Rajeev Jain is the Managing Director at Bajaj Finance Limited and a member of the company's executive management team. Charting an ambitious growth trajectory for the company, Rajeev has transformed it from a captive auto finance company to become one of India's largest and highly diversified NBFC companies, catering to the emerging financial needs of consumers.
Rajeev joined Bajaj Finance Limited in 2007 as the Chief Executive Officer and has since been leading the company towards a 'new way of doing business'; by envisaging it as an omnipresent financial services company to enable existing and new customers to engage, transact and be serviced seamlessly - online and offline. An unwavering champion of innovation and disruptive ideas, Rajeev harnessed the power of digital technologies to deliver faster solutions and frictionless experiences for customers amidst a rapidly evolving digital landscape.
An industry veteran with nearly 3 decades of stellar experience in managing diverse consumer lending businesses viz. auto loans, durable loans, personal loans and credit cards, Rajeev has spent a decade and a half with Bajaj Finance Limited, driving long-term, profitable businesses and large-scale digital transformations within the organisation to create long-term value for the shareholders.
Prior to Bajaj Finance, he was associated with GE, American Express and the American International Group (AIG). In his role as the Deputy CEO of the consumer lending business at AIG, Rajeev built the strategic framework for the AIG Consumer business to foray into India, thus creating a holding company and acquiring two non-banking finance companies that helped the organisation establish a strong base in the Indian market. At American Express, he handled diverse roles across various product categories, including credit cards, personal loans, business loans etc. When he left American Express, he was the Head of Personal and Small Business Lending in India.
Rajeev is a management graduate from the T. A Pai Management Institute, Manipal, with a bachelor's degree in Commerce from the American College, Madurai.
Chief Financial Officer
Sandeep is the Chief Financial Officer at Bajaj Finance Limited and a key member of its executive management team. He has played an integral role in the growth and evolution of the Company from being a mono-line auto finance company to a diversified financial services business and onto its transformative journey of becoming a dominant player in the ecosystem of financial services and payments' business.
Sandeep joined Bajaj Finance in 2008 to set up the management accounting practices, and over the years, he has evolved his space by playing multifarious roles across Strategic Planning, CEO's Office, Financial Planning & Analysis to heading the Business Re-engineering and Investor Relations functions of the organisation. He started his professional journey in the Internal Audit function of Bajaj Auto Limited, handling audits in the areas of materials, system, finance, and indirect taxation.
As the CFO of Bajaj Finance Limited, Sandeep oversees the Finance, Treasury, Financial Planning and Analysis of the Company with a sharp focus on controllership, compliances, liquidity, and driving continuous improvements in business and functional processes towards delivering significant bottom-line benefits.
Sandeep is a Chartered Accountant from ICAI with bachelor's degree in Commerce from Nagpur University.
Chief Risk Officer
Fakhari Sarjan is the Chief Risk Officer at Bajaj Finance Limited and a member of the executive management team. He is responsible for overseeing the company’s governance and strategy for the entire risk management portfolio, including risk analytics, underwriting practices and maintaining relationships with regulatory bodies and other supervisory entities.
A strategic thinker capable of executing and driving results, Fakhari has managed multi-cultural and cross-functional teams with Barclays, USA, as their MD - Risk Management and MD & Chief Risk Officer for Barclaycard in Germany. Fakhari brings in exceptional Credit Risk Management expertise and has been part of the change and launch projects of Retail Banking and Cards. In his earlier stints, he has worked with Deutsche Bank, ABN AMRO Bank, HSBC, ANZ Grindlays Bank, and Asian Paints.
A management graduate from IIM Lucknow, with a career spanning over 25 years, Fakhari brings a holistic and multi-geo experience covering collections, credit, policy, operations, risk, credit cards, analytics and fraud control, amongst others.
Chief Human Resources & Administrative Officer
Anupam is the chief human resources and administrative officer for Bajaj Finance Limited and a member of the company's executive management team. In this role, he leads an enterprising team of human resources professionals to drive the company's diverse efforts towards becoming the 'Place to be' for the existing workforce as well as for future talent pools. He actively works with leaders in the company to support the business agenda and long-term strategy of the company.
Anupam joined Bajaj Finserv in 2016 as the Head of Group Learning Academy, where he was instrumental in creating a synergised learning approach to support the diversified financial services portfolio of the Group. Prior to joining Bajaj Finserv, Anupam was the founding Country Manager at the Center for Creative Leadership (CCL) India for over 8 years. He established CCL from inception, built a strong team of professionals, an extended community of high calibre associates and a strong clientele among marquee companies.
Anupam is an HR practice veteran with over 25 years of proven track record in building best in class human capital capabilities and practices and nurturing the human capital of organisations.
Shri Anup Saha
Anup Saha is presently the Executive Director of Bajaj Finance Limited (‘Company’) and a member of its executive management team. Anup joined the Company in 2017 to lead its consumer finance portfolio business. He heads all the Retail business lines of the Company, including its Urban Consumer Durable Loans, Personal Loan, Co-Branded Credit Cards, SME, all Rural Loans, Fixed Deposits, Insurance, and Payment’s business. He has also managed other portfolios such as Operations, Service and Marketing.
Prior to Bajaj Finance, Anup was with the ICICI Bank as their Senior General Manager and Group Product Head of their Retail Home Loan, Vehicle Loans, Developer Funding, and Retail and Rural Collections. He worked with ICICI Bank for 14 years across different roles. Anup has also served on the Board of ICICI Bank HFC and TU CIBIL and spearheaded ICICI Bank's Sales CRM and Big Data transformation projects. In his earlier stints, Anup worked with GE Capital International Services (GECIS), SBI Cards, Blow Past and BHEL.
With a solid track record of delivering top-line growth and bottom-line performance, Anup has been driving business productivity and improved profitability for the Company, further strengthening its market leadership position.
An alumnus of IIT Kharagpur and IIM Lucknow, Anup brings more than 28 years of diverse management experience across sales, product risk, collection, and business intelligence to deliver growth through performance and transformation of the Company while striving towards the vision of becoming a dominant, omnipresent player in the ecosystem of financial services and payment business.
Shri Rakesh Bhatt
Rakesh Bhatt is presently Executive Director of Bajaj Finance Limited (‘Company’) and a member of the executive management team. As the Executive Director of the Company, he oversees the functional responsibilities of Technology, Operations, Marketing, and Legal. He is also responsible for driving sustainable growth for all the strategic initiatives of the Company.
Rakesh's journey in the Bajaj Finserv group of companies started way back in 2009. He was the Chief Operating Officer at Bajaj Finance Limited until 2018 and led a large portfolio of critical functions, including Technology, Analytics, Credit Operations, Customer Experience and Quality. He was the CEO of Bajaj Finserv Direct Limited for 4 years and spearheaded the launch of a diversified Digital Marketplace business (Bajaj Markets) in Financial Services and e-commerce.
In his earlier assignments, Rakesh has held leadership positions in reputed companies such as AIG Consumer Finance, GE Money, Reliance Industries and 3i Infotech.
An M.Sc. in Computer Applications, Rakesh brings on board 3 decades of rich industry experiences and technical know-how to further the Companies transformative efforts of bringing financial services solutions closer to the consumers.
President- Debt Management Services
Deepak Bagati is responsible for managing the Debt management services vertical, providing us with a cutting edge in the industry.
Since joining Bajaj, Deepak has integrated SME businesses to create Direct to Customer (D2C) businesses for SMEs. He has been a key contributor in delivering cutting edge capabilities like Decision Support systems for unsecured businesses & Mortgage re-engineering for secured businesses.
Deepak has extensive work experience in the services industry spread across printing solutions, reprographics, rating firms, supply chain management and lending. He joined us from Yes bank, where he was the Zonal Head for the unsecured business. Before which he has worked with HDFC bank, ONICRA, Mahindra & Mahindra and Modi Xerox.
Deepak is an Engineering graduate with a degree in Industrial Electronics.
President- Rural Businesses, Fixed Deposits & Investments, Insurance Services & Distribution
Deepak Reddy is the President- Rural Businesses, Fixed Deposits & Investments, Insurance Services & Distribution. He has been a key member of the team that helped transform Bajaj Finserv into one of India's most respected and profitable Financial Services Company over the past thirteen years. A people person, his HR mantra is to develop simple, transparent and engaging people practices.
Deepak is a versatile leader and has managed multiple roles in his 27+ years career, including Leading Businesses, Sales & Distribution, Product Management and Human Resources. Deepak is a management graduate from T A Pai Management Institute and before joining the Bajaj Group has worked with American Express, Standard Chartered Bank, and Onida.
M M Muralidharan
M M Muralidharan heads the Treasury department at Bajaj Finance Limited. A key member of its executive management team, he oversees the overall Treasury Strategy, Policy, Fund Planning and Mobilisation, SLR and Non-SLR Investments, Working Capital Management, and optimisation of the fund's overall cost at the entity level. Muralidharan manages the entire resourcing for the Company encompassing borrowings from Banks, money markets, assignments and the securitisation portfolio.
His vast knowledge and expertise in Accountancy, Money, Risk Management, Corporate Financing, and Company investments in the SLR and non-SLR portfolio of investments, including liquidity buffer, helps manage the organisation's financial health. Before taking charge of the Treasury Function, Muralidharan headed the organisation's Finance and Direct and Indirect Taxation.
Muralidharan joined the Company in 1996 from Indian Seamless Steels and Alloys Limited (ISSAL), where he led the Finance department. In his earlier role, he headed the Costing department of ACC Babcock Limited at its Heavy Engineering Plant, based in Karnataka.