Bajaj Finserv in your city
Chennai, which is the capital of Tamil Nadu is also a popular tourist destination - famous for its premium healthcare facilities, cultural contributions, and economic activities.
To address the city's housing needs, Bajaj Finserv offers loans against property with exclusive features in Chennai. Enjoy amiable interest rates and lenient loan terms with Bajaj Finserv. Apply online today or visit your local branch to get started.
Features and benefits
Applicants interested in availing a loan against property in Chennai can read more to know about the features of the Bajaj Finserv Loan Against Property.
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Interest rate starting 8% to 14% (Floating rate of Interest)
Starting from 8% to 14% (Floating rate of Interest), Bajaj Finserv offers borrowers the option to avail affordable loan against property interest rate.
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Speedy disbursal
The loan amount is credited shortly after the loan processing, approval, and finally, verification.
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Tall loans against property
Eligible applicants with a strong credit profile can avail of sizeable loan amount to meet their expenses and planned costs.
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Digital monitoring
Bajaj Finserv lets you monitor all your loan movements, details and schedules online with zero hassles.
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Easy tenor
Take your time in repaying your Bajaj Finserv Loan Against Property as the tenor spans up 15 years allowing borrowers a buffer period to plan out their EMI payments.
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No-touch loans
Experience a truly remote loan application from anywhere in India by applying Bajaj Finserv online loan against property and getting an easy sanction.
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Ease of prepayments
If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges. However, apart from above situation part pre-payment charges are applicable for term Loan up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment. Part pre-payment charges are not applicable for Flexi Term Loan (Flexi Dropline) and Hybrid Flexi.
One of the leading NBFCs of India, Bajaj Finserv comes with feature-rich loan against property in Chennai. Eligible borrowers can address unforeseen monetary needs or planned expenditures effortlessly with funds of up to Rs. 10.50 crore*, basis eligibility. With minimal documentation and simple application process online, you can get the loan in 72 hours* only.
Loan against property eligibility criteria
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Age
Minimum age: 25 years* (18 years for non-financial property owners)
Maximum age: 85 years* (including non-financial property owners)
*Age of the individual applicant/ co-applicant at the time of loan maturity.
*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure.
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Nationality
Indian (resident)
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Employment status
Either employed at a MNC, private or public limited company, or self-employed
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CIBIL Score
750+
***The upper age limit is considered as age at the time of loan maturity
Check your maximum loan eligibility with the help of Bajaj Finserv Loan Against Property Eligibility Calculator. Accordingly, apply with the necessary documents online for hassle-free loan processing.
Apart from eligibility fulfilment, Bajaj Finserv requires basic documents that vary for self-employed and salaried borrowers. These include address proof, identity proof, financial documents, IT returns and property documents.
Loan Against Property in Chennai Interest Rates and Charges
Read the loan against property interest rates and nominal associated charges to assess your cost of borrowing beforehand. Above all, we do not levy any hidden charges. Enjoy a truly hands-free borrowing experience by applying online today from the comfort of your home.
*Terms and conditions apply
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