Bajaj Finance offers two ways to buy a television on Easy EMIs this Rakshabandhan- The Insta EMI Card and the Easy EMI Loan. The Insta EMI Card lets existing cardholders check out instantly at the store, while the Easy EMI Loan is arranged at the point of purchase for eligible buyers. Both come with zero down payment on select models and flexible tenures.
| Option | Loan limit | Tenure | Best for |
|---|
| Insta EMI Card | Up to Rs. 3 lakh | 3 months to 60 months | Instant, paperless in-store checkout for existing cardholders |
| Easy EMI Loan | Up to Rs. 5 lakh | 3 months to 60 months | Buyers financing a television in a single transaction |
Eligibility, loan limit and tenure vary by profile and are confirmed at the store.
How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who buy across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a single, higher-value television purchase in one transaction — useful for larger-screen or premium models.
Example- Gifting a TV on Easy EMIs this Rakshabandhan
Consider Neha, a working professional in Nagpur, who wants to gift her brother a television this Rakshabandhan with a budget of around Rs. 35,000. She shortlists the Samsung Crystal 4K Smart LED TV (UA43AU7700) — a 43-inch 4K model priced at roughly Rs. 35,000 — on Bajaj Mall, then visits her nearest partner store to buy it on Easy EMIs. With zero down payment, there's nothing to pay upfront, and the purchase converts into Easy EMIs starting from around Rs. 1,536 per month on a flexible tenure of up to 60 months.
A shorter tenure keeps the total cost lowest, while a longer tenure lowers the monthly outgo — so she picks the shortest tenure her budget comfortably allows. Because she checked her eligibility online before visiting, the whole gift is sorted in a single store trip.
