Bajaj Finance offers two ways to convert your ceiling fan purchase into affordable monthly payments. Both options are available at over 1.5 lakh partner stores across 4,000 cities in India.
| Option | Limit | Key features |
|---|
| Insta EMI Card | Card loan offer of up to Rs. 6 lakh | Zero annual fee; 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Easy EMI Loan | Loan limit of up to Rs. 12 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose?
Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value ceiling fan purchase in a single transaction.
A single 5 Star fan costs around Rs. 3,000, which is under Rs. 5,000. Buy two fans for two rooms, or add a matching accessory, to take your invoice above Rs. 5,000, the minimum amount needed for financing.
Buyer scenario:
Arvind Patel, a 46-year-old shopkeeper in Ahmedabad, runs his bedroom and living room fans for more than 6 hours a day through a long summer. He decides to replace both with two 5 Star fans at around Rs. 3,000 each, for a total invoice of Rs. 6,000, which is above the Rs. 5,000 minimum. He opts for the Insta EMI Card at Reliance Digital, Ahmedabad, because he plans to buy more home appliances over time. With a 6-month tenure, his approximate monthly EMI works out to Rs. 1,044.