Published Jun 6, 2026 · 4 Min Read

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Diwali is one of the most exciting times of the year to buy Apple products in India. Whether you have been planning to upgrade your iPhone, invest in a new MacBook, or pick up a pair of AirPods, the festive season brings some of the sharpest discounts and most attractive deals of the year. Leading e-commerce platforms and authorised Apple resellers roll out compelling offers, including instant price cuts, exchange bonuses, and bank cashback deals, making premium Apple products more accessible than ever.
 

If you want to stretch your savings even further, you can use the Bajaj Finance Insta EMI Card to convert your purchase into Easy EMIs and repay comfortably over 3 to 60 months. Check your Insta EMI Card eligibility today and make this Diwali your best Apple shopping experience yet.

Overview of Apple Diwali offers

Every Diwali, Apple products see some of their sharpest price cuts of the year across both online and offline channels in India. Leading e-commerce platforms such as Amazon and Flipkart, along with authorised Apple resellers like Imagine and iCare, participate actively in the festive sales season. Shoppers can expect a mix of instant discounts, bank cashback offers, exchange bonuses, and no-cost EMI options on iPhones, iPads, MacBooks, AirPods, and Apple Watches. The festive season also sees bundled deals where accessories are offered at reduced prices alongside flagship devices.

iPhone Diwali offers 2026: Top deals you should not miss

Several platforms offer compelling iPhone deals during Diwali 2026. Here is where you can find the best offers this festive season:

  • Amazon Great Indian Festival: Amazon offers significant instant discounts and bank cashback deals on a wide range of iPhone models, along with exchange bonuses for your old device.
  • Flipkart Big Billion Days: Flipkart brings competitive prices on iPhones alongside Easy EMI options, making it a popular destination for festive iPhone shopping.
  • Apple India authorised resellers: Stores such as Imagine, iCare, and Unicorn offer exclusive in-store festive deals, including exchange offers and bundled accessories at reduced prices.
  • Bajaj Finance partner stores: You can shop for iPhones at Bajaj Finance partner stores and pay in Easy EMIs using your Insta EMI Card, both online and offline.
  • Reliance Digital and Croma: These leading electronics retailers offer Diwali discounts on iPhones along with exchange schemes and financing options for a seamless in-store experience.

Apple Diwali offers 2026: Expected discounts on iPhone models

Diwali 2026 is expected to bring some of the best iPhone deals of the year. Here is a look at five iPhone models available in India and what kind of pricing you can expect during the festive season:
 

iPhone modelRegular priceOffer priceWhy you should be interested
iPhone 13 (128GB)Rs. 59,900Rs. 49,900A reliable performer with a brilliant display and dual camera system at a significantly reduced festive price
iPhone 14 (128GB)Rs. 69,900Rs. 59,900Offers advanced safety features, improved battery life, and a powerful chip at an attractive Diwali price
iPhone 15 (128GB)Rs. 79,900Rs. 69,900Features Dynamic Island, a 48MP camera, and USB-C connectivity — a significant upgrade at a festive discount
iPhone 15 Plus (128GB)Rs. 89,900Rs. 79,900Delivers a larger display and exceptional battery life, making it ideal for those who want more screen real estate
iPhone 16 (128GB)Rs. 99,900Rs. 89,900The latest flagship with Apple Intelligence features and a next-generation camera system at a compelling Diwali price

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 

Deals on other Apple products: MacBooks, iPads, and AirPods

Diwali is not just about iPhones — it is a great time to pick up other Apple products too. Here is what to expect across categories:

  • MacBook Air (M2 and M3): Expect meaningful discounts on the MacBook Air range during Diwali, along with bank cashback offers that bring the effective price down further for students and professionals alike.
  • iPad and iPad Air: Festive deals on iPads include instant discounts and exchange offers, making them an excellent choice for students, creative professionals, and those looking for a versatile device.
  • AirPods and AirPods Pro: AirPods see some of their best prices during Diwali, with discounts available across both online and offline channels, often bundled with iPhone purchases for additional savings.
  • Apple Watch Series and SE: Diwali brings attractive deals on Apple Watch models, including exchange bonuses and bank offers, making it a great time to invest in your health and fitness tracking.
  • Apple accessories: Cases, MagSafe chargers, Apple Pencils, and other accessories are often bundled or discounted during the festive season, helping you get more value from your Apple ecosystem purchase.

Tips to maximise savings during Apple Diwali sales

A little planning goes a long way during the Diwali sale season. Here is how you can make the most of Apple Diwali offers in 2026:

  • Compare prices across platforms: Check Amazon, Flipkart, Croma, Reliance Digital, and authorised Apple resellers before making a purchase to ensure you get the best available price on your preferred model.
  • Use bank cashback offers: Many banks offer additional cashback or instant discounts during Diwali sales. Check your bank's festive offers before completing your transaction to maximise your savings.
  • Leverage exchange offers: Trading in your old iPhone or Android device can significantly reduce the effective price of your new Apple product during the festive season.
  • Shop using your Insta EMI Card: Use your Bajaj Finance Insta EMI Card to convert your Apple purchase into Easy EMIs, spreading the cost over 3 to 60 months without straining your monthly budget.
  • Set up sale alerts in advance: Add your preferred products to your wishlist on Amazon and Flipkart before the sale begins so you can track price drops and act quickly when deals go live.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a prepaid card that gives you instant access to a card loan offer of up to Rs. 3 lakh, allowing you to shop for Apple products and thousands of other items on Easy EMIs. You can use it at over 1.5 lakh partner stores across more than 4,000 cities in India, both online and offline, with a repayment tenure of 3 to 60 months to suit your financial comfort.
 

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred Apple products easily and affordably.

How to shop for Apple products on Easy EMIs using the Insta EMI Card

Shopping for Apple products on Easy EMIs using the Insta EMI Card is quick and straightforward. Follow these simple steps to get started:

  • Check your eligibility: Visit the Bajaj Finance official website or mobile app and check your Insta EMI Card eligibility using your mobile number and OTP before heading to the store.
  • Visit a partner store or shop online: Head to a Bajaj Finance partner store such as Reliance Digital, Croma, or an authorised Apple reseller, or shop on a partner e-commerce platform of your choice.
  • Select your preferred Apple product: Choose the iPhone, iPad, MacBook, AirPods, or Apple Watch you wish to purchase and confirm that the invoice amount exceeds Rs. 5,000 to use your Insta EMI Card.
  • Choose the Insta EMI Card payment option: At checkout, select the Bajaj Finance Insta EMI Card as your payment method and enter your card details to proceed with the transaction.
  • Select your repayment tenure: Choose a comfortable repayment tenure from the available options and confirm your Easy EMI plan to complete the purchase.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.


Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 19 years to 70 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.


Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finance application after the successful payment.
     

Also read: How to apply for the Insta EMI Card
 

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Amazon Prime Day SaleAmazon Electronics Sale

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Frequently asked questions

What are the top Apple Diwali offers in 2026?

The top Apple Diwali offers in 2026 include instant discounts on iPhones, iPads, and MacBooks across platforms such as Amazon and Flipkart, along with exchange bonuses, bank cashback deals, and Easy EMI options. Authorised Apple resellers and leading electronics retailers such as Croma and Reliance Digital also offer compelling festive deals worth exploring.

Can I use the Insta EMI Card to buy Apple products this Diwali?

Yes, you can use the Bajaj Finance Insta EMI Card to buy Apple products this Diwali at partner stores across India, both online and offline. Check your Insta EMI Card eligibility online using your mobile number and OTP, and if eligible, apply instantly to start shopping for your favourite Apple products on Easy EMIs.

Are Apple Watches and AirPods included in Diwali EMI offers?

Yes, Apple Watches and AirPods are typically included in Diwali EMI offers at select partner stores and e-commerce platforms. You can use your Bajaj Finance Insta EMI Card to purchase these products on Easy EMIs, provided the invoice amount exceeds Rs. 5,000. We recommend checking partner store listings to confirm availability of EMI options on these products.

Can I exchange my old phone and buy a new iPhone on Easy EMIs?

Yes, you can exchange your old phone and buy a new iPhone on Easy EMIs during the Diwali sale. Many partner stores and e-commerce platforms offer exchange bonuses during the festive season, which reduce the effective price of your new iPhone. You can then use your Insta EMI Card eligibility to pay the remaining amount in Easy EMIs.

Are there cashback offers available on Apple products during Diwali?

Yes, cashback offers are widely available on Apple products during Diwali. Leading banks and payment platforms typically offer instant cashback or reward points on transactions made during the festive season. These offers are available across e-commerce platforms and select offline retailers. We recommend checking your bank's festive offers before completing your purchase to maximise your overall savings.

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