While DigiLocker is user-friendly, you may encounter occasional issues during document uploads. Here are practical solutions to common problems:
By following these troubleshooting tips, you can overcome upload errors and make the most of DigiLocker’s features.
Difference between issued documents and uploaded documents in DigiLocker
DigiLocker classifies your digital files into two distinct categories based on their origin and legal standing. It is essential to understand this distinction before using the platform for formal verification processes.
| Feature boundary | Issued documents | Uploaded documents |
|---|
| Source origin | Fetched directly from the database of official issuing authorities. | Scanned or photographed and uploaded manually by the account holder. |
| Legal validity | Legally equivalent to original physical documents under the IT Act. | Treated merely as digital photocopies and lack official verification. |
| Common examples | Digital driving licence, PAN verification, academic certificates. | Private contracts, medical bills, or personal resumes. |
Issued files carry authentic cryptographic signatures, making them valid for instant, paperless identity checks across various government and private organisations.
Documents you can store in DigiLocker – Full list
DigiLocker acts as a comprehensive national digital wallet, allowing citizens to fetch and maintain a wide variety of official certificates.
The primary categories of documents you can securely store and access include:
- Identity proofs: Central documents including your PAN card, Aadhaar card, and voter identification.
- Transport documents: Your official driving licence, vehicle registration certificates (RC), and active insurance policies.
- Academic certifications: Marksheets, passing certificates, and graduation degrees from various central and state educational boards.
- Essential health records: Health insurance cards, statutory vaccination certificates, and digital health IDs.
This digital repository removes the need to carry physical paperwork, facilitating seamless verification across sectors.
How to share DigiLocker documents with Bajaj Finance for KYC
Sharing your verified credentials from DigiLocker with Bajaj Finance makes your identity check entirely paperless and instantaneous.
Follow these quick steps to authorise secure access during your application process:
- Select DigiLocker KYC: Choose the online DigiLocker option on the Bajaj Finance loan or card application portal.
- Authenticate account: Enter your unique identification details and the secure pin associated with your digital locker.
- Validate via OTP: Input the time-sensitive security code sent by the government portal to your registered mobile phone.
- Grant consent: Review the requested documents, such as your address proof, and click 'Allow' to share them securely.
Once completed, the portal pulls the authentic digital files to approve your application immediately.
Conclusion
DigiLocker is an essential tool for securely storing and managing your documents online. Whether it is simplifying KYC submissions for Bajaj Finance loans or reducing the hassle of carrying physical copies, DigiLocker offers unmatched convenience and efficiency.
Take control of your financial life today—organise your documents with DigiLocker and experience faster loan approvals with Bajaj Finance’s digital services.
Ready to go digital? Log in to DigiLocker now and upload your Aadhaar, PAN, and other key documents to enjoy seamless access and secure storage.
