Health EMI Network Card
The Bajaj Finserv Health EMI Network Card is India’s first health EMI card. With this card, you can convert your and your family's medical bills into easy EMIs. You can choose a flexible repayment tenure of up to 24 months. Apart from easy EMI conversion, you get additional benefits like 10 free tele consultations from 90,000+ doctors, Rs. 2,500 lab and OPD benefits, and a preventive lab test package.
Applicable fees and charges
One-time joining fee for the Health EMI Network Card
Card variant |
Joining fee |
| Health EMI Network Card - Gold | Rs. 707 (inclusive of applicable taxes) |
Health EMI Network Card - Platinum |
Rs. 999 (inclusive of applicable taxes) |
Applicable fees and charges for availing of the Health EMI Network Card loan limit
Type of fee |
Applicable charges |
Processing fee |
Up to Rs. 1,017 (inclusive of applicable taxes) collected upfront |
Bounce charges |
Rs. 500 per bounce |
Penal interest |
Any delay in payment of Monthly Instalment/ EMI shall attract penal interest at the rate of 3.5% per month on the Monthly Instalment/ EMI outstanding, from the date of default until the receipt of Monthly Instalment/ EMI |
Mandate rejection charges |
Rs. 450 per month from the first instalment due date for the mandate rejected by customer's bank until the new mandate is registered |
Mandate registration charges |
Rs. 118 (inclusive of applicable taxes) if applicable |
Loan enhancement fees |
Rs. 117 (inclusive of applicable taxes) for a temporary increase in Health EMI card limit for the loan transaction. Same will be charged only for increase in limit in excess of Rs. 999 to be collected along with the first instalment |
Convenience fee |
Rs. 117 (inclusive of applicable taxes) will be collected along with the first instalment |
Full pre-payment (Foreclosure) charges |
NIL, anytime post disbursal of loan |
Part pre-payment charges |
NIL, anytime post disbursal of loan |
Frequently asked questions
The Bajaj Finserv Health EMI Network Card is a unique payments solution that allows you to avail of finance to pay for medical expenses that you incur for yourself and your family and pay in easy EMIs. The Health EMI Network Card can be used to avail finance for treatments such as dental care, eye care, hair transplantation, cosmetic treatments, diagnostic care, and many more from over 5,500+ hospital and lab partners.
You need to fulfil the following eligibility criteria to get the Health EMI Network Card:
- Age: 21 to 65 years
- Nationality: Indian
- Income: You should have a regular source of income
If you are an existing Bajaj Finserv EMI Network Card holder, you do not have to submit any documents to get the Health EMI Network Card. If you are a new Bajaj Finserv customer, you need to submit your KYC documents and NACH mandate to apply for the Health EMI Network Card.
The Health EMI Network Card can be used to convert the cost of 1,000+ healthcare treatments into EMIs. You can use it across a network of 5,500+ hospital and wellness partners.
The Health EMI Network Card can be used for 1,000+ treatments such as dental care, cosmetic treatments, hair transplants, wellness procedures, eye care to diagnostic care, stem cell banking and more.
As the loan limit on your Bajaj Finserv Health EMI Network Card is pre-approved, you get the digital card immediately. You can activate and access this card on the Bajaj Finserv app.
Yes, you can use the Health EMI Network Card to divide the medical bills of a family member into easy EMIs.