Features and benefits of instant personal loan
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Quick approval
At Bajaj Finserv, you can get quick approval for your personal loan application within a few minutes.
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Funds in the account instantly
Post-approval, the sanctioned loan amount is credited to your account within 24 hours*.
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Minimal documentation
You need to submit only a few documents to apply for an instant personal loan with a salary of up to Rs. 50,000.
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Repayment tenor
Our personal loans come with a tenor of up to 96 months.
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Flexi loan facility
With this facility, you can make multiple withdrawals within the sanctioned limit and reduce your EMIs by up to 45%*.
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Total transparency
Bajaj Finserv does not levy any hidden charges on personal loans.
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Online account management
You can keep a tab on your account details through our customer portal, Experia, anytime and from anywhere.
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Pre-approved offers
Check your pre-approved offer online, using your name and mobile number and get funds instantly.
Eligibility criteria
Meet our simple qualifying criteria and fulfil additional requirements to avail of an instant personal loan with a salary of up to Rs. 50,000 at the earliest. Use our Personal Loan Eligibility Calculator to determine the loan amount you are likely to get.
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Citizenship
Salaried individuals residing in India
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Age group
21 years to 80 years*
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CIBIL score
Check your CIBIL Score for FREE685 or higher
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Employment status
Salaried individuals employed at an MNC, private or a public limited company
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Monthly income
Check our city-wise income requirements
You will need to submit a set of documents that serve as proof of income, identity, and employment. To ensure hassle-free verification, do not forget to check the documents required for an instant personal loan with a salary of up to Rs. 50,000.
*Conditions apply
Interest rates and charges
At Bajaj Finserv, we levy nominal interest rates and charges on personal loans. This helps borrowers to repay their loan EMIs easily. Before you apply for an instant personal loan with a salary of up to Rs. 50,000, make sure to check the additional charges to determine the overall cost of borrowing.
Frequently Asked Questions
Personal loans are now easily available with minimal paperwork. Borrowers can get a Bajaj Finserv Personal Loan of up to Rs. 40 lakh to cover their planned and unplanned expenses.
