If you are looking for a vivo 5G phone under Rs. 20,000, this price range offers a mix of smooth performance, high-refresh-rate displays, large batteries, fast charging, and capable cameras. You can also get practical RAM and storage options, 5G connectivity, user-friendly software, and stylish designs for everyday work and entertainment.
Here are 10 vivo 5G mobile phones under Rs. 20,000 in India.
vivo T4x
The vivo T4x is designed for users who want strong battery life, smooth everyday performance, and a large 120Hz display. It also offers a practical camera setup and fast charging support.
| Key spec | Details |
|---|
| Display | 6.72-inch LCD, 120Hz |
| Processor | MediaTek Dimensity 7300 |
| RAM | 8GB |
| Storage | 128GB |
| Rear camera | 50MP + 2MP |
| Front camera | 8MP |
| Battery | 6500 mAh |
| Charging | 44W |
| OS | Android 15 |
vivo Y31
The vivo Y31 focuses on battery life, 5G support, and smooth daily performance. It is a practical option for regular use, offering a 120Hz display, large battery, and straightforward camera setup.
| Key spec | Details |
|---|
| Display | 6.68-inch LCD, 120Hz |
| Processor | Snapdragon 4 Gen 2 |
| RAM | 4GB |
| Storage | 128GB |
| Rear camera | 50MP |
| Front camera | 8MP |
| Battery | 6500 mAh |
| Charging | 44W |
| OS | Android 15 |
vivo Y11
The vivo Y11 is built for everyday users who want long battery life, 5G connectivity, and a smooth 120Hz display. It handles daily tasks well and keeps the overall experience simple and reliable.
| Key spec | Details |
|---|
| Display | 6.74-inch LCD, 120Hz |
| Processor | MediaTek Dimensity 6300 |
| RAM | 4GB |
| Storage | 64GB |
| Rear camera | 13MP + 0.08MP |
| Front camera | 5MP |
| Battery | 6500 mAh |
| Charging | 15W |
| OS | Android 16 |
vivo Y29
The vivo Y29 is aimed at buyers looking for an affordable 5G phone with balanced performance, a large battery, and a user-friendly software experience for everyday calling, browsing, streaming, and app usage.
| Key spec | Details |
|---|
| Display | 6.68-inch display, 120Hz |
| Processor | Snapdragon 4 Gen 2 |
| RAM | 4GB |
| Storage | 128GB |
| Rear camera | 50MP + 0.08MP |
| Front camera | 8MP |
| Battery | 5500 mAh |
| Charging | 44W |
| OS | Android 15 |
vivo T4 Lite
The vivo T4 Lite offers a practical mix of battery life, 5G support, and a large display. It is suited to users who want dependable everyday performance without moving beyond the budget segment.
| Key spec | Details |
|---|
| Display | 6.74-inch LCD, 90Hz |
| Processor | MediaTek Dimensity 6300 |
| RAM | 4GB |
| Storage | 64GB |
| Rear camera | 50MP + 2MP |
| Front camera | 5MP |
| Battery | 6000 mAh |
| Charging | 15W |
| OS | Android 15 |
vivo Y28e
The vivo Y28e is an entry-level 5G option for buyers who want a compact budget-friendly device with essential features, a decent battery, and enough performance for routine apps, streaming, and communication.
| Key spec | Details |
|---|
| Display | 6.56-inch LCD, 90Hz |
| Processor | MediaTek Dimensity 6300 |
| RAM | 4GB |
| Storage | 128GB |
| Rear camera | 13MP + 0.08MP |
| Front camera | 5MP |
| Battery | 5000 mAh |
| Charging | 15W |
| OS | Android 14 |
vivo Y19
The vivo Y19 is positioned as an affordable 5G smartphone with a balanced feature set, covering everyday performance, a modern design, practical storage, and battery life suitable for regular all-day usage.
| Key spec | Details |
|---|
| Display | 6.74-inch display, 90Hz |
| Processor | MediaTek Dimensity 6300 |
| RAM | 4GB |
| Storage | 128GB |
| Rear camera | 13MP dual rear camera |
| Front camera | 5MP |
| Battery | 5500 mAh |
| Charging | 15W |
| OS | Android 15 |
vivo Y19s
The vivo Y19s 5G targets budget buyers who want 5G connectivity, dependable battery life, and a straightforward smartphone experience for everyday social media, calling, browsing, and basic entertainment needs.
| Key spec | Details |
|---|
| Display | 6.74-inch display, 90Hz |
| Processor | MediaTek Dimensity 6300 |
| RAM | 4GB |
| Storage | 64GB |
| Rear camera | 13MP dual rear camera |
| Front camera | 5MP |
| Battery | 5500 mAh |
| Charging | 15W |
| OS | Android 15 |
vivo T5 Lite
The vivo T5 Lite brings a stronger feature mix to the budget segment with a large battery, fast charging, 120Hz display, and a 50MP camera, making it suitable for daily multitasking and entertainment.
| Key spec | Details |
|---|
| Display | 6.77-inch display, 120Hz |
| Processor | MediaTek Dimensity 6300 |
| RAM | 6GB |
| Storage | 128GB |
| Rear camera | 50MP + 2MP |
| Front camera | 8MP |
| Battery | 6500 mAh |
| Charging | 44W |
| OS | Android 16 |
vivo Y300t
The vivo Y300t stands out with its large battery, 120Hz display, and relatively stronger chipset in this price bracket. It is aimed at users who want smoother multitasking and a more feature-rich experience.
| Key spec | Details |
|---|
| Display | 6.72-inch LCD, 120Hz |
| Processor | MediaTek Dimensity 7300 |
| RAM | 8GB |
| Storage | 128GB |
| Rear camera | 50MP + 2MP |
| Front camera | 8MP |
| Battery | 6500 mAh |
| Charging | 44W |
| OS | Android 15 |
What is the price of the vivo 5G phones?
If you are looking for a vivo 5G phone under Rs. 20,000, you have several options across different budgets and everyday needs. From affordable 5G models for regular use to performance-focused phones for gaming and entertainment, the table below compares 10 models by price and what each is best suited for.
| Phone name | Price in India (Rs.) | Best for |
|---|
| vivo T4x 5G | Rs. 18,999 | Performance and gaming |
| vivo Y31 5G | Rs. 19,999 | Everyday performance and entertainment |
| vivo Y11 5G | Rs. 16,999 | Daily use and 5G connectivity |
| vivo Y29 5G | Rs. 13,999 | Battery life and everyday use |
| vivo T4 Lite 5G | Rs. 16,499 | Balanced daily performance |
| vivo Y28e 5G | Rs. 9,999 | Affordable 5G use |
| vivo Y19 5G | Rs. 10,499 | Budget-friendly daily use |
| vivo Y19s 5G | Rs. 10,999 | Everyday tasks and entertainment |
| vivo T5 Lite 5G | Rs. 17,999 | Battery-focused use |
| vivo Y300t | Rs. 13,990 | Large display and everyday entertainment |
Updated: Sep, 2026
Disclaimer: Prices are subject to change. Please check the official website for the most accurate and up-to-date information. Explore the latest offers from Bajaj Finance and grab the best deals for a premium shopping experience.
What are my financing options to buy a phone?
Bajaj Finance offers two financing options at over 1.5 lakh partner stores across 4,000 cities in India. Here is how they compare:
| Option | Limit | Key features |
| Bajaj Finance Insta EMI Card | Pre-approved card loan offer up to Rs. 6 lakh | 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Bajaj Finance Easy EMI Loan | Loan limit up to Rs. 5 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value purchase in a single transaction.
How do I buy a phone on EMI at a Bajaj Finance partner store?
The process is simple and typically takes 10 to 15 minutes once you are at the store.
- Browse models on Bajaj Mall: Compare options on Bajaj Mall before visiting a store.
- Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
- Check the phone in person: Check the key features and specs to choose the product that best suits your needs and budget.
- Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm available tenure options and whether your chosen model comes with a zero down payment offer.
- 5. Complete your purchase: Confirm the final price, EMI amount, tenure, and applicable charges with the store executive.
You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better before visiting the store.
Why use the Smart Savings Calculator?
Bajaj Finance's Smart Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers, so you can see your total savings instantly and shop smarter with Easy EMIs.
- Dealer offers: Grab exclusive in-store deals at over 1.5 lakh partner stores across India.
- Brand offers: Access limited-time discounts from top brands across electronics and appliances.
- Bajaj offers: Unlock exclusive Bajaj Finance deals available only to our customers.
- Scheme offers: Take advantage of time-sensitive offers on select EMI schemes.
Calculate your extra savings now!
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