Rajeev Jain

Managing Director

At Bajaj Finance Rajeev has charted an ambitious growth path for the company. The company is at an inflexion point and owes its exponential growth from a captive finance company to a most diversified non-bank in India today. The cumulative experience at GE, American Express and AIG has helped him change the course of the company and put it on a high growth path.

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Rajeev was earlier with American International Group as a Deputy CEO of its Consumer Finance business. At AIG, he was responsible for building the strategic framework for AIG Consumer business entry in India, created a holding company and acquired two non-banking finance companies to establish a base for AIG in the Indian market.

Before that, he was with American Express where he spent more than eight years. During this period he did various roles across various products like credit cards, personal and business loans etc. At the time of leaving American Express, he was the Head of Personal and Small Business Lending in India.Rajeev is a Management graduate from T A Pai Management Institute, Manipal with a Bachelor’s Degree in Commerce

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Deepak Bagati

Executive Vice President and Group Business Head–SME Business

Deepak Bagati is responsible for managing and growing SME business verticals like Business Loans, Loans against Property, Professional Business, Self-employed Home Loans, Developer Finance, and Relationship Management Business.

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Since joining Bajaj, Deepak has integrated SME businesses to create Direct to Customer (D2C) businesses for SME. He has been key contributor in delivering cutting edge capabilities like Decision Support System for unsecured businesses & Mortgage Reengineering for secured business.

Deepak has extensive work experience in the services industry spread across printing solutions, reprographics, rating firms, supply chain management and lending. He joined us from Yes bank where he was the Zonal head for the unsecured business. Prior to which he has worked with HDFC bank, ONICRA, Mahindra & Mahindra and Modi Xerox.

Deepak is an Engineering graduate with a degree in Industrial Electronics.

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Ashish Sapra

Senior Vice President & Group Business Head – B2C Unsecured

Ashish Sapra leads the Relationship’s business at Bajaj Finance Ltd. Given the company’s commitment to invest in building a relationships roadmap for the organization, this business assumes critical importance for us.

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Ashish has been with the organization for more than 10 years and has shown true mettle and leadership in setting & building up the cross sell business from scratch to a 50 MM$ PBT business for the organization, which he was managing prior to moving in this role.

Ashish comes with an extensive experience of 18 years and joined us from American Express where he was National Sales Manager, corporate sales for the Consumer Cards business. Before American Express, Ashish worked with HSBC.

Ashish is a Post Graduate and holds a Bachelor’s Degree in Finance and has done his AMP from INSEAD.

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Diwakar Pundir

Senior Vice President and Group Business Head–Commercial Business

Diwakar is Senior Vice President for Commercial Lending Segment covering Auto Components, Light Engg, Financial Institutions Group, Loans Against Securities & Structured Transactions. In his prior role at BFL, Diwakar was heading the Underwriting function across all non-retail businesses.

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Diwakar joined us from Citigroup where he was managing risk and credit for West & South India regions for the Small & Medium Enterprises (SME) business. He has spent the last 15 years in Risk Management. Prior to Citigroup, he worked with ICICI and Tata Steel.

Diwakar is a Post Graduate in Management from Indian Institute of Management, Bangalore and holds a Bachelor’s degree in Mechanical Engineering from Indian Institute of Technology, Roorkee.

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anup

Anup Saha

President - Consumer Business

Anup Saha, is responsible for leading the Consumer Business portfolio in which the company enjoys the market leadership positions across various business lines such as Consumer Durable, Digital Products, Lifestyle Products, EMI Card, E-Commerce, Personal Loans, Salaried Home Loans and Payments which includes Cards and Wallets.

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Anup joined us from ICICI Bank where he was Senior General Manager and Group Product Head - Retail Home Loan, Vehicle Loans, Developer Funding, Retail and Rural Collections. He has worked with ICICI Bank for 14 years in different roles. Anup has also served on the board of ICICI Bank HFC and TU CIBIL and has spearheaded ICICI Bank’s sales CRM and Big Data transformation projects. Prior to ICICI Bank, Anup has worked with GE Capital International Services (GECIS).
An alumnus of IIT Kharagpur and IIM Lucknow, Anup brings more than 24 years of diverse management experience spanning across sales, products risk, collection and business intelligence functions in various organisations.

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Sandeep Jain

Chief Financial Officer

Sandeep is the Chief Financial Officer and Head of Business Re-engineering and Investor Relations. He joined Bajaj Finance in 2008 & since then has been an integral part of the company’s growth & evolution journey from a mono-line Auto Finance company to a diversified financial services business. Between 2006 - 2008, he was a part of the Internal Audit team at Bajaj Auto handling audits in the area of materials, system, finance & indirect tax.

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He joined Bajaj Finance in the management accounting unit and since then has played various roles in the company that include FP&A, Strategic Planning, Executive Assistant to CEO, Investor Engagement & Head of Management accounting unit. In his current role as Head CFO and Business Head for Business Re-engineering & Investor Relations, he is responsible for improving business & functional processes with a sharp focus on straight through processes & bottom line benefits.
Sandeep is a rank holder Chartered Accountant from ICAI with a Bachelor’s Degree in Commerce from Nagpur University.

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M M Muralidharan

Treasurer

M M Muralidharan is responsible for the overall treasury strategy, policy, fund planning and mobilization, SLR and Non-SLR investments, working capital management and optimization of overall cost of fund at the entity level. He manages the entire resourcing for the company encompassing borrowings from Banks and Money markets as also the assignment/securitization portfolio.

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He is responsible for entire investments of the company in SLR and non-SLR portfolio of investments including liquidity buffer. His experience in this field adds immense value to the business. Prior to taking charge of Treasury function Muralidharan was heading finance and direct & indirect taxation function of Bajaj Finance Limited from 1998 to 2006.

Muralidharan joined us in 1996 from Indian Seamless Steels and Alloys Limited, Pune (ISSAL) where he was working in finance department. In his earlier role he worked as head of Costing department of ACC Babcock Limited, at its Heavy Engineering Plant in Karnataka.

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