Instant gold loan in Aurangabad

Located in the Deccan Traps, Aurangabad is the largest city in the Marathwada area of Maharashtra. It is also the administrative headquarters of its namesake district.

Aurangabad is known for its cotton and silk textile industries. In addition, this city is surrounded by industrial areas like Shendra, Chikhalthana and Waluj MIDC. This paves the way for several business opportunities.

So, as a resident of Aurangabad, you can opt for a gold loan from Bajaj Finserv to handle your financial obligations. We offer instant gold loans in Aurangabad across two branches. You can visit us directly or apply online.

Gold loan in Aurangabad: Features and benefits

Bajaj Finserv’s gold loan comes with various features and benefits like:

  • Part release facility

    Part release facility

    Bajaj Finserv gives you the option to partially release your pledged items on repaying the equivalent amount.

  • Gold insurance

    Gold insurance

    We extend complementary gold insurance when you obtain a gold loan from us, which ensures your gold items against misplacement or theft.

  • Substantial loan amount

    Substantial loan amount

    You can take care of your financial obligations efficiently with gold loans up to Rs. 2 crore from Bajaj Finserv. Our gold loan calculator can also assist you in determining and planning your expenses.

  • Foreclosure and part-prepayment options

    Foreclosure and part-prepayment options

    Here, at Bajaj Finserv, you can opt for foreclosure or part-prepayment without bearing any additional charges.
     

  • Best security protocols

    Best security protocols

    In addition, we keep your pledged gold items inside highly secure state-of-the-art vaults under 24x7 surveillance in motion detector-equipped rooms.

  • Flexible repayment options

    Flexible repayment options

    Here, you can opt for different loan repayment options. You can also take the assistance of our gold loan EMI calculator to determine your repayment ability.

  • Transparent gold evaluation

    Transparent gold evaluation

    At Bajaj Finserv, we evaluate your gold items with the help of an industry-grade carat meter to ensure optimal authenticity and accuracy.

The major industries in Aurangabad include textile, biotechnology, automobiles, manufacturing and pharmaceuticals. It also houses plenty of tourist attractions such as Daulatabad Fort, Aurangabad Caves and Grishneshwar Temple.

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Gold loan in Aurangabad: Eligibility criteria

The gold loan eligibility criteria of Bajaj Finserv offers are quite lenient. They are:

  • The applicant should be between 21 and 70 years of age.
  • The applicant must be salaried or self-employed with a steady income source.

Utilise a gold loan with zero end-use restrictions, easy-to-meet eligibility and competitive gold loan interest rate in Aurangabad.

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Documents required to get a gold loan in Aurangabad

Before applying for a gold loan in Aurangabad, you need to keep these documents handy.

  • Proof of address
  • Proof of identity

Keep these documents, i.e., your Aadhaar card, PAN card, Voter ID card, bank account statement and utility bills, handy for a hassle-free loan application.

Gold loan in Aurangabad: Interest rate and charges

Bajaj Finserv extends gold loans in Aurangabad with simple-to-meet eligibility criteria and attractive interest rates. However, make sure to check the additional charges before applying.