Buy the PlayStation 5 on EMIs Using the Insta EMI Card

The PlayStation 5 is known for fast loading, stunning 4K graphics and the DualSense controller, which lets you feel the game in your hands. It runs popular games such as Marvel’s Spider-Man 2 and God of War Ragnarök. For Indian gamers, it is the go-to console for the newest releases and online play with friends.

Here is why the PS5 is worth buying, especially if you want to play the latest games for years to come:

• Start games in seconds: The built-in SSD loads games much faster than older consoles, so you spend more time playing and less time waiting.
• Feel every moment: The DualSense controller’s haptic feedback and adaptive triggers let you feel rain, recoil and tension during play.
• Keep your PS4 games: The PS5 can play most PS4 games, so your old collection is not wasted.
• Get ready for new releases: Upcoming games such as GTA VI have been announced for the PS5, but not for the PS4.
• Enjoy richer sound: 3D audio makes footsteps and gunfire sound like they are coming from around you when you wear headphones.

Getting one on Easy EMIs makes the purchase easier to manage. With the Bajaj Finance Insta EMI Card, you can split the PS5’s cost into monthly amounts. For example, a Rs. 69,990 PS5 Slim Disc Edition works out to about Rs. 2,916 a month over 24 months*.

*EMIs are indicative.

Before you head to a partner store, check your Insta EMI Card eligibility using your mobile number and OTP. You will then know your card loan offer before you buy a PS5 on EMIs.

The PS5 suits a wide range of gamers, from casual players to serious fans. Here is who will get the most from it:

• Gamers who want the newest releases: Big upcoming games, such as GTA VI, are being made for the PS5, so you will not be left behind.
• PS4 owners ready to upgrade: You can carry most of your PS4 games over and play them with faster loading.
• Families with a 4K TV: The PS5 makes games and 4K Blu-ray movies (on the Disc Edition) look their best.
• Online multiplayer fans: With PlayStation Plus, you can play with friends across India in popular online games.
• Sports gamers: Football and racing games feel more realistic with the DualSense controller and 120fps support.

→ Verdict: Choose the PS5 if you want to play the latest games for the next several years. If you only play older titles casually, a PS4 may be enough.

You can pay the full price of your PS5 at once. You can also buy it with the Bajaj Finance Insta EMI Card and split the cost into Easy EMIs over 3 to 60 months, so the console, games and an extra controller fit into your monthly budget.

Your EMI depends on the price and the tenure you choose. The table below shows how the Rs. 64,990 PS5 Slim Digital Edition looks across different repayment tenures.

Last updated: 17th October, 2026

Disclaimer: EMIs are indicative and are calculated by dividing the product price by the tenure. Actual EMIs may differ based on the offer, applicable interest and charges.

→ Real-world example: Aditya, a software engineer in Bengaluru, bought the PS5 Slim Digital Edition for Rs. 64,990 at a partner store. He chose a 24-month tenure, so he pays about Rs. 2,708 a month* and still has savings left for new games.

*EMIs are indicative.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you buy products on Easy EMIs. It is not a credit card. You can use it to buy a PS5 on Amazon and Flipkart, or at partner stores such as Croma, Reliance Digital and Vijay Sales.

The card is built for planned purchases such as gaming consoles, TVs and smartphones. Here are the key features that make it useful when you buy a PS5:

• A pre-qualified card loan offer of up to Rs. 6 lakh.
• A repayment tenure you choose across 3 to 60 months.
• A card you can use on Amazon and Flipkart, and at over 1.5 lakh partner stores across more than 4,000 cities.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.
• A zero down payment facility on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, you can apply instantly and start shopping for your preferred PlayStation 5 variant easily and affordably.

*Inclusive of applicable taxes.

A PS5, a few games and an extra controller can easily cost more than Rs. 70,000 together. Here is how buying a PS5 on EMIs helps you manage that cost:

• Choose the edition you want: Picking the Disc Edition over the Digital Edition adds only about Rs. 208 a month over 24 months*.
• Buy your full setup at once: You can add games and a second controller to the same bill and pay for everything in one EMI.
• Shop during festive sales: You can buy during Diwali sales, when zero down payment is available on select products.
• Keep your savings safe: Your savings stay free for rent, bills or emergencies.
• Lock in today’s price: PS5 prices have risen in 2026, so buying now on EMIs protects you from future hikes.

*EMIs are indicative.

→ Verdict: If you have been waiting to buy a PS5, Easy EMIs let you get one now and pay for it in comfortable monthly amounts.

Applying for the Bajaj Finance Insta EMI Card is fully online and needs only your PAN, Aadhaar and registered mobile number. Follow these steps to get your card before you buy your PS5:

1. Enter your 10-digit mobile number and click on ‘GET IT NOW’ on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on ‘Yes, Auto-Fetch Details’.
4. Verify your pre-filled personal details and click ‘CONTINUE’.
5. Check your pre-qualified card loan offer amount and click ‘CONTINUE’.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Insta EMI Card to buy a PS5 at a partner store or online on Amazon or Flipkart. Both options take only a few minutes, and the steps for each are given below.

At a partner store

Using the Bajaj Finance Insta EMI Card at any of over 1.5 lakh partner stores, such as Croma or Reliance Digital, takes under 5 minutes. Follow these steps at the billing counter:

1. Select the PS5 edition you want, along with any games or controllers.
2. At checkout, ask the store executive to process the payment through the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Your purchase is confirmed, and you can take your PS5 home.

Online on Amazon or Flipkart

You can also buy a PS5 from home on Amazon or Flipkart. The steps below show how to choose the Insta EMI Card as your payment method at checkout:

1. Add the PS5 to your cart on Amazon or Flipkart.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed, and EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP. This helps you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

Explore more:

List of the biggest upcoming sales: