Bajaj Finserv in your city
Kottayam is a city in Kerala situated close to the capital of Thiruvananthapuram. It boasts of a high literacy rate, is an agricultural hub, and is home to dense paddy fields. To help residents of this city meet their business needs, Bajaj Finserv offers business loans in Kottayam.
Visit a Bajaj Finserv branch or apply online to get the funds you need.
Features and benefits
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Zero collateral needed
As the Bajaj Finserv Business Loan is unsecured, you only need to meet the eligibility requirements to apply.
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Flexi Hybrid feature
Use the Flexi facility to lower your savings by up to 45%* for an initial part of the tenor.
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Get up to Rs. 80 lakh
Meet business expenditure of high quantum with a loan of up to Rs. 80 lakh.
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Online loan management
Our dedicated customer portal allows for easy loan account access and repayment track.
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Extended repayment tenor
Business loans from Bajaj Finserv come with a flexible tenor of up to 96 months.
Kottayam, situated in its namesake district, is better known for its tobacco-free status. With zero multidimensional poverty index (MPI), the lowest in India, it has a reasonably high economic status that thrives on industries like tourism, rubber and rubber-based manufacturing units, coir production, forest products, and the likes. The city’s co-operative societies generate employment for as many as 20,000 residents here.
Bajaj Finserv Business Loans provide easy financing for most mid and small-scale businesses in the city. Individuals need to meet simple eligibility and document requirements to avail of this collateral-free funding. Use a business loan eligibility calculator to assess loan availability before applying.
Documentation and eligibility criteria
With simple business Loan eligibility criteria and document requirements, Bajaj Finserv ensures ease of access to high-value funding.
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Nationality
Indian
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Age
24 years to 80 years*
(*Age should be 80 years at Loan Maturity)
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CIBIL score
Check your CIBIL Score for FREE685
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IT returns
Must be filed for at least the previous year
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Business vintage
At least 3 years
While quick financing of high value eases funding access, multiple repayment options like part-prepayment and foreclosure along with standard EMI payments also provide the scope for additional savings on your Bajaj Finserv Business Loan. Plus, borrowers can be assured of nil hidden charges.
Fees and charges for a business loan in Kottayam
Our business loan interest rates and charges are affordable as well as transparent for easy repayments. Use the online business loan EMI calculator to assess your monthly repayments.
