Smartphones Powered by AI Technology

AI-powered smartphones use artificial intelligence to improve photography, performance, personalisation, productivity, battery efficiency, and everyday interactions across different apps.

• Smart cameras: AI can improve image processing, scene detection, portrait effects, and low-light photography automatically.
• Performance optimisation: AI helps allocate processing power and memory based on how you use your phone.
• Battery management: Intelligent software can adjust background activity and power usage to extend battery life.
• Personalised experience: AI can learn usage patterns and suggest apps, settings, actions, or relevant information.
• Voice assistance: AI-powered assistants can understand commands, answer queries, and support hands-free smartphone tasks.
• Productivity tools: Features such as summarisation, translation, transcription, and writing assistance can simplify everyday work.

With Bajaj Finance, you can convert the cost of your preferred smartphone into Easy EMIs at more than 1.5 lakh+ partner stores, including Reliance Digital, Croma, and Vijay Sales, making your purchase easier to manage. Check your loan eligibility before getting started, so you can plan your purchase with confidence.

AI-powered smartphones combine advanced hardware with intelligent software to make everyday tasks faster, easier, and more personalised. AI features can support photography, communication, productivity, security, performance, and battery management.

You can buy a smartphone through Easy EMIs when your preferred model is eligible and available at a partner store, making it simple to upgrade without paying the full amount upfront. Here is what the process looks like.

• Visit more than 1.5 lakh partner stores across 4,000+ cities, including Jaipur, Lucknow, Kochi, and Bhopal
• Choose your preferred model and use the Bajaj Finance Insta EMI Card or Easy EMI Loan
• Convert the purchase cost into Easy EMIs that suit your monthly budget

➜ Pro tip: Zero down payment is available on select models, so ask the store executive if your chosen smartphone qualifies before you check out.

Modern smartphones use AI across cameras, performance, battery management, voice assistance, personalisation, and productivity to improve everyday user experiences significantly.

• AI cameras: Improve scene detection, portrait effects, low-light images, and overall photo processing automatically.
• Performance optimisation: Adjust processor and memory usage according to apps, tasks, and individual usage patterns.
• Battery management: Reduce unnecessary background activity and optimise power consumption based on everyday phone usage.
• Voice assistance: Understand spoken commands, answer queries, set reminders, and support hands-free phone interactions.
• AI productivity tools: Help with summarisation, transcription, translation, writing, and organising information more efficiently.
• Personalised recommendations: Suggest apps, settings, content, and actions based on your regular smartphone habits.

Together, these AI features make smartphones more adaptive, efficient, and convenient across photography, productivity, communication, and everyday performance tasks.

AI helps smartphone cameras analyse scenes, optimise image settings, improve detail, and produce clearer photos across different shooting conditions automatically.

• Scene detection: AI identifies subjects and surroundings to adjust camera settings for more suitable results.
• Low-light enhancement: AI combines image data to improve brightness, detail, and clarity in darker environments.
• Portrait optimisation: AI separates subjects from backgrounds to create more natural depth and portrait effects.
• Image stabilisation: AI reduces blur by analysing movement and improving image processing during handheld photography.
• Colour optimisation: AI adjusts tones, contrast, and exposure to create more balanced and detailed photographs.
• Object recognition: AI detects faces, food, landscapes, and other subjects to optimise image processing automatically.

These AI capabilities help smartphone cameras deliver more consistent results while reducing the need for manual adjustments during everyday photography.

Bajaj Finance offers two ways to convert an eligible smartphone purchase into monthly payments at 1.5 lakh+ partner stores across 4,000+ cities.

How to choose?

Both options require physical presence at a partner store. The Insta EMI Card suits repeat, multi-category shoppers. The Easy EMI Loan suits a single higher-value purchase.

Get a Bajaj Finance Easy EMI Loan of up to Rs. 5 lakh on your next smartphone purchase. If you are an existing Bajaj Finance Insta EMI Card holder, you may have a pre-qualified loan offer of up to Rs. 3 lakh. Choose repayment tenures of up to 60 months.

Upgrading to a new smartphone is simple and affordable with Bajaj Finance's in-store financing options. The entire process usually takes just 10–15 minutes. Follow these steps:

1. Browse models on Bajaj Mall: Explore the range of smartphone models on Bajaj Mall. Compare brands, features, and prices before heading to the partner store.
2. Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
3. Check the smartphone in person: Visit the partner store and explore available models. Check display, OS, battery, processor, and storage in person to find the one that suits your needs.
4. Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm available tenure options and whether your chosen model comes with a zero down payment offer.
5. Complete payment and take your smartphone home: Once approved, your purchase is processed immediately, and you can walk out with your new smartphone right away.

You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

Bajaj Finance’s Smart Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.

2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.

3. Bajaj offers - Unlock exclusive Bajaj Finance deals on popular products—available only to our customers. More rewards, more value.

4. Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.

Calculate your extra savings today!