Question 1

Which electronics are currently available on zero down payment?

Accepted Answer

Bajaj Finserv offers zero down payment on select electronics such as smartphones, LED TVs, laptops, refrigerators, washing machines, tablets, cameras, and home theatre systems. These products are available through the EMI Network across partner stores and online platforms. The availability of zero down payment depends on the product, brand, and current promotional offers.

Question 2

What is the minimum documentation required to buy gadgets on EMI?

Accepted Answer

To purchase gadgets on Easy EMIs, customers typically need minimal documentation. This usually includes basic KYC documents such as an Aadhaar card or other government-issued ID, a cancelled cheque, and a signed ECS mandate for EMI payments. These documents help verify identity and enable automatic monthly instalment deductions.

Question 3

Can I buy multiple electronic items on a single EMI limit?

Accepted Answer

Yes, you can purchase multiple electronic products using a single EMI limit if the total purchase amount stays within your approved credit limit. The Bajaj Finserv EMI Network provides a pre-approved loan limit that can be used for different products in one transaction or across multiple purchases.

Question 4

Is there any additional processing fee for Easy EMI on electronics?

Accepted Answer

In many cases, Easy EMI purchases have minimal or no processing fees. However, depending on the product, scheme, or store, a nominal processing fee may apply. This fee may be charged upfront or added to the first EMI, and the exact amount varies according to the offer and retailer.

Question 5

Can I buy multiple electronic items on a single EMI limit?

Accepted Answer

To purchase gadgets on Easy EMIs, customers typically need minimal documentation. This usually includes basic KYC documents such as an Aadhaar card or other government-issued ID, a cancelled cheque, and a signed ECS mandate for EMI payments. These documents help verify identity and enable automatic monthly instalment deductions.

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