FY2023 WAS AN EXCELLENT YEAR
FOR BAJAJ FINANCE

 

Financial snapshot

247,379 crore

29% Y0Y


16-year CAGR 36%

Core AUM

11,508 crore

64% Y0Y


16-year CAGR 52%

Profit after Tax

24.97%

 


as of 31 March 2023

Capital adequacy ratio

29.6 million

20%


 

New loans booked

28,846 crore

32%


 

Net Interest Income

0.94%

Best ever


 

Gross NPA

Business highlights

New customers

11.6 million

Highest ever customer franchise addition

Tech-driven

35.5 million

Net users on digital app platform

EMI Card franchise

42 million cards in force (CIF)

EMI Card franchise

Credit Rating

AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA,

A1+ for short-term borrowing from CRISIL, India Ratings and ICRA, and

AAA/Stable for fixed deposit program from CRISIL and ICRA.