The Indian car market offers excellent choices under Rs. 10 lakh. Whether you are buying your first car or upgrading from a two-wheeler, this price segment delivers strong value. You get modern features, fuel-efficient engines, and practical space — without stretching your budget.
However, even an affordable car needs smart planning. Instead of paying the full amount upfront, a car loan helps you divide the cost into manageable monthly instalments. Bajaj Finserv New Car Loan offers up to 100% financing of the on-road price, subject to eligibility.
Want to speed up your booking once you finalise your model? Check your pre-approved new car loan offer and stay one step ahead.
List of cars under Rs. 10 lakh
Model name |
Ex-showroom price (starting at)* |
Tata Tigor |
Rs. 5.49 lakh |
Tata Punch |
Rs. 5.59 lakh |
Maruti Suzuki Swift |
Rs. 5.79 lakh |
Toyota Glanza |
Rs. 6.46 lakh |
Tata Nexon |
Rs. 7.32 lakh |
Honda Amaze |
Rs. 7.41 lakh |
Maruti Suzuki Ertiga |
Rs. 8.80 lakh |
*Ex-showroom Delhi prices. Prices may vary by city.
Before you shortlist your car, it is wise to know how much you can borrow. Check your new car loan eligibility and plan confidently.
Let’s read about these cars in detail:
Tata Punch
The Tata Punch is a tough and trendy compact SUV that fits many different needs. You can choose this car in both petrol and CNG versions for better fuel choice. It comes with either a manual gearbox or an easy automatic transmission. The petrol models offer a very good mileage between 18.8 kmpl and 20.09 kmpl. This car is a smart choice for anyone who wants a sturdy and versatile vehicle.
Maruti Suzuki Swift
The Maruti Suzuki Swift is a very popular car because it is reliable and saves you money. It is available in petrol and CNG variants to suit your fuel preferences. This car offers a fantastic mileage that ranges from 24.8 kmpl to 25.75 kmpl. You can pick from many different variants that match your personal style and requirements. Its sporty look and easy handling make it perfect for busy city roads.
Tata Tigor
The Tata Tigor is a sleek compact sedan that offers a very spacious and comfortable cabin. It provides a variety of options that fit different lifestyles and travel needs perfectly. The engine delivers a steady and efficient mileage between 19.2 kmpl and 19.6 kmpl. With its attractive design and fuel-saving engine, it is a top pick in its segment. It is an ideal car for families who want a smooth and stylish ride.
Toyota Glanza
The Toyota Glanza is a well-known hatchback that provides a very premium driving experience. You can buy this car in both petrol and CNG versions for more flexibility. It boasts a high mileage of 22.94 kmpl to help you save on daily fuel costs. This car is famous for being very reliable and packed with modern features. It remains a very popular choice for people who love quality and comfort.
Maruti Suzuki Ertiga
The Maruti Suzuki Ertiga is a spacious and versatile MPV built for large families. It offers a wide range of options to suit your specific travel and budget needs. The car delivers a healthy mileage between 22.38 kmpl and 22.56 kmpl. Its flexible seating makes it a great choice for city trips or long family holidays. You will find plenty of room for all your passengers and their luggage.
Honda Amaze
The Honda Amaze is a compact sedan famous for its refined engine and comfortable ride. It features a very practical cabin that offers plenty of space for everyone inside. The different variants provide an efficient mileage ranging from 18.65 kmpl to 19.46 kmpl. This car is a strong competitor because it is very reliable and easy to drive. It is a perfect match for those who want a stress-free daily commute.
Tata Nexon
The Tata Nexon is a stylish compact SUV that comes with many advanced features. It uses a powerful turbocharged petrol engine to give you a very strong performance. This car delivers a solid mileage of 17.44 kmpl for your daily road journeys. Its bold design and high build quality make it stand out in the crowd. It continues to be a top choice for its safety and modern tech.
Planning to buy one of these cars but unsure how the EMI will fit into your monthly expenses? Check your new car loan eligibility before finalising your choice.
Cars under Rs. 10 lakh – Key highlights
Category |
Model name |
Popular |
Tata Punch |
Affordable |
Tata Tigor |
Fuel-efficient |
Maruti Suzuki Swift |
Expensive |
Maruti Suzuki Ertiga |
Each model offers something different — space, efficiency, safety, or features. Your final decision should match your driving needs and monthly budget.
Why choose Bajaj Mall for your car purchase
You can explore all these cars on Bajaj Mall. Compare features, review specifications, and check updated prices in one place. This simplifies your research and saves time.
Use search filters to narrow options by brand, price, seating capacity, or fuel type. Once you select your car, booking becomes simple with Bajaj Finserv New Car Loan.
The loan offers:
- Up to 100% on-road price funding
- Competitive car loan interest rates
- Flexible repayment tenure
- Minimal documentation and quick approval process
You can also use the car loan EMI calculator to estimate your monthly instalment in advance.
Ready to move forward? Check your pre-approved new car loan offer and bring home your car with confidence.
Note: Mileage figures are as per ARAI certification and may vary based on driving conditions. Prices mentioned are ex-showroom Delhi and may vary by city.
