How to Shop on Khosla Electronics using Insta EMI Card

Know about How to Shop on Khosla Electronics Online using Insta EMI Card at Zero Down Payment, Easy EMI, and without Credit Card.
How to Shop on Khosla Electronics using Insta EMI Card
3 min
31 May 2025

Are you dreaming of buying the latest smartphone, laptop, or home appliance from Khosla Electronics but worried about spending a big amount all at once? Good news! The Bajaj Finserv Insta EMI Card helps you shop now and pay later in easy monthly installments. You don’t need to pay anything upfront, and you can split your payment into small EMIs that suit your budget.

Khosla Electronics is a top electronics store known for a wide range of gadgets and home appliances. With the Insta EMI Card, you get a simple, flexible way to own premium products without putting a big hole in your wallet. Let’s see how this card can make your shopping easier and why it matters.

Why Should You Use the Insta EMI Card at Khosla Electronics?

Shopping for expensive electronics can be stressful when you have to pay a large sum at once. The Bajaj Finserv Insta EMI Card changes that by letting you break your payment into easy monthly EMIs. Here’s why it matters:

  • No Need for Credit Cards: You don’t need a credit card to get this EMI card, making it accessible to more people.
  • Zero Down Payment: Often, you can buy gadgets with zero upfront cost, so your dream product is within reach immediately.
  • Pre-qualified card loan limits: You can get a card with a pre-qualified card loan limit of up to ₹3 lakh, so you know your budget upfront.
  • Fast Approval: The Insta EMI Card is approved quickly—often within 24 hours.
  • Flexible Repayment Tenure: You can choose to repay from 3 month up to 60 months, depending on your comfort.
  • No Foreclosure Charges: If you want to pay early, you won’t be charged extra.
  • Credit Score Boost: Timely EMI payments help improve your credit rating.

Check your pre-qualified card loan offer in 2 simple steps – enter your mobile number & OTP now!

How to Shop at Khosla Electronics Using Insta EMI Card? Step-by-Step Guide

Buying with the Insta EMI Card is easy and fast. Here is how you can do it:

  1. Find Your Nearest Khosla Electronics Store: You can shop from any Khosla Electronics outlet near you. They have many locations across West Bengal, Jharkhand, Uttar Pradesh, and more.
  2. Pick Your Product: Browse from smartphones, laptops, TVs, refrigerators, ACs, water purifiers, and more. Khosla Electronics stocks top brands like Samsung, LG, Apple, Dell, and more.
  3. Ask for EMI Option at Billing: At the checkout, tell the billing person you want to pay via Bajaj Finserv Insta EMI Card.
  4. Get Your Insta EMI Card: If you don’t have the card, the store representative will help you apply. You just need to pay a one-time fee, and your card is ready on the spot.
  5. Choose Your EMI Tenure: If you already have the card, share the card details and select the repayment tenure that fits your budget.
  6. Complete the Transaction: Your payment gets split into easy monthly EMIs, making the purchase affordable.

This simple process lets you take home your desired product without worrying about a large upfront payment.

Travel now, pay later – with easy EMI. Check your offer in 2 steps today!

Where to Find Khosla Electronics Stores?

Khosla Electronics has many stores, especially in West Bengal and Jharkhand. Here is a quick look at some popular store locations to help you plan your visit:

Store Name

Location

City

State

PIN Code

Khosla Electronics Adityapur

Jeet Complex, 1st Floor, Jamshedpur

Adityapur

Jharkhand

831013

Khosla Electronics Alambagh

Hariprasad Nagar, Lucknow

Alambagh

Uttar Pradesh

226005

Khosla Electronics Amtala

D.H Road, 24 Pgs (S)

Amtala

West Bengal

743398

Khosla Electronics Asansol

Parbati Shopping Arcade, Asansol

Asansol

West Bengal

713303

Khosla Electronics Barrackpore

S M Ali Road, Barrackpore

Barrackpore

West Bengal

700120

...and many more across multiple cities.

This widespread presence makes it easy to shop offline with your Insta EMI Card.

What Products Can You Buy on EMI at Khosla Electronics?

Khosla Electronics offers a vast range of products on easy EMI via Bajaj Finserv Insta EMI Card. Some popular categories include:

Product Category

Top Brands Available

Air Conditioners

Daikin, Godrej, Hitachi, LG, Blue Star, Voltas

Televisions

Samsung, LG, Sony, TCL, OnePlus, Onida

Refrigerators

Whirlpool, LG, Samsung, Haier, Panasonic

Water Purifiers

Kent, LG, Eureka Forbes, Panasonic

Smartphones

Samsung, Apple, Vivo, Oppo, OnePlus, Motorola, Redmi

Laptops

Acer, Dell, HP, Lenovo, ASUS, Samsung

No matter what you need, there’s a product waiting for you with flexible EMI options.

Benefits of Using Bajaj Finserv Insta EMI Card at Khosla Electronics

Here’s why shopping with the Insta EMI Card at Khosla Electronics is smart:

  • Pre-qualified Credit Limit: Get a card with a limit up to ₹3 lakh.
  • No Upfront Payment: Buy with zero down payment on many products.
  • Easy EMIs: Convert expensive purchases into small, manageable monthly payments.
  • Choose Your Repayment Period: Pick anywhere from 3 to 60 months.
  • No Hidden Charges: No foreclosure or hidden fees.
  • Improve Credit Score: Timely payments boost your financial health.
  • Widespread Acceptance: Use your Insta EMI Card at over 1.5 lakh stores across India.

Tips to Maximize Your Shopping Experience with Insta EMI Card

  • Plan Your Budget: Use the Bajaj Finserv EMI Calculator online to plan your monthly payments before shopping.
  • Check Eligibility First: Quickly check if you are pre-qualified for the Insta EMI Card with just 2 steps—enter your mobile number and OTP.
  • Use Festive Offers: During festivals, enjoy zero down payment and extra discounts at Khosla Electronics.
  • Keep Track of Payments: Pay your EMIs on time to avoid interest and improve your credit score.
  • Ask About Exchange Offers: Some stores provide exchange deals, which can lower your payable amount further.

Summary: Shop Smart with Bajaj Finserv Insta EMI Card at Khosla Electronics

Buying electronics can be easier and more affordable with the Bajaj Finserv Insta EMI Card. At Khosla Electronics, you can pick from a wide range of gadgets and home appliances and convert your total bill into easy EMIs. No credit card? No problem! Get your Insta EMI Card on the spot, with a pre-approved limit of up to ₹3 lakh. Choose your repayment period, enjoy zero down payment offers, and improve your credit score as you pay.

Check if you have a pre-qualified card loan offer in just 2 clicks – enter your mobile number now!

Make your dream purchase today without the stress of a big upfront payment. Shop smart, pay easy!

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Which one is the best electronics product to shop on Khosla Electronics?
The best electronics product to shop at Khosla Electronics depends on individual preferences and needs. However, smartphones are often a popular choice due to their versatility and utility in daily life. With leading brands like Samsung, Apple, Vivo, and Oppo available, you can find the perfect smartphone to suit your requirements at Khosla Electronics.
What types of products does Khosla Electronics sell?

Khosla Electronics retails a broad spectrum of products encompassing over 200 brands. Their offerings range from large appliances such as air conditioners, refrigerators, washing machines, and LED TVs, to tech gadgets like laptops, mobile phones, and cameras.

Does Khosla Electronics offer warranty on their products?

Indeed, Khosla Electronics extends warranties on their products. The duration of the warranty is product and brand-specific. For example, certain products come with a 1-year product warranty and a 3-year warranty on specific parts.

Are there any special promotions or discounts available at Khosla Electronics?

Khosla Electronics regularly hosts special promotions and discounts on a multitude of products. They feature a “Today’s Blockbuster Deals” section where they offer discounts of up to 80%.

Can I purchase products online from Khosla Electronics?

Certainly, Khosla Electronics facilitates online purchases, providing multiple payment options. You can visit their official website to explore and buy products.

How can I use my Insta EMI Card to make purchases at Khosla Electronics?

To use your Bajaj Finserv Insta EMI Card at Khosla Electronics, select your product, inform the staff about your payment method, and provide your card details. Choose a repayment tenure between 1 and 60 months, and enjoy Easy EMI options. The card offers flexible payments and is accepted at numerous stores across India.

Are there any specific offers or EMI plans available at Khosla Electronics for Insta EMI Card holders?

Khosla Electronics offers special EMI plans for Bajaj Finserv Insta EMI Cardholders, including flexible tenures, festive zero down payment offers, and Easy EMI options. Insta EMI Card is accepted at Khosla Electronics stores, allowing customers to convert purchases into affordable monthly instalments with minimal interest charges.

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