A few distinguishing features that set the Bajaj Finserv DBS Bank Credit Cardapart from other credit cardsare:

• Rewards in the form of cash pointsonallyourspends:ThisSuperCardwelcomes you with up to 20,000 bonus cash points*,up to 10X rewards on all monthly spends*,up to 20X accelerated cash points on all transactionsmade throughBajaj Finserv or DBS Apps*.
• Exciting Discounts:Discount of up to40% on yearly subscriptions ofvarious entertainment platforms made via our rewards portal*
• Complimentary Bajaj Health membership
• Cashbacks and additional perks:5% cashback on down payment of EMI loans at any Bajaj Finserv Network Partner store.
• Up to 10 complimentary airport lounge access.*
• Cash withdrawal from ATMs across India and Short-Term Personal Loan Facility* *T & C Applied

The SuperCard not only comes with the regular features offered by credit cards but also offers features like:

• Interest-free cash withdrawal for up to 50 days*
• Attractive cash points on all your spends
• Best security features through ‘InHand’ security
• Instant approval of your application
• Attractive discounts and No Cost EMI options on Bajaj Finserv Limited network*

*A processing fee of 2.5% or Rs. 500 (whichever is higher) will be charged on cash withdrawal.

You must fulfil all the criteria mentioned below to be eligible for the Bajaj Finserv DBS Bank Credit card:

• Creditworthiness: A vital factor in maintaining a CIBIL score of 720 points or above. This is an indicator of a good credit history, which strengthens your application.
• Age: You must bewithin theage group of 21 to 70 years.
• Residential address: You must have a residential addressin Indiawhere the Bajaj Finserv DBS Bank Credit Card is available.

• To complete your application process, you do not need to submit any hard copy documents.
• You only need to have your Aadhar number handy for us to complete your biometric KYC.

In some cases, we may need additional documents to authenticate and process your application. In case we need further authentication, we may need to capture one or more of the below documents

• PAN Card
• Marriage Certificate
• Gazette Certificate
• Passport

Our agent will take a photograph of the requirement document. They will never collect a physical copy of the document.

Your application may be rejected due to one of the following reasons:

• You have not met our eligibility criteria.
• Your application may not be in line with DBS’ policy.

Apologies, but your credit card application cannot be processed unless you have a PAN and Aadhaar card in your name.

You need to know your Aadhar number for us to process your biometric KYC and complete the application. We cannot complete your application if you don’t have your Aadhar number with you.

We have 6 different Bajaj Finserv DBS Bank Credit Card variants that you may choose from. Each card variant is tailor-made to cater to a wide range of needs.

• Bajaj Finserv DBS 5X Credit Card
• Bajaj Finserv DBS 5X Plus Credit Card
• Bajaj Finserv DBS 7X Credit Card
• Bajaj Finserv DBS 7X Plus Credit Card
• Bajaj Finserv DBS 10X Credit Card
• Bajaj Finserv DBS 10X Plus Credit Card

You will be updated on the status of your Bajaj Finserv DBS Bank Credit Card application via SMS alerts. You will start receiving these SMS communications once we are in receipt of your completed application.

• To update the above documents or any other ones, you may contact our customer care executives on 1860 267 6789 and raise a request for the change.
• If required, the bank will ask you for some documents as evidence to ensure that we have updated your correct details.

For card-related queries, you may contact our Customer Care Executives on 1860-267-6789 or write to us at supercardcare@dbs.com.

We will share the agent’s name with you when we confirm his time of visit. Before submitting documents, you can check the agent’s identity through his digital ID card (on the app).

No, you don’t need to provide hard copies of your documents for KYC verification. You will only need your Aadhaar number with you during the verification process.

Follow the three steps mentioned below to complete your KYC process:

• Our agent will collect the requisite documents from you and complete the verification process.
• Following which, you will be asked for your fingerprint scan for the biometric verification process.
• Then, an OTP will be sent to your registered mobile number for completion of the declaration process.

A cash point is a perk offered in the form of points to users on transactions made using the Bajaj Finserv DBS Bank Credit Card. Instead of receiving cashback, points earned against the transaction are credited to your credit card account.
The value of 1 cash point is 0.20 paise. For every Rs. 200 spent, you earn 2 cash points.

When you purchase the Bajaj Finserv DBS Bank Credit Card, you receive bonus cash points. These are called welcome rewards. This is subject to payment of the joining fee and a transaction being made within the first 60 days of getting the credit card.

Every month, you get the opportunity to reach a rewards milestone, wherein you will be rewarded with extra cash points. You can earn up to 10X cash points on all monthly spends if they cross a certain threshold* in a statement month, excluding fees. There will be a maximum capping on the cash points for the monthly milestone bonus programme per statement. **
*The threshold limit will differ for every Bajaj Finserv DBS Bank Credit Card variant.
**The capping will depend on the credit card variant purchased.

On purchasing any variant of the Bajaj Finserv DBS Bank Credit Card, you are entitled to enjoy a complimentary health membership that includes benefits such as:

• Great discounts on teleconsultations (3 every month)
• 20% off on pharmacy bills or medicinal purchases
• 10% discount at all network hospitals via the Bajaj Health mobile application

You can redeem your cash points on the DBS’ Rewards Portal page in various categories, including travel, shopping, voucher, and mobile recharge.

You can earn and redeem cash points on all retail transactions, including those at Bajaj Finserv Network Partner stores and online transactions through e-commerce websites, DBS’ rewards portal, and the Bajaj Finserv Mobile application.

The fuel surcharge waiver is credited back to you in the next month of the transaction. To be eligible for this, purchase fuel at any fuel station across India between Rs. 500 and Rs. 4,000.

*The maximum waiver in one statement cycle differs basis your card variant.

In the accelerated rewards programme, the Bajaj Finserv DBS Bank Credit Card allows you to earn cash points over and above normal rewards and your monthly milestone. You can earn up to 20 times the normal rewards you earn on spends*.
You can earn accelerated rewards on all purchases and expenses made using the Bajaj Finance Limited and DBS mobile applications on bill payments and spends like insurance, hotel and holiday bookings, except air travel and gift vouchers.
*The accelerated rewards earned depend on the kind of Bajaj Finserv DBS Bank Credit Card variant chosen.

DBS stores your data on a highly secure and encrypted platform. Always exercise caution while transacting on the application and refrain from sharing your details, such as OTPs or Credit Card CVV, with anyone. No Bajaj Finserv or DBS employee will ever ask you to share sensitive information mentioned above in any way or form.

You will have to pay an annual fee associated with the Bajaj Finserv DBS Bank Credit Card variant purchased*. The Spend-based Waiver (SBW) feature exempts you from paying this annual fee if your spending crosses a certain threshold limit. ** The annual fee for that year is waived if the user meets the threshold spending limit.
*This is only applicable on the Bajaj Finserv DBS 5X Credit Card and Bajaj Finserv DBS 5X Plus Credit Card
**The threshold limit will differ according to the variant of Bajaj Finserv DBS Bank Credit Card purchased