vivo 5G Mobile Phones under Rs. 20,000 in India (2025)

Discover the best vivo 5G phones under Rs. 20,000 in India (2025) with strong performance and stylish design. Buy your latest gadgets on Easy EMIs in simple steps.
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vivo 5G Mobile Phones under Rs. 20,000 in India (2025)
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3 mins
26 Dec 2025

vivo 5G mobile phones under Rs. 20,000 offer a great mix of modern features and pocket-friendly prices. These smartphones are perfect for users who want advanced technology without spending too much. Most models come with smooth 120Hz displays, which make scrolling and gaming feel more responsive and enjoyable. They are powered by reliable processors from Snapdragon or MediaTek, ensuring efficient performance for everyday tasks. You can browse, stream, play games, and multitask with ease. These phones also offer large batteries that last all day, along with fast charging support to keep you powered up quickly.

Camera quality is impressive in this range, with sharp images and useful modes for different lighting conditions. With enough RAM and storage, you’ll have no trouble saving apps, photos, and files. Designed for seamless 5G connectivity, these vivo phones are ready for the future. They are ideal for students, professionals, or anyone on a budget. All these models are available at Bajaj Finserv partner stores for easy purchase.

If you are planning to buy a new phone, you can easily explore your options online or in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models. 

vivo 5G mobile phones under Rs. 20,000 - Models list with specs

vivo 5G mobile phones under Rs. 20,000 offer excellent value for buyers who want advanced features without stretching their budget. These phones provide smooth performance powered by efficient processors like MediaTek Dimensity and Snapdragon series, ensuring quick app launches and multitasking. The key highlights include high-refresh-rate displays of 120 Hz, offering crisp and fluid visuals for games and videos. Battery capacity ranges around 5,000 to 6,500 mAh, which means longer usage and less frequent charging, often supported by fast charging technologies.

Users can expect sharp camera setups, usually featuring a 50MP main camera with additional sensors for portrait and macro shots, plus capable front cameras for clear selfies. These mobiles support the latest Android versions with custom user interfaces for ease of use and enhanced security. With up to 6GB RAM and 128GB storage, users enjoy enough space for apps, photos, and videos along with smooth operation. The strong 5G connectivity ensures fast internet speeds and low latency, which benefits streaming, online gaming, and video calls. vivo’s focus on creating fashionable designs and ergonomic builds gives these phones a premium look and comfortable feel. These mobiles are perfect for everyday users seeking a combination of modern technology, reliable performance, and affordability.

Below are some of the best vivo 5G mobile phones under Rs. 20,000.

vivo T3

The vivo T3 offers a perfect balance of performance and design. With MediaTek Dimensity 7200, AMOLED display, and 44 W fast charging, it delivers smooth multitasking, immersive visuals, and long-lasting battery life.

Feature

Specification

Processor

MediaTek Dimensity 7200

RAM

8GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5000 mAh, 44 W Flash Charging

Display

6.67-inch AMOLED

Price

Rs. 18,499


vivo Y200e 5G

The vivo Y200e 5G is a budget-friendly 5G smartphone with Snapdragon 4 Gen 2, AMOLED display, and 44 W fast charging. Its dual-camera setup and large battery make it ideal for daily tasks and multimedia.

Feature

Specification

Processor

Snapdragon 4 Gen 2

RAM

6GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5000 mAh, 44 W Flash Charging

Display

6.67-inch AMOLED

Price

Rs. 19,999


vivo Y31 Pro

The vivo Y31 Pro features MediaTek Dimensity 7300, 6.72-inch LCD display, and 6500 mAh battery with 44 W fast charging. Its dual rear camera and sleek design make it perfect for multimedia and extended usage.

Feature

Specification

Processor

MediaTek Dimensity 7300

RAM

8GB

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6500 mAh, 44 W Flash Charging

Display

6.72-inch LCD

Price

Rs. 18,999


vivo T2

The vivo T2 combines Snapdragon 695 performance with a 6.38-inch AMOLED display. Its 64MP camera, 16MP front camera, and 44 W fast charging provide excellent photography, smooth performance, and reliable battery life.

Feature

Specification

Processor

Snapdragon 695

RAM

6GB

Rear camera

64MP + 2MP

Front camera

16MP

Battery

4500 mAh, 44 W Flash Charging

Display

6.38-inch AMOLED

Price

Rs. 15,999


vivo T4X

vivo T4X delivers strong performance with MediaTek Dimensity 7300 and 6GB RAM. Its dual rear camera, 44 W fast charging, and 6.72-inch LCD display ensure long-lasting usage and immersive viewing.

Feature

Specification

Processor

MediaTek Dimensity 7300

RAM

6GB

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6500 mAh, 44 W Flash Charging

Display

6.72-inch LCD

Price

Rs. 15,460


vivo Y58

The vivo Y58 packs Snapdragon 4 Gen 2 processor, 6000 mAh battery, and 44 W fast charging. Its dual-camera system and large LCD display make it suitable for multimedia, gaming, and extended usage.

Feature

Specification

Processor

Snapdragon 4 Gen 2

RAM

8GB

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6000 mAh, 44 W Flash Charging

Display

6.72-inch LCD

Price

Rs. 16,999


vivo Y31 5G 6GB RAM

The vivo Y31 5G 6GB RAM version offers Snapdragon 4 Gen 2 performance with a 6500 mAh battery and 44 W fast charging. Its dual camera and 6.68-inch LCD display ensure smooth multimedia experience.

Feature

Specification

Processor

Snapdragon 4 Gen 2

RAM

6GB

Rear camera

50MP + 0.08MP

Front camera

8MP

Battery

6500 mAh, 44 W Flash Charging

Display

6.68-inch LCD

Price

Rs. 16,199


vivo T4 Lite 8GB RAM

vivo T4 Lite with 8GB RAM is powered by MediaTek Dimensity 6300. Its dual-camera setup, 6000 mAh battery with 15 W fast charging, and 6.74-inch LCD display make it suitable for daily use and entertainment.

Feature

Specification

Processor

MediaTek Dimensity 6300

RAM

8GB

Rear camera

50MP + 2MP

Front camera

5MP

Battery

6000 mAh, 15 W Fast Charging

Display

6.74-inch LCD

Price

Rs. 14,999


vivo Y31 5G

The vivo Y31 5G is a budget-friendly option with Snapdragon 4 Gen 2 processor. Its 6500 mAh battery, dual-camera setup, and 6.68-inch LCD display offer reliable daily performance and long battery life.

Feature

Specification

Processor

Snapdragon 4 Gen 2

RAM

4GB

Rear camera

50MP + 0.08MP

Front camera

8MP

Battery

6500 mAh, 44 W Flash Charging

Display

6.68-inch LCD

Price

Rs. 14,999


vivo T4 Lite 6GB RAM

The vivo T4 Lite 6GB RAM combines MediaTek Dimensity 6300 processor with 6000 mAh battery and 15 W fast charging. Its dual-camera setup and 6.74-inch LCD display ensure smooth usage and media viewing.

Feature

Specification

Processor

MediaTek Dimensity 6300

RAM

6GB

Rear camera

50MP + 2MP

Front camera

5MP

Battery

6000 mAh, 15 W Fast Charging

Display

6.74-inch LCD

Price

Rs. 13,490

vivo 5G mobile phones under Rs. 20,000 - Price list (2025)

vivo offers a wide range of smartphones under different price segments to suit every user. From powerful performance-oriented devices to budget-friendly options, these models combine strong specifications with competitive pricing in India.

Model name

Price in India

vivo T3

Rs. 18,499

vivo Y200e 5G

Rs. 19,999

vivo Y31 Pro

Rs. 18,999

vivo T2

Rs. 15,999

vivo T4X

Rs. 15,460

vivo Y58

Rs. 16,999

vivo Y31 5G 6GB RAM

Rs. 16,199

vivo T4 Lite 8GB RAM

Rs. 14,999

vivo Y31 5G

Rs. 14,999

vivo T4 Lite 6GB RAM

Rs. 13,490

 

Prices and availability of the above smartphone models can vary across sellers. We recommend checking the official website for the most up-to-date information. You can also explore the latest offers on smartphones through Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!

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Explore more on vivo mobile phones

vivo V Series mobile phones

vivo V21

vivo V29e

vivo V29 Pro

vivo V15 Pro

vivo V30 5G

vivo V27

vivo V17 Pro

vivo V19

vivo V29

vivo V27 Pro

vivo V20

vivo V25 Pro

vivo V9

vivo V23 Pro

vivo V27 5G

vivo 1820

vivo V15

vivo V26 Pro 5G

vivo V31 Pro 5G

vivo V40 Pro

vivo V29 5G

vivo V21e

vivo V30e

vivo V30 Lite

vivo V30 Pro

vivo V20 SE

vivo V23

vivo V40

vivo V25

vivo V40 SE 5G

vivo V40e

vivo V21 Pro

vivo V28e

vivo V40 Lite 5G

vivo V50 5G

vivo V5

vivo V27s

 

 

 

 

vivo T Series mobile phones

vivo T4x 5G

vivo T4 5G

vivo T3x

vivo T3 Pro

vivo T3 Ultra

vivo T2X 5G

Vivo T2 5G

vivo T1x

vivo T1

vivo T4 Pro 5G

vivo T4 Ultra

 

 

vivo X Series mobile phones

vivo X Fold 5G

vivo X Fold3 Pro

vivo X Fold 3

vivo X200 Mini

vivo X110 Pro Plus

vivo X200 Ultra

vivo X100 Ultra

vivo X100

vivo X100S Pro

vivo X100 Pro Plus

vivo X80 Pro Plus

vivo X100s

vivo X90 Pro Plus

vivo X200 Series

vivo X200 Pro Mini

 

vivo Y Series mobile phones

vivo Y02

vivo Y200 5G

vivo Y35

vivo Y03

vivo Y200 GT

vivo Y36

vivo Y03t

vivo Y200 Plus

vivo Y36i

vivo Y10

vivo Y200e

vivo Y36t

vivo Y100

vivo Y200i

vivo Y37

vivo Y100A

vivo Y200t

vivo Y37 Pro

vivo y100i Power

vivo Y21

vivo Y37m

vivo Y12

vivo Y21s

vivo Y38 5G

vivo Y12s

vivo Y22

vivo Y51A

vivo Y15

vivo Y23

vivo Y55 5G

vivo Y15C

vivo Y27s

vivo Y56 5G

vivo Y15s

vivo Y28

vivo Y57

vivo Y16

vivo Y3

vivo Y73 5G

vivo Y17

vivo Y300 5G

vivo Y75

vivo Y17s

vivo Y300 Pro

vivo Y78 5G

vivo Y18s

Vivo Y33S

vivo Y78 Plus

vivo Y19s

vivo Y33t

vivo Y91

vivo Y20

 

 

 

vivo S Series mobile phones

vivo S17

vivo S18 Pro

vivo S20 Pro

vivo S20

 

 

 

vivo mobile phones by budget

vivo phones under Rs. 7,000

vivo phones under Rs. 10,000

vivo phones under Rs. 12,000

vivo phones under Rs. 15,000

vivo phones under Rs. 20,000

vivo phones under Rs. 30,000

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Frequently asked questions

What makes vivo 5G mobiles under Rs. 20,000 stand out?

vivo 5G mobiles under Rs. 20,000 offer strong processors, dual-camera setups, large batteries, and fast charging, delivering reliable performance, smooth multitasking, and immersive displays at affordable prices in India.

Can vivo 5G phones under Rs. 20,000 handle heavy gaming?

Yes, with MediaTek Dimensity and Snapdragon processors, up to 8GB RAM, and optimized graphics, vivo 5G phones under Rs. 20,000 can handle moderate to heavy gaming with smooth performance and minimal lag.

How long do the batteries typically last in these vivo phones?

These vivo 5G phones feature 4500 mAh to 6500 mAh batteries, ensuring full-day usage under normal conditions, with fast charging options like 15 W and 44 W for quick top-ups.

Are the displays on vivo 5G phones under Rs. 20,000 suitable for streaming high-quality videos?

Yes, AMOLED and LCD displays up to 6.74-inch provide vibrant colours, sharp clarity, and immersive viewing, making vivo 5G phones under Rs. 20,000 suitable for streaming high-quality videos.

Can I buy vivo 5G phones under Rs. 20,000 on EMI from Bajaj Finserv?

Yes, vivo 5G phones under Rs. 20,000 are available for purchase on Easy EMIs through Bajaj Finserv. Customers can avail flexible repayment options, including zero down payment and EMI durations from 3 months to 60 months months at partner stores. You can shop on Easy EMIs using the Bajaj Finserv Insta EMI Card. Check your eligibility for it in just a few clicks and enjoy the freedom to split the cost into affordable EMIs.

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