vivo 5G Mobile Phones under Rs. 20,000 in India (2025)

Discover the best vivo 5G phones under Rs. 20,000 in India (2025) with strong performance and stylish design. Buy your latest gadgets on Easy EMIs in simple steps.
vivo 5G Mobile Phones under Rs. 20,000 in India (2025)
3 mins
5th August 2025

vivo 5G mobile phones under Rs. 20,000 offer a great mix of modern features and pocket-friendly prices. These smartphones are perfect for users who want advanced technology without spending too much. Most models come with smooth 120Hz displays, which make scrolling and gaming feel more responsive and enjoyable. They are powered by reliable processors from Snapdragon or MediaTek, ensuring efficient performance for everyday tasks. You can browse, stream, play games, and multitask with ease. These phones also offer large batteries that last all day, along with fast charging support to keep you powered up quickly.

Camera quality is impressive in this range, with sharp images and useful modes for different lighting conditions. With enough RAM and storage, you’ll have no trouble saving apps, photos, and files. Designed for seamless 5G connectivity, these vivo phones are ready for the future. They are ideal for students, professionals, or anyone on a budget. All these models are available at Bajaj Finserv partner stores for easy purchase.

If you are planning to buy a new phone, you can easily explore your options online or in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models. 

vivo 5G mobile phones under Rs. 20,000 - Features and specifications

vivo 5G mobile phones under Rs. 20,000 offer excellent value for buyers who want advanced features without stretching their budget. These phones provide smooth performance powered by efficient processors like MediaTek Dimensity and Snapdragon series, ensuring quick app launches and multitasking. The key highlights include high-refresh-rate displays of 120 Hz, offering crisp and fluid visuals for games and videos. Battery capacity ranges around 5,000 to 6,500 mAh, which means longer usage and less frequent charging, often supported by fast charging technologies.

Users can expect sharp camera setups, usually featuring a 50MP main camera with additional sensors for portrait and macro shots, plus capable front cameras for clear selfies. These mobiles support the latest Android versions with custom user interfaces for ease of use and enhanced security. With up to 6GB RAM and 128GB storage, users enjoy enough space for apps, photos, and videos along with smooth operation. The strong 5G connectivity ensures fast internet speeds and low latency, which benefits streaming, online gaming, and video calls. vivo’s focus on creating fashionable designs and ergonomic builds gives these phones a premium look and comfortable feel. These mobiles are perfect for everyday users seeking a combination of modern technology, reliable performance, and affordability.

1. vivo Y39 5G

The vivo Y39 5G is a stylish mid-range smartphone featuring a large 6.68-inch LCD display with a smooth 120 Hz refresh rate. It runs on the powerful Snapdragon 4 Gen 2 processor with 8GB RAM and up to 256GB storage, suitable for multitasking and storing files. The device offers a 50MP + 2MP dual rear camera setup and an 8MP front camera, backed by a robust 6,500 mAh battery with 44 W fast charging. It runs Android 15 with FunTouch OS 15 and boasts durability features like IP64 rating for dust and water resistance.

Specification

Details

RAM

8GB

Storage

128GB

Front camera

8MP

Rear camera

50MP + 2MP

Display

6.68-inch HD+ LCD, 120Hz

Battery

6,500 mAh

Processor

Octa-core Snapdragon 4 Gen 2

Price Rs. 16,998

 

2. vivo T3 5G

The vivo T3 5G is a sleek and powerful smartphone offering an immersive viewing experience with its 6.67-inch AMOLED display and 120 Hz refresh rate. Powered by the MediaTek Dimensity 7200 processor with 8GB RAM, it supports smooth multitasking and gaming. The device features a dual rear camera setup for sharp photos, a 5,000 mAh battery with 44 W fast charging, and runs on the latest Android 14 with FuntouchOS 14, making it a balanced choice for everyday use.

Specification

Details

RAM

8GB

Storage

128GB

Front camera

16MP

Rear camera

50MP + 2MP

Display

6.67-inch FHD+ AMOLED, 120Hz

Battery

5,000 mAh

Processor

Octa-core MediaTek Dimensity 7200

Price Rs. 16,999

 

3. vivo T4X 5G

The vivo T4X 5G offers a large storage capacity of 256GB and a robust MediaTek Dimensity 7300 processor, making it ideal for users who need ample storage and powerful performance. This phone is best suited for professionals and heavy users who require extensive storage and efficient multitasking.

Specification

Details

RAM

8GB

Storage

256GB

Front camera

8MP

Rear camera

50MP + 2MP

Display

6.72-inch FHD+ LCD, 120Hz

Battery

6,500 mAh

Processor

Octa-core MediaTek Dimensity 7300

Price Rs. 16,999

 

4. vivo Y200 5G

The vivo Y200 5G is a sleek smartphone offering a vibrant 6.67-inch AMOLED display with 120 Hz refresh rate for smooth visuals. It runs on the efficient Snapdragon 4 Gen 1 processor paired with 8GB RAM and up to 256GB storage, delivering solid performance. The phone features a 64MP OIS rear camera for stable and sharp photos and a 16MP front camera. It is powered by a 4,800 mAh battery with 44 W fast charging and runs on Android 13 with Funtouch OS.

Specification

Details

RAM

8GB

Storage

128GB

Front camera

16MP

Rear camera

64MP + 2MP

Display

6.67-inch FHD+ AMOLED, 120Hz

Battery

4,800 mAh

Processor

Octa-core Snapdragon 4 Gen 1

Price Rs. 19,970

 

5. vivo Y29

The vivo Y29 5G is a budget-friendly smartphone known for its efficient MediaTek Dimensity 6300 processor and smooth performance with up to 8GB RAM. It features a 6.68-inch HD+ LCD display with a 120 Hz refresh rate for fluid visuals. The phone’s dual rear camera setup includes a 50MP main sensor and a 0.08MP secondary sensor, paired with an 8MP front camera. The 5,500 mAh battery supports 44 W fast charging, providing reliable battery life. Running Android 14, it offers expandable storage and reliable everyday performance.

Specification

Details

Display

6.68-inch LCD, 720 x 1608 pixel, 120 Hz refresh rate

RAM

8GB

Storage

256GB

Front camera

8MP

Rear cameras

50MP + 0.08MP

Battery capacity

5,500 mAh

OS

Android 14

Release status

Released

Release date

24 December 2024

Price

Rs.15,498


6. vivo Y200e 5G

The vivo Y200e 5G is a budget-friendly smartphone offering a vivid 6.67-inch AMOLED display with 120 Hz refresh rate for smooth visuals. Powered by the Snapdragon 4 Gen 2 processor, it ensures efficient performance. It features an 8GB RAM option and 128GB internal storage expandable up to 1TB. The camera setup includes a 50MP main and 2MP depth sensor, paired with a 16MP front camera. A 5,000 mAh battery with 44 W fast charging supports long-lasting use. The phone runs on Android 14 with Funtouch OS and was released in February 2024.

Specification

Details

RAM

6GB

Storage

128GB

Front camera

16MP

Rear camera

50MP + 2MP

Display

6.67-inch FHD+ AMOLED, 120Hz

Battery

5,000 mAh

Processor

Octa-core Snapdragon 4 Gen 2

Price Rs. 19,999

 

7. vivo Y58 5G

The vivo Y58 is a stylish and powerful 5G smartphone focused on providing a smooth display experience and long-lasting battery life. It features a 6.72-inch Full HD+ LCD display with a 120 Hz refresh rate for fluid visuals. Equipped with Snapdragon 4 Gen 2 processor, 8GB RAM, and 128GB storage, it handles multitasking efficiently. The phone includes a 50MP dual rear camera setup and an 8MP front camera for clear photos. A large 6,000 mAh battery with 44 W fast charging ensures extended usage.

 

Specification

Details

RAM

8GB

Storage

128GB

Front camera

8MP

Rear camera

50MP + 2MP

Display

6.72-inch FHD+ LCD, 120Hz

Battery

6,000 mAh

Processor

Octa-core Snapdragon 4 Gen 2

Price Rs. 16,597

 

8. vivo Y100 5G 

The vivo Y100 is a mid-range 5G smartphone with a large 6.38-inch AMOLED display offering smooth visuals and vibrant colours. It features efficient Snapdragon 4 Gen 2 processing and comes with 8GB RAM and 256GB storage, suitable for multitasking and ample app storage. The dual rear camera setup captures detailed photos, while the 4,500 mAh battery with 80 W fast charging ensures long-lasting and quick power-ups. It runs on Android 14 for an updated user experience.

Specification

Details

RAM

8GB

Storage

128GB

Front camera

16MP

Rear camera

64MP + 2MP

Display

6.38-inch FHD+ AMOLED, 120Hz

Battery

4,500 mAh

Processor

Octa-core MediaTek Dimensity 900

Price Rs. 16,990

 

9. vivo T2 5

The vivo T2 5G is a mid-range smartphone that offers a vibrant 6.38-inch AMOLED display with a 90 Hz refresh rate, ensuring smooth visuals. Powered by the Snapdragon 695 chipset, it delivers efficient performance for daily tasks and gaming. The phone features a dual rear camera setup with a 64MP primary sensor with OIS, paired with a 16MP front camera for clear selfies. It runs Android 13 and has a 4,500 mAh battery with 44 W fast charging.

Specification

Details

RAM

8GB

Storage

128GB

Front camera

16MP

Rear camera

64MP + 2MP

Display

6.38-inch FHD+ AMOLED, 120Hz

Battery

5,000 mAh

Processor

Octa-core Snapdragon 695

Price Rs. 17,999

 

10. vivo Y100A

The vivo Y100A offers a compact 6.38-inch AMOLED display with vivid colours and a smooth 90 Hz refresh rate. Powered by the Qualcomm Snapdragon 695 processor, it ensures efficient performance paired with 8GB RAM and up to 256GB storage. The phone features a capable triple rear camera setup with a 64MP primary sensor, a 16MP front camera for clear selfies, and a 4,500 mAh battery supporting 44 W fast charging. It runs on Android 13 with custom Funtouch OS and is suitable for users seeking a balanced mid-range 5G smartphone.

Specification

Details

RAM

8GB

Storage

128GB

Front camera

16MP

Rear camera

64MP + 2MP

Display

6.38-inch FHD+ AMOLED, 120Hz

Battery

4,500 mAh

Processor

Octa-core MediaTek Dimensity 900

Price Rs. 15,499

 

vivo 5G mobile phones under Rs. 20,000 - Price list (2025)

The price table lists the latest vivo 5G mobile phones under Rs. 20,000 models, including storage, RAM, and colour choices. These flagship phones offer high-end features at different prices, helping users pick the version that matches their needs and budget.

Mobile model

Price (Rs.)

vivo Y39 5G

Rs.16,998

vivo T3 5G

Rs.16,999

vivo T4X 5G

Rs.16,999

vivo Y200 5G

Rs.19,970

vivo Y200e 5G

Rs.19,999

vivo Y58

Rs.16,597

vivo Y100

Rs.16,990

vivo T2 5G

Rs.17,999

vivo Y100A

Rs.15,499

vivo Y29

Rs.15,498

 

Prices and availability of the above smartphone models can vary across sellers. We recommend checking the official website for the most up-to-date information. You can also explore the latest offers on smartphones through Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!

Financing options with Bajaj Finserv

 

Bajaj Mall is the best destination for you to read about all the details, features, and specifications of any product that you wish to buy. Once you have all the information, go to your nearest Bajaj Finserv partner store, and select the smartphone you want. You can get a pre-approved loan to fund your purchase. You can check your pre-approved loan limit online or at the store. After that, provide your basic details, and convert the cost of your purchase into Easy EMIs.

Benefits of shopping with Bajaj Finserv’s financing options

Below are some of the key advantages of using Bajaj Finserv’s financing options to make a new electronics purchase:

1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.

2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.

3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.

4. Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection available at Bajaj Finserv partner stores across the country.

5. Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.

Explore more on vivo mobile phones

vivo V Series mobile phones

vivo V21

vivo V29e

vivo V29 Pro

vivo V15 Pro

vivo V30 5G

vivo V27

vivo V17 Pro

vivo V19

vivo V29

vivo V27 Pro

vivo V20

vivo V25 Pro

vivo V9

vivo V23 Pro

vivo V27 5G

vivo 1820

vivo V15

vivo V26 Pro 5G

vivo V31 Pro 5G

vivo V40 Pro

vivo V29 5G

vivo V21e

vivo V30e

vivo V30 Lite

vivo V30 Pro

vivo V20 SE

vivo V23

vivo V40

vivo V25

vivo V40 SE 5G

vivo V40e

vivo V21 Pro

vivo V28e

vivo V40 Lite 5G

vivo V50 5G

vivo V5

vivo V27s

 

 

 

 

vivo T Series mobile phones

vivo T4x 5G

vivo T4 5G

vivo T3x

vivo T3 Pro

vivo T3 Ultra

vivo T2X 5G

Vivo T2 5G

vivo T1x

vivo T1

vivo T4 Pro 5G

vivo T4 Ultra

 

 

vivo X Series mobile phones

vivo X Fold 5G

vivo X Fold3 Pro

vivo X Fold 3

vivo X200 Mini

vivo X110 Pro Plus

vivo X200 Ultra

vivo X100 Ultra

vivo X100

vivo X100S Pro

vivo X100 Pro Plus

vivo X80 Pro Plus

vivo X100s

vivo X90 Pro Plus

vivo X200 Series

vivo X200 Pro Mini

 

vivo Y Series mobile phones

vivo Y02

vivo Y200 5G

vivo Y35

vivo Y03

vivo Y200 GT

vivo Y36

vivo Y03t

vivo Y200 Plus

vivo Y36i

vivo Y10

vivo Y200e

vivo Y36t

vivo Y100

vivo Y200i

vivo Y37

vivo Y100A

vivo Y200t

vivo Y37 Pro

vivo y100i Power

vivo Y21

vivo Y37m

vivo Y12

vivo Y21s

vivo Y38 5G

vivo Y12s

vivo Y22

vivo Y51A

vivo Y15

vivo Y23

vivo Y55 5G

vivo Y15C

vivo Y27s

vivo Y56 5G

vivo Y15s

vivo Y28

vivo Y57

vivo Y16

vivo Y3

vivo Y73 5G

vivo Y17

vivo Y300 5G

vivo Y75

vivo Y17s

vivo Y300 Pro

vivo Y78 5G

vivo Y18s

Vivo Y33S

vivo Y78 Plus

vivo Y19s

vivo Y33t

vivo Y91

vivo Y20

 

 

 

vivo S Series mobile phones

vivo S17

vivo S18 Pro

vivo S20 Pro

vivo S20

 

 

 

vivo mobile phones by budget

vivo phones under Rs. 7,000

vivo phones under Rs. 10,000

vivo phones under Rs. 12,000

vivo phones under Rs. 15,000

vivo phones under Rs. 20,000

vivo phones under Rs. 30,000

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Frequently asked questions

What makes vivo 5G mobiles under Rs. 20,000 stand out?

vivo 5G mobiles under Rs. 20,000 stand out due to their smooth 120 Hz displays, powerful MediaTek and Snapdragon processors, and large batteries up to 6,500 mAh. They offer sharp cameras, ample RAM up to 6GB, and reliable 5G connectivity, making them a great value for affordable yet capable smartphones.

Can vivo 5G phones under Rs. 20,000 handle heavy gaming?

Yes, these vivo phones can handle casual to moderate gaming well, thanks to efficient processors like MediaTek Dimensity series and displays with high refresh rates. While not designed for intensive gaming, they provide smooth gameplay for many popular games at balanced graphics settings.

How long do the batteries typically last in these vivo phones?

Batteries in vivo 5G mobiles under Rs. 20,000 typically range from 5,000 mAh to 6,500 mAh, offering long-lasting usage that can easily last a full day on normal to heavy use. Fast charging support reduces downtime during recharging.

Are the displays on vivo 5G phones under Rs. 20,000 suitable for streaming high-quality videos?

Yes, vivo 5G phones offer displays like a 6.67-inch AMOLED or IPS LCD with Full HD+ resolution and 90 to 120 Hz refresh rates, which provide sharp visuals and smooth video playback ideal for streaming high-quality content.

Can I buy vivo 5G phones under Rs. 20,000 on EMI from Bajaj Finserv?

Yes, vivo 5G phones under Rs. 20,000 are available for purchase on Easy EMIs through Bajaj Finserv. Customers can avail flexible repayment options, including zero down payment and EMI durations from 3 months to 60 months months at partner stores. You can shop on Easy EMIs using the Bajaj Finserv Insta EMI Card. Check your eligibility and preapproved limit in just a few simple steps and make the purchase easy on your pocket.

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