Bajaj Finserv in your city
Guwahati is the largest metropolis in northeast India. Along with Dispur, Guwahati is one of the most important cities of Assam. Atop its Nilachal hills stands the famous Kamakhya temple.
If you are a resident of the city and are looking for a personal loan in Guwahati to meet your financial needs, consider applying with Bajaj Finserv. Get the best personal loan features at attractive rates.
Features and benefits of a personal loan in Guwahati
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Log in to customer portal – Experia and manage your loan account online.
Online account management
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Avail loan up to Rs. 40 lakh
Finance high-value monetary needs with loans of up to Rs. 40 lakh.
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Zero hidden fees
Bajaj Finserv levies zero hidden charges on personal loans. Check our terms and conditions for more.
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Tenor options
Select from a suitable tenor of up to 96 months to repay your personal loan comfortably.
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Basic documentation
Borrowers fulfilling the eligibility criteria can complete verification with some essential documents only.
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Money in the bank within 24 hours*
Only 24 hours* is needed to credit the sanctioned loan amount to your account. Address your urgencies with ease.
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Fill up your personal loan application accurately to receive instant approval.
Immediate approval
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Flexibility
Reduce your EMIs by up to 45%* with the innovative Flexi loan facility.
Sitting on the banks of the river Brahmaputra, Guwahati serves as the gateway to northeast India. It houses a plethora of wildlife diversity and many endangered birds.
Besides tourism, the city generates substantial revenue from its manufacturing sector, petroleum being the major one. The Guwahati refinery is a significant facility producing kerosene oil, LPG, motor spirit, raw petroleum coke, light diesel oil and more. We cannot forget tea manufacturing, the state’s most significant industry that accounts for 80% of India’s tea exports.
Bajaj Finserv brings high-value personal loans for the residents of this capital city. Cover a host of expenses like medical emergency, home renovation, foreign travel, child education, purchasing consumer durables, wedding ceremonies, etc. When it comes to affordable borrowing, trust only reputed lenders like Bajaj Finserv.
*Conditions apply
Eligibility criteria for a personal loan in Guwahati
Calculate your eligibility before submitting your application to increase your approval chances.
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CIBIL score
685+
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Citizenship
Residing Indian citizenship
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Salary
Check the city list for minimum criteria
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Occupation
Must be employed at a private/ public company or a reputed MNC.
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Age
21 years – 80 years*
Being a collateral-free loan, eligibility parameters form the basis for personal loan approval. Bajaj Finserv makes credit accessible to all borrowers with simple criteria. Complete the application process with a few documents and receive immediate approval online.
Documents required to apply for a personal loan in Guwahati
Below are the documents that are required to be submitted when applying for a Bajaj Finance Personal Loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
Interest rates and charges on a personal loan in Guwahati
The personal loan interest rates and charges are explained on the website. Learn more about the fees you are likely to bear before you proceed with your application.
Frequently asked questions
Bajaj Finance Limited offers a personal loan in Guwahati of up to Rs. 40 lakh lakh with minimal documentation.
To repay your personal loan in Guwahati, visit the branch. You can also use online banking services to transfer funds from your account to the loan account. Set up automatic payments for convenience and ensure timely repayments to avoid penalties and maintain a good credit score.
Yes, personal loans in Guwahati often come with balance transfer options. You can transfer your existing personal loan to another lender offering better terms and interest rates. This allows you to save on interest costs and manage your finances more efficiently. It's advisable to compare offers from different lenders before making a decision.
Yes, many lenders in Guwahati offer top-up facilities with personal loans. If you have an existing personal loan and need additional funds, you can apply for a top-up loan. Check with your lender for specific details.
