Visit any of our healthcare partners to avail the Health EMI Network Card
You can apply for the Health EMI Network Card when you avail for treatments, purchase medicines or pharmacy supplies or avail diagnostic tests, etc. at any of our partners like the Ruby Hall Clinic, VLCC, Apollo Hospitals, Dr Batra Clinic etc.
Click here to apply now.
|Types of Fees||Charges Applicable|
|Joining Fee||Rs. 589/- inclusive of applicable taxes|
|Instant Activation Fee||Rs. 118/-inclusive of applicable taxes|
|Add-on Card Fee||Rs. 199/- inclusive of applicable taxes|
|Mandate Registration Charges||Rs. 118/-inclusive of applicable taxes|
|NACH/Cheque Bounce Charges||Rs 450/- Inclusive of applicable taxes|
|Mandate Rejection Charges||Rs. 450/- (inclusive of applicable taxes) will be applicable if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.|
Statement of Account/ Repayment Schedule/Foreclosure Letter/No Objection Certificate/Interest Certificate/List of documents.
|Download your e-statements/letters/certificates at no extra cost by logging into Customer Portal – Experia.
You can get a physical copy of your statements/letters/certificates/List of Documents from any of our branches at a charge of Rs. 50/- Inclusive of taxes per statement/letter/certificate.
|Penal Interest/Amount||In case of delay in payment of Monthly Instalment, the Lender shall charge penal interest at the rate of 2% per month plus applicable taxes on the amount of Monthly Instalment outstanding as on that date or INR 200/- inclusive of applicable taxes, whichever is the higher amount.|
|Annual Fee||Rs. 117 (inclusive of applicable taxes)
Annual fee will only be charged to the EMI Network Card holders who have not availed any loan using the Health EMI Network Card in the preceding year. The duration of the preceding year is calculated 12 months from last year’s validity month, which is printed on the face of your Health EMI Network Card. For example, If the Health EMI Network Card is issued in the month of February 2019 (referred to as ‘Member Since’, on the Health EMI Network Card) the date for payment of the annual fee will be March, 2020.