Building Responsible Businesses:
Whole Greater than Sum of Parts
FY2025 – The Year in Review
Diversified Financial Services
Bajaj Finserv

Continuously transforming through innovation

133,822 crore

ALL-TIME HIGH CONSOLIDATED TOTAL INCOME, UP 21%

8,872 crore

ALL-TIME HIGH PROFIT AFTER TAX, UP 9%

BFS companies meet consumers’ lifecycle needs through constantly evolving products and platforms

Home Finance
Bajaj Housing Finance

Among the largest and the fastest-growing home finance companies with a full range of mortgage products with customised propositions for self-employed and salaried customers.

114,684 crore

ASSETS UNDER MANAGEMENT, UP 26%

Mutual Funds
Bajaj Finserv Asset Management

Aims to be a full stack AMC with active and passive products, across debt, equity and hybrid, for retail, HNI and institutional investors with a unique behavioural finance-based investment philosophy.

675,000

INVESTORS SERVED

Financing, Deposits, Investments
Bajaj Finance

Largest NBFC with an optimal mix of risk and sustainable profits. Committed to continuous tech‑led innovation. Uses digitalisation and analytics to transform customer experience.

416,661 crore

CONSOLIDATED ASSETS UNDER MANAGEMENT, UP 26%

16,638 crore

PROFIT AFTER TAX, UP 15%

43.42 million

NEW LOANS BOOKED, UP 20%

Financial & Life Protection
Bajaj Allianz Life Insurance Company

One of India’s fastest-growing private life insurers offering seamless, simplified and personalised experiences.

12%

INDIVIDUAL RATED BUSINESS PREMIUM GROWTH

29%

STRONG RENEWALS GROWTH

61%

INCREASE IN INDIVIDUAL TERM LIFE POLICIES

123,734 crore

ASSETS UNDER MANAGEMENT, UP 13%

Digital Financial Marketplace & Technology Services
Bajaj Finserv Direct

Digital marketplace for financial services; cloud based digital native architecture leveraging API ecosystem, Big Data, modern web and app technologies. It’s Technology Services offers Digital Application Development, Enterprise Solution Development, Data Engineering, Analytics, Quality Assurances & Automation and Managed Cloud Services.

96

TOTAL UNIQUE PARTNERS

3 million+

TRANSACTING CUSTOMERS

Digital Stockbroker
Bajaj Financial Securities

All-in-one digital platform combining demat, broking, margin trade financing for retail and HNI clients.

40%

GROWTH IN CUSTOMER FRANCHISE

Health Tech
Bajaj Finserv Health

A digital platform that integrates the fragmented healthcare delivery ecosystem. Offers products and services to individuals and corporates, from preventive to prepaid healthcare packages including OPD care, and telemedicine.

130 million

LIVES IN IPD SERVICED ANNUALLY

Property, Casualty and Health Protection
Bajaj Allianz General Insurance Company

Amongst the leading and most profitable private insurers with strong underwriting and product innovation, driven by technology, strives to be the best claims-paying general and health insurer.

21,583 crore

GROSS WRITTEN PREMIUM

33,115 crore

ASSETS UNDER MANAGEMENT

325%

ONE OF THE HIGHEST SOLVENCY RATIOS IN INDUSTRY