Credit Health Report

Your Credit Health Report is a detailed account of your credit history. It gives insights to your credit score, behaviour and summary of all your loan accounts.

  • Checking your credit health report frequently has no impact on your credit score.

  • CIBIL Score does not take in account your savings or investment account information.

  • Closing your old loan accounts will not increase your credit score.

If you find any inaccuracies in your account details, you can raise a dispute by writing to TransUnion CIBIL Limited at info@cibil.com.

Frequently asked questions

What is a Credit Health Report?

The Credit Health Report is a detailed summary of your credit profile. It contains your credit score which is a measure of your credit health. Bajaj Finance Limited has partnered with TransUnion CIBIL, a credit rating agency. All information presented in the Credit Health Report is based on data gathered through the CIBIL database. You can view your credit report anytime you want with the Bajaj Finserv Credit Pass.

How does checking my credit report help?

Your Credit Health Report includes information about your credit profile, credit score, credit history, and details about active and closed loan accounts. You can monitor your credit health and take necessary action to improve or maintain your credit score by checking your Credit Health Report regularly with the Credit Pass. In addition, your report also has personalised offers you can get based on your score.

Can I view the Credit Health Report for free?

The Credit Health Report is available to Credit Pass subscribers. Once you sign up for the Credit Pass for Rs. 99, you can view your personalised Credit Health Report anytime you want.

How often does my Credit Health Report get updated?

Your Credit Health Report gets updated every 30-45 days.
Bajaj Finance Limited has partnered with TransUnion CIBIL, a credit rating agency. Your CIBIL Score is based on the information collected by TransUnion CIBIL for different credit institutions.
According to the Credit Information Companies (Regulation) Act of 2005, CIBIL cannot modify any information in its database without confirmation from relevant credit institutions.

Does the Credit Health Report show my CIBIL score?

Yes, the Credit Health Report will show your CIBIL score. You can also check your CIBIL score without purchasing the Credit Pass by clicking on the link below.

Check your latest credit score

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