As a Core Investment Company (CIC) under the RBI Regulation, Bajaj Finserv is required to invest at least 90% of its net assets in Group companies, of which at least 60% should be in the form of equity investments. Investments outside the Group can only be made in specified short-term securities like money-market instruments. As Bajaj Finserv does not access public funds, it does not require registration with the Reserve Bank of India.
Accordingly, BFS as a CIC regularly monitors and engages with its companies with some key objectives in mind:
- To be the preferred partner for all financial lifecycle needs of customers.
- To create and enhance value across the customer lifecycle.
- To build maintainable businesses that deliver long-term sustainable profit, meaningful market share and effectively use capital.
- To encourage innovation, agility and ownership.
