Personal Loan in Dharamshala

When financial needs arise, whether for a medical emergency, wedding expenses, home renovation, or higher education, a personal loan can be the perfect solution. For residents of Dharamshala, Bajaj Finserv offers a hassle-free, quick, and reliable way to access funds without stepping out of your home. With high loan amounts, flexible repayment tenures, and minimal documentation, applying for a personal loan in Dharamshala has never been easier.

✅Check your pre-approved loan offer in Dharamshala with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Longer tenure

Repayments are now easier with tenures of up to 96 months. Choose an appropriate schedule at your convenience.

Transparent policy

We bring 100% transparent policies where no hidden charges are included.

Fast approval

Addressing monetary urgencies have become easier with the instant approval feature from Bajaj Finance.

Money within 24 hours*

The approved funds are transferred to your bank account within 24 hours*. Use as and when required.

Loans up to Rs. 55 lakh loan

You can avail of credit up to Rs. 55 lakh and utilise the money for multiple purposes unrestrictedly.

Submit basic documents

No more complex documentation process. Complete the loan application with a few basic documents only.

Collateral-free loan

Avoid keeping any asset against the funds you seek. Avail of the personal loan instantly by meeting simple eligibility criteria.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Dharamshala with just your phone number and OTP – no need to visit the branch.

Online account

To access your loan information, such as application status, EMI, principal, etc., log in to our customer portal – My Account.

Flexi facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.