EMI Network is the way to pay for your favorite electronics, appliances, smartphones, furniture, groceries, clothes, accessories and much more and divide the cost of your purchase into easy monthly installments (EMIs).

You can shop for 1 million products under EMI Network. The categories include electronics, large and small appliances, gadgets, clothes, accessories, eyewear, footwear, watches, international and domestic flight tickets, hotel stays, holiday packages, eye-wear, education and even groceries.
Visit the store locator section on our website to find out the nearest Bajaj Finserv partner store.

Yes, there are 1000+ offers available on the various products under EMI Network. You can view these offers on our website, the Bajaj Finserv Wallet app or visit our partner stores and ask the in-store representative for these offers. The offers will also be communicated to you via our promotional e-mails or SMS from time to time.

Shopping on EMI network is simple and you have an option to shop either by using an EMI card or without an EMI card.

With an EMI Card:
Step 1: Walk into our partner store
Step 2: Swipe your EMI Card
Step 3: Walk out with your purchase

Without an EMI Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase

To shop on EMI Network, you will need to submit government issued photo ID proof and residence proof, one cancelled cheque, one passport size photograph and a signed ECS mandate

The products on EMI Network can be bought on easy EMIs without any extra cost. The manufacturers bear an annualized rate of interest which is based on risk gradation, cost of funds, margin, and risk premium. Hence shopping on EMI Network is better than using your credit or debit card.

There will be a nominal processing fee for availing the loan and will vary from product to product purchased on the EMI Network. There are no hidden charges whatsoever.

An EMI Network Card is a payment instrument with a pre-approved loan amount. By swiping the card at any partner store or online websites, you can convert your purchases into easy EMI’s. You can use it to shop for your favorite electronic items and appliances, gadgets, clothes, accessories, eyewear, footwear, watches, groceries, book flight tickets, holiday packages, pay for coaching classes and more.

You can use this card across any Bajaj Finserv partner outlets to shop for 1 million+ products in more than 1,300+ cities in India. This card is now accepted across 60,000 stores in India.

You can view our partner stores online or log into Bajaj Finserv wallets app.

The EMI Store is an online platform where you can choose your favorite products and buy them with your EMI Card on no cost EMI. Here are some of the key features of the EMI Store:
1.Same day doorstep delivery at no extra cost
2.Down payment on delivery through cash/card
3.Lowest down payment and multiple tenor schemes
4.No documentation
5.Best offer prices
You can read more about the EMI Store here.

Step 1: Login to EMI Store using your ID & password/ OTP/ social media login.

Step 2: Select 'Go to shop' then choose a product category.

Step 3: Select a product with any of available EMI schemes.

Step 4: Add product to cart & select any insurance of your choice then proceed to checkout.

Step 5: Enter your shipping address & click 'Generate OTP'.

Step 6: Review your order, check 'Loan' & 'Product' details then enter OTP that you have received on your registered mobile number & click submit.

Step 7: Agree to terms & conditions then click 'Buy Now'.

Step 8: Now you will receive a call from the dealer asking your confirmation to dispatch your order, post which you cannot cancel your order if you choose to confirm.

Step 9: Delivery boy will deliver the product at your doorstep. Pay the down payment, & sign invoice. You may ask the delivery boy to open sealed product in front of you to check for the product.