5 mins
01 August 2025

Looking for a reliable smartphone that doesn’t break the bank, OPPO has been a favourite among Indians since it entered the market in 2014, and it’s not hard to see why. Known for their long-lasting batteries, professional-grade cameras, and dependable performance, OPPO phones under Rs. 20,000 give you fantastic value for money. With powerful Snapdragon and MediaTek chipsets and AI-powered cameras, these phones are packed with features you’ll love. Imagine enjoying vibrant, colour-rich displays and ultra-linear speakers for a truly immersive experience.

Buying your phone is now even easier. With Bajaj Finserv, you can get a loan to fund your purchase. Check your loan eligibility and visit any of Bajaj Finserv’s 1.5 lakh stores across 4,000+ cities. Once you finalise the phone, you can buy it on Easy EMIs. You can also get zero down payment on select models.

Overview of OPPO phones under Rs. 20,000

OPPO mobile phones under Rs. 20,000 offer a perfect balance of style, performance, and value for money. These smartphones are designed for users who want smooth multitasking, clear displays, and long-lasting battery life at an affordable price. With sleek designs and dependable hardware, OPPO phones in this price range are ideal for students, professionals, and everyday users.

Many of these phones come with strong processors, high refresh rate screens, and capable camera systems that deliver vibrant photos and videos. OPPO’s range in this segment also includes options with 5G connectivity, ensuring fast downloads and a seamless online experience.

If you are exploring budget-friendly choices, OPPO’s lineup under Rs. 20,000 includes models that compete strongly in performance, design, and features. They are also suitable for users looking for an affordable phone with modern specs and stylish appeal.

Top OPPO phones under Rs. 20,000 - Key specifications and features

1. OPPO K13 5G

The OPPO K13 5G is designed for smooth performance with its 5G connectivity and capable processor. It features a bright display, long-lasting battery, and a good camera setup for clear photos. This phone is ideal for users who want a reliable device for daily tasks, entertainment, and fast internet without spending too much.

Specification

Details

Display (Main)

6.6‑inch FHD+, 120Hz

Display (External)

Not applicable

Processor

MediaTek Dimensity 6300

RAM

6GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

6,000 mAh

Weight

190 g

Price

Rs. 17,851

 

2. OPPO K13x 5G (4GB/128GB)

The OPPO K13x 5G brings 5G speed in a budget-friendly package. It comes with a large battery, smooth display, and a decent dual-camera setup. Its efficient processor and storage make it a good choice for everyday browsing, social media, and entertainment.

Specification

Details

Display (Main)

6.6‑inch HD+, 120Hz

Display (External)

Not applicable

Processor

MediaTek Dimensity 6300

RAM

4GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6,000 mAh

Weight

189 g

Price

Rs. 11,999

 

3. OPPO A5 5G

The OPPO A5 5G is built for users who need a phone with long battery life and strong durability. It offers a big screen for watching videos, a 5G chipset for faster downloads, and a simple yet effective dual-camera system for clear photos.

Specification

Details

Display (Main)

6.6‑inch FHD+

Display (External)

Not applicable

Processor

MediaTek Dimensity 6020

RAM

6GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6,000 mAh

Weight

192 g

Price

Rs. 15,499

 

4. OPPO A5x 5G

The OPPO A5x 5G offers a balance between performance and battery efficiency. It comes with a sharp display, a reliable processor for daily tasks, and a dual-camera setup that captures bright photos even in daylight. Its 6,000 mAh battery ensures all-day use.

Specification

Details

Display (Main)

6.6‑inch FHD+

Display (External)

Not applicable

Processor

MediaTek Dimensity 6020

RAM

6GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6,000 mAh

Weight

192 g

Price

Rs. 14,999

 

5. OPPO A3 Pro

The OPPO A3 Pro is a stylish smartphone that comes with 5G support and a powerful processor. Its large display makes it ideal for streaming, while the high-resolution main camera ensures detailed photos. With a big battery and fast charging, it is built for long, uninterrupted use.

Specification

Details

Display (Main)

6.7‑inch FHD+, 120Hz

Display (External)

Not applicable

Processor

MediaTek Dimensity 7050

RAM

8GB

Storage

128GB

Rear camera

64MP + 2MP

Front camera

16MP

Battery

5,000 mAh

Weight

195 g

Price

Rs. 16,999

 

6. OPPO A59 5G (6GB/128GB)

The OPPO A59 5G is built for smooth performance at an affordable price. It has a bright display, a capable dual-camera setup, and a battery that lasts all day. With 5G connectivity, it ensures fast and reliable internet access for streaming and gaming.

Specification

Details

Display (Main)

6.56‑inch HD+, 90Hz

Display (External)

Not applicable

Processor

MediaTek Dimensity 6020

RAM

6GB

Storage

128GB

Rear camera

13MP + 2MP

Front camera

8MP

Battery

5,000 mAh

Weight

187 g

Price

Rs. 16,450

 

7. OPPO A78 4G

The OPPO A78 4G is designed for users who need a phone with a vivid display and strong performance for everyday apps. Its dual-camera setup is great for photography, while the large battery keeps it running through the day without frequent charging.

Specification

Details

Display (Main)

6.43‑inch FHD+, 90Hz

Display (External)

Not applicable

Processor

Qualcomm Snapdragon 680

RAM

8GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

8MP

Battery

5,000 mAh

Weight

180 g

Price

Rs. 15,499

 

8. OPPO A78 5G

The OPPO A78 5G offers a premium feel with its 5G connectivity and smooth display. It is ideal for fast gaming, streaming, and multitasking. Its high-resolution camera and long-lasting battery make it suitable for users who want a dependable phone for daily use.

Specification

Details

Display (Main)

6.56‑inch HD+, 90Hz

Display (External)

Not applicable

Processor

MediaTek Dimensity 6020

RAM

8GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

8MP

Battery

5,000 mAh

Weight

188 g

Price

Rs. 17,999

 

9. OPPO A5 Pro 5G (8GB/128GB)

The OPPO A5 Pro 5G is a feature-packed phone offering excellent value. With a sharp display, powerful chipset, and dual-camera system, it handles daily tasks with ease. Its large battery ensures that you can enjoy uninterrupted performance throughout the day.

Specification

Details

Display (Main)

6.6‑inch FHD+

Display (External)

Not applicable

Processor

MediaTek Dimensity 6020

RAM

8GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5,000 mAh

Weight

190 g

Price

Rs. 17,998

 

10. OPPO F27 Pro Plus 5G

The OPPO F27 Pro Plus 5G delivers a sleek design, fast performance, and long-lasting battery life. It offers a crisp display, smooth UI experience, and strong camera capabilities. Perfect for everyday use, it also supports 5G for fast downloads and streaming.

Specification

Details

Display (Main)

6.7‑inch FHD+, 120Hz

Display (External)

Not applicable

Processor

MediaTek Dimensity 7050

RAM

8GB

Storage

128GB

Rear camera

64MP + 2MP

Front camera

16MP

Battery

5,000 mAh

Weight

185 g

Price

Rs. 18,749

 

Price list of OPPO phones under Rs. 20,000

These OPPO smartphones combine style, performance, and value. They feature large displays for entertainment, capable processors for smooth multitasking, 5G connectivity for fast internet, and big batteries for all-day use. With practical camera setups and sleek designs, these phones are perfect for users who want reliable devices without overspending while enjoying modern features for work, study, and leisure.

OPPO Phone

Price

OPPO K13 5G

Rs. 17,851

OPPO K13x 5G (4GB/128GB)

Rs. 11,999

OPPO A5 5G

Rs. 15,499

OPPO A5x 5G

Rs. 14,999

OPPO A3 Pro

Rs. 16,999

OPPO A59 5G (6GB/128GB)

Rs. 16,450

OPPO A78 4G

Rs. 15,499

OPPO A78 5G

Rs. 17,999

OPPO A5 Pro 5G (8GB/128GB)

Rs. 17,998

OPPO F27 Pro Plus 5G

Rs. 18,749

*Disclaimer:

Prices are subject to change. Please check the official website for the most accurate and up-to-date information. Check the latest offers and grab the best deals for a premium experience.

Why pay more when you can save more? Use the Mahabachat Savings Calculator to combine dealer offers, brand discounts, and Bajaj Coins—making your purchase of electronics and appliances more pocket-friendly. Calculate your extra savings today.

Explore OnePlus Ace 3V on Easy EMIs from Bajaj Finserv

Bajaj Mall is the best online destination for you to read about all the details, features, and specs of OPPO phone. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the model you want. Get a pre-approved loan to fund your purchase and check your loan limit online or at the store. After that, provide your basic details, and convert the cost of your purchase into Easy EMIs. 

Benefits of shopping with Bajaj Finserv’s financing options

  1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.
  2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.
  3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.
  4. Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection available at Bajaj Finserv partner stores across the country.
  5. Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.

OPPO Reno Series

OPPO Reno 13 Pro 5G

OPPO Reno 13F

OPPO Reno 13 5G

OPPO Reno 12

OPPO Reno 12 Pro

OPPO Reno12 F 5G

OPPO Reno11 Pro 5G

OPPO Reno 11F 5G

Oppo Reno 11 5G

Oppo Reno 10

Oppo Reno 10 5G

OPPO Reno 10 Pro

OPPO Reno 10x Zoom

OPPO Reno 9 Pro Plus

OPPO Reno 9 5G

OPPO Reno 9 Pro 5G

OPPO Reno 8 Pro

OPPO Reno8

OPPO Reno 8

OPPO Reno 8T 5G

OPPO Reno8 Lite 5G

OPPO Reno8 Pro Plus

OPPO Reno 7

OPPO Reno7 Pro 5G

OPPO Reno7 SE

OPPO Reno 7A

OPPO Reno 6 Pro

OPPO Reno 5

OPPO Reno 5 Pro

OPPO Reno 4 Pro

OPPO Reno 3 Pro

OPPO Reno 2F

OPPO Reno 2Z

OPPO Reno Z

 

 

 

Oppo A Series

OPPO A1 5G

OPPO A31

OPPO A7

OPPO A1 Pro 5G

OPPO A32

OPPO A71

OPPO A11

OPPO A33

OPPO A71k

OPPO a11k

OPPO A38

OPPO A73

OPPO A11s

OPPO A3m

OPPO A73 5G

OPPO A12

OPPO A3S

OPPO A74 5G

OPPO A15

OPPO A3x

OPPO A75

OPPO A15S

OPPO A4

OPPO A76

OPPO A16e

OPPO A5

OPPO A77

OPPO A16K

OPPO A52

OPPO A77s

OPPO A16s

OPPO A53

OPPO A78 5G

OPPO A17

OPPO A54

OPPO A79 5G

OPPO A17K

OPPO A54s

OPPO A8

OPPO A18

OPPO A55s 5G

OPPO A91

OPPO A1i

OPPO A57

OPPO A93s 5G

OPPO A1x

OPPO A57s

OPPO A95 4G

OPPO A2

OPPO A58 5G

OPPO A96

OPPO A2M

OPPO A59 5G

OPPO A97 5G

OPPO A3 Pro 5G

OPPO A5s

OPPO A98 5G

OPPO A3 Vitality Edition

OPPO A60 5G

 

 

Oppo F Series

OPPO F1 Plus

OPPO F21 Pro Plus 5G

OPPO F9

OPPO F11

OPPO F21S Pro 5G

OPPO F9 PRO

OPPO F11 Pro

OPPO F22 Pro

Oppo Find N2 Flip

OPPO F15

OPPO F23 5G

OPPO Find X

OPPO F17

OPPO F25 Pro 5G

OPPO Find X2

OPPO F17 Pro

OPPO F27

OPPO Find X2 Pro

OPPO F19

OPPO F27 Pro 5G

OPPO Find X5 Pro

OPPO F19 Pro

OPPO F27 Pro Plus 5G

OPPO Find X6 Pro

OPPO F19 Pro Plus

OPPO F3

OPPO Find X7 Ultra

OPPO F19s

OPPO F3 Plus

OPPO Find X9 5G

OPPO F1s

OPPO F5 YOUTH

OPPO Find X9 Ultra

OPPO F21 Pro 5G

OPPO F7

OPPO Find X8S

 

Oppo K Series

OPPO K1

OPPO K10x 5G

OPPO K5

OPPO K10 5G

OPPO K12x

OPPO K9 Pro 5G

OPPO K10 Pro 5G

OPPO K3

 

 

Oppo others phones

OPPO X 2021

OPPO N1

OPPO Ace 2

OPPO Neo 7

 

 

 

Oppo R Series

OPPO R15 Pro

Oppo Reno 11 5G

OPPO R17 PRO

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Frequently asked questions

Which is the best Oppo phone under Rs 20,000 in India?

The OPPO K13 5G stands out for its Snapdragon 6 Gen 4, large battery with fast charging, and 120Hz AMOLED. For camera enthusiasts, the OPPO F21s Pro is a strong option (though not 5G). The OPPO A5 Pro 5G (2025) and OPPO A3 Pro also offer good 5G capabilities.

To make your purchase easier, check your eligibility for a Bajaj Finserv Insta EMI Card and enjoy Easy EMIs on the latest phones.

Does Oppo offer 5G phones under Rs 20,000?

Oppo 5G Phones Under Rs 20,000: Yes, several including the OPPO K13 5G, OPPO A5 Pro 5G (2025), OPPO A3 Pro, and OPPO A79 5G.

Are Oppo phones under Rs 20,000 good for gaming?

Oppo Phones Under Rs 20,000 for Gaming: Some are decent for gaming. The OPPO K13 5G and the OPPO A5 Pro 5G (2025) should handle moderate gaming well due to their processors. The OPPO A79 5G is better for lighter games. High-intensity gaming might require more powerful (and pricier) devices.

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