vivo 5G Mobile Phones under Rs. 20,000 in India (2026)

Discover the best vivo 5G phones under Rs. 20,000 in India (2026) with strong performance and stylish design. Buy your latest gadgets on Easy EMIs in simple steps.
vivo 5G Mobile Phones under Rs. 20,000 in India
3 mins
2 Feb 2026

vivo 5G mobile phones under Rs. 20,000 offer a great mix of modern features and pocket-friendly prices. These smartphones are perfect for users who want advanced technology without spending too much. Most models come with smooth 120Hz displays, which make scrolling and gaming feel more responsive and enjoyable. They are powered by reliable processors from Snapdragon or MediaTek, ensuring efficient performance for everyday tasks. You can browse, stream, play games, and multitask with ease. These phones also offer large batteries that last all day, along with fast charging support to keep you powered up quickly.

If you are planning to buy a new phone, you can easily explore your options online or in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models. 

vivo 5G mobile phones under Rs. 20,000 - Models list with specs

vivo 5G mobile phones under Rs. 20,000 offer excellent value for buyers who want advanced features without stretching their budget. These phones provide smooth performance powered by efficient processors like MediaTek Dimensity and Snapdragon series, ensuring quick app launches and multitasking. The key highlights include high-refresh-rate displays of 120 Hz, offering crisp and fluid visuals for games and videos. Battery capacity ranges around 5,000 to 6,500 mAh, which means longer usage and less frequent charging, often supported by fast charging technologies.

Users can expect sharp camera setups, usually featuring a 50MP main camera with additional sensors for portrait and macro shots, plus capable front cameras for clear selfies. These mobiles support the latest Android versions with custom user interfaces for ease of use and enhanced security. With up to 6GB RAM and 128GB storage, users enjoy enough space for apps, photos, and videos along with smooth operation. The strong 5G connectivity ensures fast internet speeds and low latency, which benefits streaming, online gaming, and video calls. vivo’s focus on creating fashionable designs and ergonomic builds gives these phones a premium look and comfortable feel. These mobiles are perfect for everyday users seeking a combination of modern technology, reliable performance, and affordability.

List of vivo 5G mobile phones under Rs. 20,000 (2026)vivo T3

Explore the latest vivo 5G Mobile Phones under Rs. 20,000 offering fast connectivity, reliable performance, and practical features. These models combine smooth displays, capable cameras, and strong battery life, making them ideal for everyday use and future ready at sensible prices.

vivo Y100A (8GB RAM + 256GB)

vivo Y100A delivers a refined smartphone experience with a compact AMOLED display, dependable Snapdragon performance, and fast charging support. It suits users seeking smooth everyday usage, quality cameras, and a balanced design.

Specification

Details

Processor

Snapdragon 695, octa core, 2.2 GHz

RAM

8GB

Storage

256GB

Display

6.38-inch AMOLED, 1080 x 2400 px, 90 Hz

Rear camera

64MP + 2MP + 2MP

Front camera

16MP

Battery

4500 mAh, 44 W fast charging

OS

Android v13

Price

Rs. 19,999


vivo Y56

vivo Y56 is built for stable daily performance with a clean interface and reliable hardware. It offers a sharp Full HD display, capable cameras, and solid battery life, making it a dependable 5G upgrade option.

Specification

Details

Processor

Dimensity 700

RAM

8GB

Storage

128GB

Display

6.58-inch LCD, 1080 x 2408 px

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5000 mAh, 18 W fast charging

OS

Android v13

Price

Rs. 16,294


vivo Y58 5G

vivo Y58 5G focuses on immersive viewing and long usage hours. Its large 120 Hz display, strong battery capacity, and efficient processor make it suitable for streaming, browsing, and extended daily use.

Specification

Details

Processor

Snapdragon 4 Gen2

RAM

8GB

Storage

128GB

Display

6.72-inch LCD, 1080 x 2408 px, 120 Hz

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6000 mAh, 44 W fast charging

OS

Android v14

Price

Rs. 16,299


vivo Y100A (8GB RAM + 128GB)

This vivo Y100A variant offers the same premium display and performance in a lower storage configuration. It is ideal for users who want AMOLED visuals, fast charging, and compact handling at a slightly lower price.

Specification

Details

Processor

Snapdragon 695

RAM

8GB

Storage

128GB

Display

6.38-inch AMOLED, 1080 x 2400 px, 90 Hz

Rear camera

64MP + 2MP + 2MP

Front camera

16MP

Battery

4500 mAh, 44 W fast charging

OS

Android v13

Price

Rs. 18,998


vivo Y100 5G

vivo Y100 5G combines a vibrant AMOLED display with capable Dimensity performance. Designed for users who prefer compact phones, it handles daily multitasking, photography, and entertainment smoothly with reliable battery support.

Specification

Details

Processor

Dimensity 900

RAM

8GB

Storage

128GB

Display

6.38-inch AMOLED, 1080 x 2400 px, 90 Hz

Rear camera

64MP + 2MP + 2MP

Front camera

16MP

Battery

4500 mAh, 44 W fast charging

OS

Android v13

Price

Rs. 18,998


vivo T4x 5G

vivo T4x 5G is designed for power users who prioritise endurance and smooth visuals. Its large battery, 120 Hz display, and updated Android version make it suitable for gaming, streaming, and long daily usage.

Specification

Details

Processor

Dimensity 7300

RAM

8GB

Storage

128GB

Display

6.72-inch LCD, 1080 x 2408 px, 120 Hz

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6500 mAh, 44 W fast charging

OS

Android v15

Price

Rs. 16,479


vivo T3x 5G

vivo T3x 5G offers strong performance at a competitive price point. With a Snapdragon processor, smooth display, and large battery, it suits users looking for speed, endurance, and everyday reliability.

Specification

Details

Processor

Snapdragon 6 Gen1

RAM

6GB

Storage

128GB

Display

6.72-inch LCD, 1080 x 2408 px, 120 Hz

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6000 mAh, 44 W fast charging

OS

Android v14

Price

Rs. 13,999


vivo T2x 5G (6GB RAM)

vivo T2x 5G is a value-focused smartphone for everyday needs. It delivers stable performance, a sharp display, and reliable battery life, making it suitable for browsing, streaming, and light gaming.

Specification

Details

Processor

Dimensity 6020

RAM

6GB

Storage

128GB

Display

6.58-inch LCD, 1080 x 2408 px

Rear camera

50MP + 2MP

Front camera

8MP

Battery

5000 mAh, 18 W fast charging

OS

Android v13

Price

Rs. 12,999


vivo Y39 5G

vivo Y39 5G is built around long battery life and modern software. It is well suited for users who want extended screen time, smooth scrolling, and the latest Android version at a mid-range price.

Specification

Details

Processor

Snapdragon 4 Gen2

RAM

8GB

Storage

256GB

Display

6.68-inch LCD, 720 x 1608 px, 120 Hz

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6500 mAh, 44 W fast charging

OS

Android v15

Price

Rs. 18,999


vivo T3 Lite 5G

vivo T3 Lite 5G targets budget-conscious users entering the 5G segment. It offers a smooth display, efficient processor, and dependable camera setup for daily communication and basic entertainment needs.

Specification

Details

Processor

Dimensity 6300

RAM

4GB

Storage

128GB

Display

6.56-inch LCD, 720 x 1612 px, 90 Hz

Rear camera

50MP + 2MP

Front camera

8MP

Battery

5000 mAh, 15 W fast charging

OS

Android v14

Price

Rs. 10,499


vivo 5G mobile phones under Rs. 20,000 - Price list (2026)

The price list below highlights current Vivo smartphone options across budget, mid-range, and performance segments. It helps buyers quickly compare models based on pricing in India and shortlist devices that best match their usage needs and budget expectations.

Model name

Price in India

vivo Y100A (8GB RAM + 256GB)

Rs. 19,999

vivo Y56

Rs. 16,294

vivo Y58 5G

Rs. 16,299

vivo Y100A (8GB RAM + 128GB)

Rs. 18,998

vivo Y100 5G

Rs. 18,998

vivo T4x 5G

Rs. 16,479

vivo T3x 5G

Rs. 13,999

vivo T2x 5G (6GB RAM)

Rs. 12,999

vivo Y39 5G

Rs. 18,999

vivo T3 Lite 5G

Rs. 10,499


Prices and availability of the above smartphone models can vary across sellers. We recommend checking the official website for the most up-to-date information. You can also explore the latest offers on smartphones through Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!

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Explore more on vivo mobile phones

vivo V Series mobile phones

vivo V21

vivo V29e

vivo V29 Pro

vivo V15 Pro

vivo V30 5G

vivo V27

vivo V17 Pro

vivo V19

vivo V29

vivo V27 Pro

vivo V20

vivo V25 Pro

vivo V9

vivo V23 Pro

vivo V27 5G

vivo 1820

vivo V15

vivo V26 Pro 5G

vivo V31 Pro 5G

vivo V40 Pro

vivo V29 5G

vivo V21e

vivo V30e

vivo V30 Lite

vivo V30 Pro

vivo V20 SE

vivo V23

vivo V40

vivo V25

vivo V40 SE 5G

vivo V40e

vivo V21 Pro

vivo V28e

vivo V40 Lite 5G

vivo V50 5G

vivo V5

vivo V27s

 

 

 

 

vivo T Series mobile phones

vivo T4x 5G

vivo T4 5G

vivo T3x

vivo T3 Pro

vivo T3 Ultra

vivo T2X 5G

Vivo T2 5G

vivo T1x

vivo T1

vivo T4 Pro 5G

vivo T4 Ultra

 

 

vivo X Series mobile phones

vivo X Fold 5G

vivo X Fold3 Pro

vivo X Fold 3

vivo X200 Mini

vivo X110 Pro Plus

vivo X200 Ultra

vivo X100 Ultra

vivo X100

vivo X100S Pro

vivo X100 Pro Plus

vivo X80 Pro Plus

vivo X100s

vivo X90 Pro Plus

vivo X200 Series

vivo X200 Pro Mini

 

vivo Y Series mobile phones

vivo Y02

vivo Y200 5G

vivo Y35

vivo Y03

vivo Y200 GT

vivo Y36

vivo Y03t

vivo Y200 Plus

vivo Y36i

vivo Y10

vivo Y200e

vivo Y36t

vivo Y100

vivo Y200i

vivo Y37

vivo Y100A

vivo Y200t

vivo Y37 Pro

vivo y100i Power

vivo Y21

vivo Y37m

vivo Y12

vivo Y21s

vivo Y38 5G

vivo Y12s

vivo Y22

vivo Y51A

vivo Y15

vivo Y23

vivo Y55 5G

vivo Y15C

vivo Y27s

vivo Y56 5G

vivo Y15s

vivo Y28

vivo Y57

vivo Y16

vivo Y3

vivo Y73 5G

vivo Y17

vivo Y300 5G

vivo Y75

vivo Y17s

vivo Y300 Pro

vivo Y78 5G

vivo Y18s

Vivo Y33S

vivo Y78 Plus

vivo Y19s

vivo Y33t

vivo Y91

vivo Y20

 

 

 

vivo S Series mobile phones

vivo S17

vivo S18 Pro

vivo S20 Pro

vivo S20

 

 

 

vivo mobile phones by budget

vivo phones under Rs. 7,000

vivo phones under Rs. 10,000

vivo phones under Rs. 12,000

vivo phones under Rs. 15,000

vivo phones under Rs. 20,000

vivo phones under Rs. 30,000

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Frequently asked questions

What makes vivo 5G mobiles under Rs. 20,000 stand out?

vivo 5G mobiles under Rs. 20,000 offer strong processors, dual-camera setups, large batteries, and fast charging, delivering reliable performance, smooth multitasking, and immersive displays at affordable prices in India.

Can vivo 5G phones under Rs. 20,000 handle heavy gaming?

Yes, with MediaTek Dimensity and Snapdragon processors, up to 8GB RAM, and optimized graphics, vivo 5G phones under Rs. 20,000 can handle moderate to heavy gaming with smooth performance and minimal lag.

How long do the batteries typically last in these vivo phones?

These vivo 5G phones feature 4500 mAh to 6500 mAh batteries, ensuring full-day usage under normal conditions, with fast charging options like 15 W and 44 W for quick top-ups.

Are the displays on vivo 5G phones under Rs. 20,000 suitable for streaming high-quality videos?

Yes, AMOLED and LCD displays up to 6.74-inch provide vibrant colours, sharp clarity, and immersive viewing, making vivo 5G phones under Rs. 20,000 suitable for streaming high-quality videos.

Can I buy vivo 5G phones under Rs. 20,000 on EMI from Bajaj Finserv?

Yes, vivo 5G phones under Rs. 20,000 are available for purchase on Easy EMIs through Bajaj Finserv. Customers can avail flexible repayment options, including zero down payment and EMI durations from 3 months to 60 months months at partner stores. You can shop on Easy EMIs using the Bajaj Finserv Insta EMI Card. Check your eligibility for it in just a few clicks and enjoy the freedom to split the cost into affordable EMIs.

Which is the best vivo 5G phone under Rs. 20,000?

vivo Y100A and vivo T4x 5G stand out under Rs. 20,000, offering strong performance, quality displays, capable cameras, and reliable battery life for everyday use, multitasking, needs.

Which series is better in vivo?

vivo series suitability depends on usage: Y series focuses on affordability and battery, T series targets performance and gaming, while V series prioritises premium design, cameras, and display quality experience.

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