Great photos no longer need an expensive phone. Today, you can get powerful camera features under Rs. 12,000. These budget smartphones offer high-resolution 50MP sensors, smart AI modes, and useful tools like Night Mode and Portrait Mode. Many options in this price range now support HDR, Full HD video recording, and fast autofocus. Some models even include advanced features like depth sensors, macro lenses, and enhanced image processing for better clarity. You can capture sharp daylight shots, detailed close-ups, and social-media-ready selfies without spending more. Battery life is also strong in this segment, so you can click and record for longer hours. Bright displays make it easier to preview and edit your photos instantly. With improved processors and optimised software, performance stays smooth while using the camera app. If you want clear photos, reliable performance, and solid value, this list will help you choose the right camera phone under Rs. 12,000. If you are planning to buy a new phone, you can easily explore your options in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models.
Best camera mobiles under Rs. 12,000 - Overview
In 2026, budget phones have come a long way when it comes to cameras. Many models under Rs. 12,000 now offer cameras that can take detailed, bright, and clear photos. You do not need to compromise on quality to stay within your budget. Most phones in this list come with 50MP main cameras. This means sharper photos with more details, especially in daylight and outdoor shots. Some phones also include extra lenses like depth or macro sensors, which help with portrait shots and close-up photos. Many devices support HDR mode and Night mode, so low-light photography is better than before.
Front cameras on these phones range from 5MP to 8MP. These are great for selfies and video calls, and usually record clear Full HD videos. Fast processors and optimised camera software help in capturing images quickly without lag. Big batteries make sure you can shoot photos all day. Bright displays allow you to preview and edit pictures easily. Whether you like photography for social media, travel, or everyday moments, these phones give you strong camera performance without breaking the bank.
Best camera phones under Rs. 12,000 in India
1.Xiaomi Redmi 12 5G
Great for everyday photography with crisp 50MP shots and reliable performance. The large FHD+ display makes framing and reviewing photos easy. 5G support keeps sharing quick, while solid battery life ensures you can shoot all day. A dependable all-rounder for students, travel and social creators on a budget.
| Specification | Details |
|---|---|
| Display | 6.79-inch FHD+ 90Hz |
| Chipset | Snapdragon 4 Gen 2 |
| RAM/Storage | 4GB/128GB |
| Cameras (Rear) | 50MP + 2MP |
| Front camera | 8MP |
| Battery/Charging | 5,000 mAh, 18 W |
| Price | Rs. 11,999 |
2. realme 12X
A bright 120Hz display and 50MP camera make this ideal for outdoor shots and daily content creation. 45 W fast charging means less downtime. Dual stereo speakers and enhanced codecs make video viewing and editing more enjoyable. Strong for social photos and quick everyday capture.
| Specification | Details |
|---|---|
| Display | 6.72-inch FHD+ 120Hz |
| Chipset | Dimensity 6100+ |
| RAM/Storage | 4GB/128GB |
| Cameras (Rear) | 50MP + 2MP |
| Front Camera | 8MP |
| Battery/Charging | 5,000 mAh, 45 W |
| Price | Rs. 11,999 |
3. Xiaomi Redmi 12C
This phone offers a reliable 50MP camera that handles everyday moments well. The large battery and 6GB RAM support smooth everyday use. It’s a good choice if you want simple point-and-shoot photography, long battery life and solid basics without complicated features.
| Specification | Details |
|---|---|
| Display | 6.71-inch HD+ |
| Chipset | Helio G85 |
| RAM/Storage | 6GB/128GB |
| Cameras (Rear) | 50MP |
| Front Camera | 5MP |
| Battery/Charging | 5,000 mAh |
| Price | Rs. 11,990 |
4. Infinix Hot 12 Pro
A balanced pick with a 50MP main camera and AI enhancements to improve everyday shots. The camera app includes modes like panorama and portrait. Good battery life and basic performance make it suitable for users wanting photography plus strong day-to-day use on a tight budget.
| Specification | Details |
|---|---|
| Display | 6.6-inch HD+ |
| Chipset | Unisoc Tiger T616 |
| RAM/Storage | 6GB/64GB |
| Cameras (Rear) | 50MP + Depth |
| Front camera | 8MP |
| Battery/Charging | 5,000 mAh, 18 W |
| Price | Rs. 10,999 |
5. vivo T4 Lite 5G
Best suited for users who value balanced camera performance and long battery life. The 50MP sensor captures detail, while AI features help clean up images. A large battery gives extended shooting time, and the side fingerprint sensor adds ease of use for quick photo access.
| Specification | Details |
|---|---|
| Display | 6.74-inch HD+ 90Hz |
| Chipset | Dimensity 6300 |
| RAM/Storage | 4GB/128GB |
| Cameras (Rear) | 50MP + 2MP |
| Front camera | 5MP |
| Battery/Charging | 6,000 mAh, 15 W |
| Price | Rs. 11,999 |
6. Poco C75 5G
A solid budget pick with a 50MP main shooter and decent battery life. The bright 120Hz display helps in capturing and previewing photos. Good for everyday captures and casual content creation, with 5G support for fast uploads and sharing.
| Specification | Details |
|---|---|
| Display | 6.88-inch HD+ 120Hz |
| Chipset | Snapdragon 4s Gen 2 |
| RAM/Storage | 4GB/64GB |
| Cameras (Rear) | 50MP |
| Front camera | 5MP |
| Battery/Charging | 5,160 mAh, 18 W |
| Price | Rs. 9,499 |
7. Poco M7 5G
Great value with a 50MP camera that captures detailed photos. The 120Hz display gives smoother visuals when browsing shots. With longer software support and a capable chipset, it is a pick for users who want longevity and reliable daily photography on a budget.
| Specification | Details |
|---|---|
| Display | 6.88-inch HD+ 120Hz |
| Chipset | Snapdragon 4 Gen 2 |
| RAM/Storage | 6GB/128GB |
| Cameras (Rear) | 50MP |
| Front camera | 8MP |
| Battery/Charging | 5,160 mAh, 18 W |
| Price | Rs. 11,437 |
8. Acer Super ZX 5G
This model stands out with a 64MP camera sensor for more detailed shots. Higher RAM helps with editing and multitasking. The 120Hz FHD+ screen makes viewing photos enjoyable. A balanced choice for those who want larger memory and sharper images without spending more.
| Specification | Details |
|---|---|
| Display | 6.8-inch FHD+ 120Hz |
| Chipset | Dimensity 6300 |
| RAM/Storage | 8GB/128GB |
| Cameras (Rear) | 64MP + 2MP + 2MP |
| Front camera | 13MP |
| Battery/Charging | 5,000 mAh, 33 W |
| Price | Rs. 10,299 |
9. Xiaomi Redmi 13C 5G
Ideal for casual photographers who want good daily photos and long battery life. The 50MP main camera is reliable for social posts and everyday moments. A 90Hz display and smooth UI help with quick shooting and browsing through photo galleries.
| Specification | Details |
|---|---|
| Display | 6.74-inch HD+ 90Hz |
| Chipset | Dimensity 6100+ |
| RAM/Storage | 6GB/128GB |
| Cameras (Rear) | 50MP |
| Front camera | 5MP |
| Battery/Charging | 5,000 mAh, 18 W |
| Price | Rs. 10,000 |
10. Samsung Galaxy M06 5G
Perfect for users who prefer a clean UI with long software support. The 50MP camera delivers consistent shots for daily needs. Bright display helps in outdoor photography. Samsung’s update promise and Knox security add value for those who want trusted long-term use.
| Specification | Details |
|---|---|
| Display | 6.74-inch HD+ 90Hz |
| Chipset | Dimensity 6300 |
| RAM/Storage | 4GB/128GB |
| Cameras (Rear) | 50MP + 2MP |
| Front camera | 8MP |
| Battery/Charging | 5,000 mAh, 25 W |
| Price | Rs. 10,999 |
Best camera phones under Rs. 12,000 - Price list in India
Affordable camera phones are now more powerful than ever. In this price segment, you get high-resolution 50MP cameras, large displays, long battery life, and even 5G support. These smartphones are ideal for students, casual photographers, and everyday users who want reliable performance without stretching their budget.
| Smartphone | Price |
|---|---|
| Xiaomi Redmi 12 5G | Rs. 11,999 |
| Realme 12X | Rs. 11,999 |
| Xiaomi Redmi 12C | Rs. 11,990 |
| Infinix Hot 12 Pro | Rs. 10,999 |
| Vivo T4 Lite 5G | Rs. 11,999 |
| Poco C75 5G | Rs. 9,499 |
| Poco M7 5G | Rs. 11,437 |
| Acer Super ZX 5G | Rs. 10,299 |
| Xiaomi Redmi 13C 5G | Rs. 10,000 |
| Samsung Galaxy M06 5G | Rs. 10,999 |
You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Bring down the cost of electronics and appliances by combining brand discounts, dealer offers, and EMI deals—all in one place. Calculate your extra savings now!
*Disclaimer: Prices are subject to change. Please check the official website for the most accurate and up-to-date information.
Shop smart with Easy EMIs
Bajaj Finserv puts you in control of your shopping. See if you are eligible for a loan and get instant approval in just a few steps. Once approved, go to any of 1.5 lakh+ partner stores across India. Pick from over 1 million products from 550+ leading brands. Pay in Easy EMIs with 50+ flexible options that fit your budget. Enjoy a fast, seamless, and stress-free shopping experience—with more freedom and more savings.
Why use the Maha Bachat Savings Calculator
Bajaj Finserv’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.
- Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.
- Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.
- Bajaj offers - Unlock exclusive Bajaj Finserv deals on popular products—available only to our customers. More rewards, more value.
- Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.
Mobiles by brands
| vivo mobiles | Lava mobiles | iQOO mobiles |
| TECNO mobiles | OnePlus mobiles | Samsung mobiles |
| realme mobiles | Nokia mobiles | Xiaomi mobiles |
| Infinix mobiles | motorola mobiles |
Mobiles by features
Mobiles by budget
5G mobiles by brands
| OPPO 5G mobiles | realme 5G mobiles | Nokia 5G mobiles |
| motorola 5G mobiles | Samsung 5G mobiles | Mi 5G mobiles |
| vivo 5G mobiles | Google 5G mobiles | iQOO5G mobiles |
5G mobiles by budget
| 5G mobiles under Rs. 15,000 | 5G mobiles under Rs. 20,000 | 5G mobiles under Rs. 25,000 |
| 5G mobiles under Rs. 30,000 | 5G mobiles under Rs. 40,000 |
Brands by budget (Rs. 20,000)
Pro tip
Explore with rewards, cashbacks, coupons, and deals from Bajaj Finserv.
Frequently asked questions
Yes, you can purchase mobiles under Rs. 12,000 on Easy EMIs from Bajaj Finserv. If you are an existing user of the Bajaj Finserv Insta EMI Card:
1. Explore the range of smartphones on Bajaj Mall
2. Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person
3. Use your Bajaj Finserv Insta EMI Card and avail of Easy EMIs for affordable monthly payments
If you do not have it, check your eligibility for a Bajaj Finserv Insta EMI Card and take the first step towards enjoying the affordability and convenience of Easy EMIs.
Among budget phones under Rs. 12,000, models like Acer Super ZX 5G stand out with a 64MP main sensor, producing sharper and more detailed images. Phones with higher megapixel counts and good image-processing software tend to deliver better photo clarity, especially in daylight. Consider phones with dedicated AI and night features for improved results.
In the under Rs. 12,000 range, the Acer Super ZX 5G offers impressive camera performance thanks to its 64MP main sensor and capable secondary lenses. This helps capture detailed shots in various lighting conditions, making it one of the best affordable options for everyday photography and social media-ready images.
Ideal megapixel (MP) count depends on how you use the camera. For everyday photography and social media posts, a 50MP sensor often delivers a good balance of detail, low-light performance, and file size. Higher MP counts can help with cropping, but image processing and sensor quality matter more than megapixels alone.
Yes, a 108MP camera can be very good if paired with quality optics and smart image processing. It captures very detailed photos and allows for cropping without losing clarity. However, sensor size, pixel quality and software optimisation are equally important. A high MP count alone doesn’t always guarantee better real-world photo quality.
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
