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Tata Retirement Savings Fund - Moderate (G)

Tata Retirement Savings Fund - Moderate (G)

Solution Oriented | Retirement Fund
Returns 2.59% annually for last 1 yr
NAV on 24 Jul 2026₹66.76
Min SIP Amount₹150

About Tata Retirement Savings Fund - Moderate (G)

Tata Retirement Savings Fund - Moderate (G) has an Asset Under Management (AUM) of Rs. 2176.79 Cr as on 2026-07-24. The fund has an expense ratio of 2.22, which is quite reasonable as compared to most other Solution Oriented mutual fund schemes.

Key features of Tata Retirement Savings Fund - Moderate (G)

Tata Retirement Savings Fund - Moderate (G) is a Solution Oriented mutual fund scheme from Tata Mutual Fund. This fund has been launched on 2011-10-07. The sub-category of this fund is Retirement Fund. The 1-year, 3-year and 5-year returns of this fund were 2.59, 11.92 and 10.4 respectively.

Fund age
14 years9 months
AUM
₹ 2,176.79 Cr
Lock-in Period
5
Exit Load
NIL - If redeemed or switch out on or after attainment of retirment age i.e. 60years NIL - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.
Expense ratio
2.22%
Tax Implications

Withdrawal after 3 years: 12.5% tax on gains above ₹1.25 lakhs per financial year

Withdrawal within 2 years: Tax on gains as per income tax bracket Withdrawal after 2 year: 12.5% without indexation benefits

Withdrawal within 1 year: 20% tax on gains Withdrawal after 1 year: 12.5% tax on gains above ₹1.25 lakhs per financial year

Calculate your SIP value

Total value

₹58,08,477

94% growth in 10 years

Estimated returns

₹28,08,477

Invested Amount

₹30,00,000

Investment Type

Investment Amount

₹ 

Tenure (in years)

 years

Expected Return

 %

Returns (by years)

Estimated Returns
Invested Amount

Very High

Your investment will be at Very High risk

Sector NameAllocation
Debt17.38%
Capital Markets12.5%
Banks8.41%
Industrial Products5.24%
Chemicals & Petrochemical4.82%
Consumer Durables4.15%

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