3 min 
05-Mar-2026

With scorching summers and rising temperatures, air conditioners (ACs) have become a near-necessity in India. The hot and humid climate can significantly impact comfort and well-being at home. ACs provide cool air, improving sleep quality and productivity. For those concerned about upfront costs, many retailers offer ACs on Easy EMIs. These EMI options allow you to spread the cost over manageable monthly instalments, making it a more accessible cooling solution.

If you are thinking of buying an air conditioner, check your loan eligibility first. It helps you understand your budget and narrow down your options. Once you have a budget in mind, explore the latest models on Bajaj Mall. Simply visit any of Bajaj Finserv’s 1.5 lakh partner stores in over 4,000 cities, choose the model you want, and convert your purchase into Easy EMIs of up to Rs. 5 lakh. With Easy EMIs and zero down payment on select models, bringing home the right fridge is simple and stress-free.

What to look for before buying an air conditioner

You should consider the energy efficiency ratings (EER or SEER), the size and capacity that is suited to your room, and the noise levels.

You should also look for additional features like a programmable thermostat, a sleep mode, and Wi-Fi connectivity for remote control.

You should check the warranty terms and customer reviews for reliability and after-sales service.

You must evaluate the initial cost against the long-term energy savings to ensure you make the best investment.

Why spend more when you can save more?

Use the Maha Bachat savings calculator to combine dealer offers, brand offers, and Bajaj offers to bring down your purchase cost. Calculate your extra savings today!

Different types of air conditioners

Air conditioners come in various types, each catering to different needs and spaces:

Window AC: Ideal for single rooms, mounted on windows or walls.

Split AC: Consists of indoor and outdoor units, suitable for larger rooms.

Portable AC: Movable units, good for temporary cooling.

Central AC: Provides cooling for entire homes via ductwork.

Ductless Mini-Split: Flexible for individual rooms without ducts.

Hybrid AC: Combines electric and gas power for efficiency.

Geothermal AC: Uses the earth's constant temperature for energy-efficient cooling.

Understanding the Common Causes of Indoor AC Unit Water Leaks and How to Fix Them can help you prevent sudden breakdowns and costly repairs.

Best air conditioner brands in India

Many factors determine the best air conditioner, including your budget, room size, and desired features. Leading brands in the Indian market offer a variety of options that cater to different needs.

Daikin and LG are renowned for their powerful inverter technology and smart features. Daikin is particularly known for its energy efficiency, while LG is popular for its AI-powered features and durable compressors.

Voltas is a trusted Indian brand that offers excellent value for money with a robust service network. Their models are built to handle the extreme temperatures of the Indian climate.

Blue Star and Carrier are also highly regarded for their reliable cooling performance and wide range of products, including portable AC models, for both residential and commercial use.

Price list of top selling air conditioners (AC) in India (February 2026)

Top-selling air conditioners offer a mix of energy efficiency, advanced technology, and competitive pricing for the Indian market. These models feature modern inverter compressors, which give you powerful cooling while keeping electricity bills low. Consider these popular options from leading brands when you are making your decision.

Model and features

Approximate price

LG 1.5-ton 5-star dual inverter split AC with AI convertible cooling

Rs. 44,990 to Rs. 47,490

Daikin 1.5-ton 5-star inverter split AC with 3D airflow technology

Rs. 45,490 to Rs. 48,000

Voltas 1.5-ton 3-star inverter split AC with multi-adjustable modes

Rs. 32,989 to Rs. 34,990


Disclaimer: Please note that specific features, models, and pricing may vary depending on the region and time of purchase. It is recommended to visit the official website or authorised retailers for the latest information.

Please note: Easy EMI facility is applicable on purchases above Rs. 5,000.

Also read: How to maintain your AC filter for optimal performance

Smart shopping starts here: Explore exclusive offers and pair them with affordable Easy EMIs for a rewarding shopping experience.

Get electronics and appliances on Easy EMIs with Bajaj Finserv

Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. You can also maximise your savings by using the Maha Bachat Savings Calculator—a smart tool that combines brand offers, dealer offers, and EMI offers, all in one place, helping you lower the overall cost while still paying in small, bite-sized instalments. Follow these steps to get started:

Explore products on Bajaj Mall: Browse a wide range of electronics and appliances from trusted brands on Bajaj Mall. Compare features like energy ratings, storage capacity, performance settings, and design to choose the right product for your home.

Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.

Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.

Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.

Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.

Pro tip

Explore with rewards, cashbacks, coupons, and deals from Bajaj Finserv.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Frequently asked questions

How can I buy ACs on EMI?

You can buy AC on EMIs without a credit card on the Bajaj Finserv EMI Network. Visit a partner store, select your favourite AC, and pay for it with your EMI Network Card.

Apply for Bajaj Finserv Insta EMI Card

What should I check before buying an AC?

To select a suitable AC, consider factors such as the BEE star rating, room size, AC capacity, filter type, condenser type, and cooling modes. You can also refer to our AC buying guide to find a model that perfectly matches your needs.

What are the different types of ACs available in the market?

There are several AC options to choose from. Window ACs are budget-friendly and self-installable, but cool limited areas. Split ACs are quieter, more efficient, and better for larger spaces, though they require professional installation. Portable ACs offer flexible room-to-room cooling but have lower power and efficiency. For multi-room cooling, ductless mini-split systems provide individual temperature control.

How much do ACs generally cost?

AC prices in India typically range from Rs. 20,000 to Rs. 70,000 depending on type, size, and features. Window ACs are generally cheaper, while split ACs are pricier but more efficient. Expect to pay more for features like inverter technology for energy savings.

What factors can affect the prices of ACs?

The price of an AC in India hinges on several factors. Type (window ACs being cheapest), size (needed cooling capacity), and features (inverter technology for efficiency) all play a role. Even brand reputation can influence the cost. During peak summer months, prices may rise slightly.

How long does it take to get EMI approval for an air conditioner?

EMI approval for an air conditioner usually takes a few minutes to a couple of hours, depending on the lender and the customer's credit profile.

Should I choose an air conditioner based on my EMI budget or desired features?

It's best to balance your EMI budget with desired features. Ensure the AC meets your cooling needs and energy efficiency standards while remaining affordable within your monthly budget.

How is an EMI network AC different from a regular AC purchase?

In a regular AC purchase, you usually pay the full amount upfront at the time of buying. With an EMI Network purchase, the cost is split into monthly instalments. This allows buyers to manage expenses more easily while still purchasing higher-quality or feature-rich air conditioners.

Who is eligible to get an AC through the EMI Network?

Eligibility for an EMI Network purchase usually depends on basic verification, such as identification details, credit history, and financing partner requirements. Salaried individuals, self-employed professionals, and existing customers of financing platforms may qualify for EMI options depending on the provider’s policies and approval criteria.

How do I check ISEER ratings before choosing an inverter AC?

You can check the ISEER rating on the energy label provided with the air conditioner. This label, issued under the Bureau of Energy Efficiency guidelines, indicates the seasonal energy efficiency of the AC. Higher ISEER ratings generally mean lower electricity consumption and better long-term energy savings.

Is a split AC better than a window AC for apartments?

A split AC is often preferred for apartments because it operates more quietly and provides better cooling distribution. It also has a modern design and flexible installation options. However, window ACs may still be suitable for smaller rooms or spaces where installation flexibility is limited.

What tonnage AC should I choose for a 1BHK flat?

For a typical 1BHK flat, the required AC tonnage depends on the room size and layout. Bedrooms usually work well with a 1-ton or 1.5-ton AC, while larger living areas may require a 1.5-ton unit. Choosing the right capacity ensures efficient cooling and optimal energy consumption.

Are inverter ACs more energy efficient than non-inverter models?

Yes, inverter ACs are generally more energy efficient than non-inverter models. They adjust compressor speed based on cooling demand instead of constantly turning on and off. This helps maintain a consistent temperature while reducing electricity consumption, making them suitable for long-hour daily usage.

Can I upgrade to a higher capacity AC through EMI Network options?

Yes, EMI Network options often allow buyers to select higher capacity AC models without paying the full price upfront. By spreading the cost into manageable monthly instalments, customers can upgrade to more powerful or energy-efficient air conditioners that better suit larger rooms or higher cooling needs.

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