If you are a doctor looking for financing to pursue your dreams or expand your practice, look no further. Our loan for doctors comes with a range of benefits that can help you manage your varied expenses with ease.
- A high sanction:
Borrow up to Rs. 80 lakh with no restrictions on how you use the funds. Whether you need to purchase new equipment, hire staff, or expand your clinic, you can use the loan to cover all these expenses. You may even use it to cover personal expenses, like your wedding, or home renovation.
- More affordable EMIs:
Our doctor loan also offers lower EMIs with the Flexi Hybrid Loan variant, which lets your pay just the interest as your monthly instalments. This reduces the burden of repayment, especially when you are short on funds. Do note that this feature applies to only the initial part of the tenure.
- Free withdrawal and part-payment:
With our Flexi Loan variants, you get the flexibility to use your loan amount as per your need of the hour. Withdraw funds from your sanction when you have expenses to meet. Prepay them back into your loan account when you have surplus funds, to restore your loan balance. With this feature, you can manage unexpected or urgent bills without any hassle.
Other benefits of this loan include easy online application and approval, minimal documentation, and no collateral requirement. There are also no hidden charges or fees involved, so you do not face any surprises down the line.
In conclusion, if you are a doctor looking for financing to manage your expenses, the Doctor Loan from Bajaj Finance can be a great option. With a high loan amount, flexibility of usage, and affordable EMIs, you can get the funding you need to tackle your goals head-on.