility offered by financial institutions to help women borrowers. These loans are unsecured which means they do not require any collateral while availing of a loan. With a Bajaj Finserv Personal Loan, you can get financing of up to Rs. 40 lakh for a tenure of up to 96 months.
With Bajaj Finance Limited, you can repay your personal loan for women over convenient loan tenures ranging from 6 months to 96 months.
Visit the personal loan page on the Bajaj Finserv website and select ‘APPLY’ to start the application process for loans for women. Enter your basic personal information and then confirm the OTP sent to your phone. Complete the application with your basic information and select ‘PROCEED’. Then, input the desired loan amount. Complete your KYC requirements and submit your loan application.
Personal loans for women can be used for various expenses both planned and unplanned. From paying unexpected medical bills, planning your wedding expenses, and renovating your home to funding your higher education costs can be managed with the higher personal loan amount.
With Bajaj Finance Limited, borrowers can get funds for personal loans for women within a day of approval.
Any individual who meets the personal loan eligibility criteria set by the lender is eligible for a loan for women.
Opting for a Bajaj Finserv Personal Loan offers several advantages, such as competitive interest rates, swift approval, and disbursal, minimal documentation, flexible repayment tenures, and the convenience of online application. Moreover, Bajaj Finserv provides pre-approved offers, enhancing the loan application process for eligible customers.
