Anami Roy is a distinguished former civil servant, having served in the Indian Police Service in Maharashtra and the Government of India for over 38 years. Known popularly as the People's Commissioner, he set up many citizen-friendly schemes. He started the Mumbai Police Infoline for giving all information from and about Police through a toll-free number, Elderline for senior citizens, Slum Police Panchayat etc. He retired as the Director-General of Police, Maharashtra, commanding a 2,25,000 strong Force. He headed the elite Special Protection Group operations, looking after the proximate security of the Prime Minister, former prime ministers, and their families. He was appointed Advisor to the Governor of Andhra Pradesh when the State was under President's rule in 2014. As a Director General Police, he also facilitated the reorganisation of the states of Andhra Pradesh and Telangana and supervised the General Elections of 2014 in both states. Post-retirement, Roy is engaged in the social and non-profit sector and runs a not-for-profit company, Vandana Foundation, to support people at the bottom of the pyramid with livelihood. He is on the Board of Directors of some prominent companies like HDFC Bank, Glaxo Pharma, BHEL and Bajaj Auto. He brings with him a rich-blended experience of public service, functioning of governments at the state and central level and the corporate world.

Sanjiv Bajaj is the Chairman of Bajaj Finance Limited and Chairman and Managing Director of Bajaj Finserv Limited, the holding group company for all the financial service businesses of the Bajaj Group, which is one of the oldest and largest conglomerates in India. Bajaj Finserv consisting of lending and insurance companies, has annual revenues of over $ 9.18 billion for FY22.

Under his leadership, Bajaj Finserv has emerged as one of India’s leading diversified financial services companies with solutions across lending, life insurance, general insurance, and wealth advisory category. With a consumer-first, digital approach and a culture focused on excellence through innovative disruption, Sanjiv is known for pioneering digital consumer financing in India, which helped transform the entire landscape of the financial services space.

He is the President of the Confederation of Indian Industry (CII) for 2022-23. Sanjiv has been engaged with CII for many years at the State, Regional and National levels. He was the President-Designate of CII for 2021-22 and the Chairman of the Western Region during 2019-20. He has led CII National Committees on Insurance & Pensions and CII Taskforce on Fintech. He is an alumnus of the Harvard Business School, USA and a Member of the Board of Indian School of Business (ISB), Member of the International Advisory Board (IAB), Allianz SE and the International Technology Advisory Panel (ITAP) of Monetary Authority of Singapore (MAS) and Regional Stewardship Board for India and South Asia 2019-2020 of the World Economic Forum. He has several awards to his credit, including AIMA’s Managing India Award’s Entrepreneur of the year 2019, ET’s Business Leader of the year 2018, Financial Express’ Best Banker of the year 2017-18, Ernst & Young’s Entrepreneur of the year in 2017 and Transformational Leader award at the 5th Asia Business Responsibility Summit in 2017. He is also a recipient of the Business World’s Most Valuable CEOs in India for 2015 & 2016.

Sanjiv is on the board of his group operating companies as the Chairman of Bajaj Finance Ltd., Maharashtra Scooters Ltd., Bajaj Finserv Asset Management Limited and the two insurance subsidiaries i.e. Bajaj Allianz Life Insurance Company Ltd., and Bajaj Allianz General Insurance Company Ltd. Since 2012, he is the Managing Director of Bajaj Holdings & Investment Ltd. He is the former Executive Director of Bajaj Auto Ltd., and presently its non-executive director.

Sanjiv has a bachelor’s degree in mechanical engineering (first class with distinction) from the University of Pune, a master’s degree in manufacturing systems engineering with a distinction from the University of Warwick, UK and a master’s degree in business administration (with distinction) from the Harvard Business School, USA. He lives in Pune, with his wife Shefali and their two children.

Dr. Forbes is the Co-Chairman of Forbes Marshall, India's leading Steam Engineering and Control Instrumentation firm. He chairs the Steam Engineering Companies within the Group. He serves as an Independent Director on the Boards of several companies and the Boards of educational institutions. He supported the establishment of the Forbes-Marshall Energy Efficiency Centre at IIT-Bombay in 2016. Dr. Forbes was an occasional Lecturer and Consulting Professor at Stanford University from 1987 to 2004, where he developed courses on Technology in Newly Industrializing Countries. He is also on the Board of several educational institutions and public companies. He was President of CII for 2016 – 17 and has chaired the National Committees on Higher Education, Innovation, Technology, and International Business. Dr. Forbes is a PhD from Stanford University.

Pramit Jhaveri presently acts as an advisor and mentor to startups and family offices. He is Advisor - Premji Invest and Senior Advisor - PJT Partners. Before his current activities, Pramit was Vice-Chairman - Banking, Asia Pacific Citi. He served as Chief Executive Officer of Citibank India from 2010 to 2019. He retired from Citibank in November 2019 after a distinguished career in banking of 32 years, having joined the firm as a 23-year-old in 1987. Pramit serves as a Trustee on the Board of several philanthropic, non-profit entities in India. These include Tata Trusts, which is amongst India's oldest and most pre-eminent philanthropic institutions; Pratham Education Foundation, an NGO dedicated to the quality education of underprivileged children; India Foundation for the Arts, a grant-making organisation supporting practice, research and education in the arts; and the World Monuments Fund India, an organisation involved in conserving and preserving India's architectural heritage. Pramit has a Bachelor of Commerce degree from Sydenham College, Mumbai University and an MBA from the Simon School of Business, University of Rochester.

D.J. Balaji Rao, born on 15 December 1939, is a Non-Executive and Independent Director of our Company. He holds a B.E. Degree in Mechanical Engineering from the University of Madras and is an Associate Member of the Indian Institution of Industrial Engineering (AMIIIE). He attended the advanced management programme at the European Institute of Business Administration (INSEAD) at Fontainebleau, France, in 1990.

He pursued his career as an Industrial Engineer for about 8 years before joining erstwhile ICICI Ltd. (Since its merger with ICICI Ban Ltd.) in 1970. After holding a wide range of responsibilities at various locations and positions, he reached the position of deputy managing director. He subsequently took over as the vice-chairman and managing Director of SCICI Ltd. in August 1996. With the merger of SCICI Ltd. with ICICI Ltd., he moved to Infrastructure Development Finance Co. Ltd. (IDFC) as its first Managing Director. He served till his superannuation in January 2000. He has served as the non-executive Chairman of 3M India Ltd. Between 2008 and 2014. He is on the boards of many leading companies.

Sanjiv Bajaj is the Chairman of Bajaj Finance Limited and Chairman and Managing Director of Bajaj Finserv Limited, the holding group company for all the financial service businesses of the Bajaj Group, which is one of the oldest and largest conglomerates in India. Bajaj Finserv consisting of lending and insurance companies, has annual revenues of over $ 9.18 billion for FY22.

Under his leadership, Bajaj Finserv has emerged as one of India’s leading diversified financial services companies with solutions across lending, life insurance, general insurance, and wealth advisory category. With a consumer-first, digital approach and a culture focused on excellence through innovative disruption, Sanjiv is known for pioneering digital consumer financing in India, which helped transform the entire landscape of the financial services space.

He is the President of the Confederation of Indian Industry (CII) for 2022-23. Sanjiv has been engaged with CII for many years at the State, Regional and National levels. He was the President-Designate of CII for 2021-22 and the Chairman of the Western Region during 2019-20. He has led CII National Committees on Insurance & Pensions and CII Taskforce on Fintech. He is an alumnus of the Harvard Business School, USA and a Member of the Board of Indian School of Business (ISB), Member of the International Advisory Board (IAB), Allianz SE and the International Technology Advisory Panel (ITAP) of Monetary Authority of Singapore (MAS) and Regional Stewardship Board for India and South Asia 2019-2020 of the World Economic Forum. He has several awards to his credit, including AIMA’s Managing India Award’s Entrepreneur of the year 2019, ET’s Business Leader of the year 2018, Financial Express’ Best Banker of the year 2017-18, Ernst & Young’s Entrepreneur of the year in 2017 and Transformational Leader award at the 5th Asia Business Responsibility Summit in 2017. He is also a recipient of the Business World’s Most Valuable CEOs in India for 2015 & 2016.

Sanjiv is on the board of his group operating companies as the Chairman of Bajaj Finance Ltd., Maharashtra Scooters Ltd., Bajaj Finserv Asset Management Limited and the two insurance subsidiaries i.e. Bajaj Allianz Life Insurance Company Ltd., and Bajaj Allianz General Insurance Company Ltd. Since 2012, he is the Managing Director of Bajaj Holdings & Investment Ltd. He is the former Executive Director of Bajaj Auto Ltd., and presently its non-executive director.

Sanjiv has a bachelor’s degree in mechanical engineering (first class with distinction) from the University of Pune, a master’s degree in manufacturing systems engineering with a distinction from the University of Warwick, UK and a master’s degree in business administration (with distinction) from the Harvard Business School, USA. He lives in Pune, with his wife Shefali and their two children.

Ms. Radhika Haribhakti has over 30 years of experience in Commercial and Investment Banking with Bank of America, JM Morgan Stanley, and DSP Merrill Lynch. She has advised several large corporates and led their Equity and Debt offerings in domestic and international capital markets. She now offers advisory services as RH Financial but primarily serves as an Independent Director on multiple Corporate Boards.

She is on the Boards of Directors of ICRA Limited, EIH Associated Hotels Limited, Navin Fluorine International Limited, Pipeline Infrastructure Limited, Rain Industries Limited and Torrent Power Limited. At these companies, she is a member of several board committees, including some of which she chairs.

Ms. Haribhakti has also been closely associated with women's empowerment and financial inclusion issues. She has served on the Boards of non-profits for over 18 years, including 12 years as Chairperson. She is the former Chair of Friends of Women's World Banking (FWWB) and Swadhaar Finaccess, both non-profits engaged in providing financial solutions to women in economically disadvantaged communities. She has also served on the Governing Council of Citigroup Micro Enterprise Award and CII's National Committee on Women Empowerment.

Ms. Haribhakti is a graduate of Commerce from Gujarat University and a Post Graduate in Management from the Indian Institute of Management (IIM), Ahmedabad.

Pramit Jhaveri presently acts as an advisor and mentor to startups and family offices. He is Advisor - Premji Invest and Senior Advisor - PJT Partners. Before his current activities, Pramit was Vice-Chairman - Banking, Asia Pacific Citi. He served as Chief Executive Officer of Citibank India from 2010 to 2019. He retired from Citibank in November 2019 after a distinguished career in banking of 32 years, having joined the firm as a 23-year-old in 1987. Pramit serves as a Trustee on the Board of several philanthropic, non-profit entities in India. These include Tata Trusts, which is amongst India's oldest and most pre eminent philanthropic institutions; Pratham Education Foundation, an NGO dedicated to the quality education of underprivileged children; India Foundation for the Arts, a grant-making organisation supporting practice, research and education in the arts; and the World Monuments Fund India, an organisation involved in conserving and preserving India's architectural heritage. Pramit has a Bachelor of Commerce degree from Sydenham College, Mumbai University and an MBA from the Simon School of Business, University of Rochester.

Anami Roy is a distinguished former civil servant, having served in the Indian Police Service in Maharashtra and the Government of India for over 38 years. Known popularly as the People's Commissioner, he set up many citizen-friendly schemes. He started the Mumbai Police Infoline for giving all information from and about Police through a toll-free number, Elderline for senior citizens, Slum Police Panchayat etc. He retired as the Director-General of Police, Maharashtra, commanding a 2,25,000 strong Force. He headed the elite Special Protection Group operations, looking after the proximate security of the Prime Minister, former prime ministers, and their families. He was appointed Advisor to the Governor of Andhra Pradesh when the State was under President's rule in 2014. As a Director General Police, he also facilitated the reorganisation of the states of Andhra Pradesh and Telangana and supervised the General Elections of 2014 in both states. Post-retirement, Roy is engaged in the social and non-profit sector and runs a not-for-profit company, Vandana Foundation, to support people at the bottom of the pyramid with livelihood. He is on the Board of Directors of some prominent companies like HDFC Bank, Glaxo Pharma, BHEL and Bajaj Auto. He brings with him a rich-blended experience of public service, functioning of governments at the state and central level and the corporate world.

Sanjiv Bajaj is the Chairman of Bajaj Finance Limited and Chairman and Managing Director of Bajaj Finserv Limited, the holding group company for all the financial service businesses of the Bajaj Group, which is one of the oldest and largest conglomerates in India. Bajaj Finserv consisting of lending and insurance companies, has annual revenues of over $ 9.18 billion for FY22.

Under his leadership, Bajaj Finserv has emerged as one of India’s leading diversified financial services companies with solutions across lending, life insurance, general insurance, and wealth advisory category. With a consumer-first, digital approach and a culture focused on excellence through innovative disruption, Sanjiv is known for pioneering digital consumer financing in India, which helped transform the entire landscape of the financial services space.

He is the President of the Confederation of Indian Industry (CII) for 2022-23. Sanjiv has been engaged with CII for many years at the State, Regional and National levels. He was the President-Designate of CII for 2021-22 and the Chairman of the Western Region during 2019-20. He has led CII National Committees on Insurance & Pensions and CII Taskforce on Fintech. He is an alumnus of the Harvard Business School, USA and a Member of the Board of Indian School of Business (ISB), Member of the International Advisory Board (IAB), Allianz SE and the International Technology Advisory Panel (ITAP) of Monetary Authority of Singapore (MAS) and Regional Stewardship Board for India and South Asia 2019-2020 of the World Economic Forum. He has several awards to his credit, including AIMA’s Managing India Award’s Entrepreneur of the year 2019, ET’s Business Leader of the year 2018, Financial Express’ Best Banker of the year 2017-18, Ernst & Young’s Entrepreneur of the year in 2017 and Transformational Leader award at the 5th Asia Business Responsibility Summit in 2017. He is also a recipient of the Business World’s Most Valuable CEOs in India for 2015 & 2016.

Sanjiv is on the board of his group operating companies as the Chairman of Bajaj Finance Ltd., Maharashtra Scooters Ltd., Bajaj Finserv Asset Management Limited and the two insurance subsidiaries i.e. Bajaj Allianz Life Insurance Company Ltd., and Bajaj Allianz General Insurance Company Ltd. Since 2012, he is the Managing Director of Bajaj Holdings & Investment Ltd. He is the former Executive Director of Bajaj Auto Ltd., and presently its non-executive director.

Sanjiv has a bachelor’s degree in mechanical engineering (first class with distinction) from the University of Pune, a master’s degree in manufacturing systems engineering with a distinction from the University of Warwick, UK and a master’s degree in business administration (with distinction) from the Harvard Business School, USA. He lives in Pune, with his wife Shefali and their two children.

Rajeev Jain is the Managing Director of our Company. He is a management graduate and has more than 28 years of experience in the consumer lending industry. Rajeev has been associated with our Company for about a decade and a half. At Bajaj Finance Limited, Rajeev has charted an ambitious growth path for the Company.

The Company is at an inflexion point and owes its exponential growth from a captive finance company to the most diversified non-bank in India today. His cumulative experience at GE, American Express and AIG has helped him change the Company's course and put it on a high growth path. He has vast experience managing diverse consumer lending businesses viz. auto loans, durables loans, personal loans and credit cards.

Rajeev was earlier with American International Group as a Deputy CEO of its Consumer Finance business. At AIG, he was responsible for building the strategic framework for AIG Consumer business entry in India, creating a holding company, and acquiring two non-banking finance companies to establish an AIG base in the Indian market.

Before that, he was with American Express, where he spent about six years. During this period, he did various roles across various products like credit cards, personal and business loans etc. When he left American Express, he was the Head of Personal and Small Business Lending in India. Rajeev is a Management graduate from T A Pai Management Institute, Manipal, with a Bachelor’s Degree in Commerce.

Deepak Bagati is responsible for managing the Debt Management Services. Since joining Bajaj, Deepak has integrated SME businesses to create Direct Customer (D2C) businesses for SMEs. He has been a key contributor in delivering cutting edge capabilities like Decision Support systems for unsecured businesses & Mortgage re-engineering for secured businesses. Deepak has extensive work experience in the services industry spread across printing solutions, reprographics, rating firms, supply chain management and lending. He joined us from Yes Bank, where he was the Zonal Head for the unsecured business. He has worked with HDFC bank, ONICRA, Mahindra & Mahindra and Modi Xerox. Deepak is an Engineering graduate with a degree in Industrial Electronics.

Fakhari joined Bajaj Finance in Nov 2018 and is responsible for managing risk, risk analytics, and underwriting. A management graduate from IIM Lucknow with a career spanning 25 years, he joined BFL from Barclays, USA, working as Managing Director – Risk Management. Before that, Fakhari was the MD & Chief Risk Officer for Barclaycard in Germany. In his earlier stints, Fakhari has worked with Deutsche Bank, ABN AMRO Bank, HSBC, ANZ Grindlays Bank & Asian Paints. He brings a holistic and multi-geography experience covering collections, credit, policy, operations, risk, credit cards, analytics and fraud control, among others.

Sandeep is the Chief Financial Officer and Head of Business Re-engineering and Investor Relations. He joined Bajaj Finance in 2008. Since then, he has been an integral part of the company's growth and evolution journey from a mono-line Auto Finance company to a diversified financial services business. Between 2006 - 2008, he was a part of the Internal Audit team at Bajaj Auto, handling materials, system, finance, and indirect tax audits. He joined Bajaj Finance in the management accounting unit. Since then, he has played various roles in the company, including FP A, Strategic Planning, Executive Assistant to CEO, Investor Engagement and Head of Management accounting unit. In his current role as Head CFO and Business Head for Business Re-engineering and Investor Relations, he is responsible for improving business and functional processes with a sharp focus on straight-through processes and bottom-line benefits. Sandeep is a Chartered Accountant from ICAI with a Bachelor's Degree in Commerce from Nagpur University.

Pramit Jhaveri presently acts as an advisor and mentor to startups and family offices. He is Advisor - Premji Invest and Senior Advisor - PJT Partners. Before his current activities, Pramit was Vice-Chairman - Banking, Asia Pacific Citi. He served as Chief Executive Officer of Citibank India from 2010 to 2019. He retired from Citibank in November 2019 after a distinguished career in banking of 32 years, having joined the firm as a 23-year-old in 1987. Pramit serves as a Trustee on the Board of several philanthropic, non-profit entities in India. These include Tata Trusts, which is amongst India's oldest and most pre-eminent philanthropic institutions; Pratham Education Foundation, an NGO dedicated to the quality education of underprivileged children; India Foundation for the Arts, a grant-making organisation supporting practice, research and education in the arts; and the World Monuments Fund India, an organisation involved in conserving and preserving India's architectural heritage. Pramit has a Bachelor of Commerce degree from Sydenham College, Mumbai University and an MBA from the Simon School of Business, University of Rochester.

Sanjiv Bajaj is the Chairman of Bajaj Finance Limited and Chairman and Managing Director of Bajaj Finserv Limited, the holding group company for all the financial service businesses of the Bajaj Group, which is one of the oldest and largest conglomerates in India. Bajaj Finserv consisting of lending and insurance companies, has annual revenues of over $ 9.18 billion for FY22.

Under his leadership, Bajaj Finserv has emerged as one of India’s leading diversified financial services companies with solutions across lending, life insurance, general insurance, and wealth advisory category. With a consumer-first, digital approach and a culture focused on excellence through innovative disruption, Sanjiv is known for pioneering digital consumer financing in India, which helped transform the entire landscape of the financial services space.

He is the President of the Confederation of Indian Industry (CII) for 2022-23. Sanjiv has been engaged with CII for many years at the State, Regional and National levels. He was the President-Designate of CII for 2021-22 and the Chairman of the Western Region during 2019-20. He has led CII National Committees on Insurance & Pensions and CII Taskforce on Fintech. He is an alumnus of the Harvard Business School, USA and a Member of the Board of Indian School of Business (ISB), Member of the International Advisory Board (IAB), Allianz SE and the International Technology Advisory Panel (ITAP) of Monetary Authority of Singapore (MAS) and Regional Stewardship Board for India and South Asia 2019-2020 of the World Economic Forum. He has several awards to his credit, including AIMA’s Managing India Award’s Entrepreneur of the year 2019, ET’s Business Leader of the year 2018, Financial Express’ Best Banker of the year 2017-18, Ernst & Young’s Entrepreneur of the year in 2017 and Transformational Leader award at the 5th Asia Business Responsibility Summit in 2017. He is also a recipient of the Business World’s Most Valuable CEOs in India for 2015 & 2016.

Sanjiv is on the board of his group operating companies as the Chairman of Bajaj Finance Ltd., Maharashtra Scooters Ltd., Bajaj Finserv Asset Management Limited and the two insurance subsidiaries i.e. Bajaj Allianz Life Insurance Company Ltd., and Bajaj Allianz General Insurance Company Ltd. Since 2012, he is the Managing Director of Bajaj Holdings & Investment Ltd. He is the former Executive Director of Bajaj Auto Ltd., and presently its non-executive director.

Sanjiv has a bachelor’s degree in mechanical engineering (first class with distinction) from the University of Pune, a master’s degree in manufacturing systems engineering with a distinction from the University of Warwick, UK and a master’s degree in business administration (with distinction) from the Harvard Business School, USA. He lives in Pune, with his wife Shefali and their two children.

Dr. Forbes is the Co-Chairman of Forbes Marshall, India's leading Steam Engineering and Control Instrumentation firm. He chairs the Steam Engineering Companies within the Group. He serves as an Independent Director on the Boards of several companies and the Boards of educational institutions. He supported the establishment of the Forbes-Marshall Energy Efficiency Centre at IIT-Bombay in 2016. Dr. Forbes was an occasional Lecturer and Consulting Professor at Stanford University from 1987 to 2004, where he developed courses on Technology in Newly Industrializing Countries. He is also on the Board of several educational institutions and public companies. He was President of CII for 2016 – 17 and has chaired the National Committees on Higher Education, Innovation, Technology, and International Business. Dr. Forbes is a PhD from Stanford University.

Rajeev Jain is the Managing Director of our Company. He is a management graduate and has more than 28 years of experience in the consumer lending industry. Rajeev has been associated with our Company for about a decade and a half. At Bajaj Finance Limited, Rajeev has charted an ambitious growth path for the Company.

The Company is at an inflexion point and owes its exponential growth from a captive finance company to the most diversified non-bank in India today. His cumulative experience at GE, American Express and AIG has helped him change the Company's course and put it on a high growth path. He has vast experience managing diverse consumer lending businesses viz. auto loans, durables loans, personal loans and credit cards.

Rajeev was earlier with American International Group as a Deputy CEO of its Consumer Finance business. At AIG, he was responsible for building the strategic framework for AIG Consumer business entry in India, creating a holding company, and acquiring two non-banking finance companies to establish an AIG base in the Indian market.

Before that, he was with American Express, where he spent about six years. During this period, he did various roles across various products like credit cards, personal and business loans etc. When he left American Express, he was the Head of Personal and Small Business Lending in India. Rajeev is a Management graduate from T A Pai Management Institute, Manipal, with a Bachelor’s Degree in Commerce.