Buy Samsung Mobile Phones on EMI without Credit Card

Upgrade to the latest Samsung mobiles on EMIs using the Bajaj Finserv Insta EMI Card. Enjoy zero down payment, instant approval, and Easy EMI options on top models.
Buy Samsung Mobile Phones on EMI without Credit Card
2 min
20 September 2025

Looking to buy the latest Samsung mobile but don’t want to pay the full price upfront? With the Bajaj Finserv Insta EMI Card, you can own your favourite Samsung phone on Easy EMIs. From the budget-friendly Galaxy M14 5G with a powerful 6000mAh battery, to the stylish Galaxy A34 5G featuring a 48MP triple camera, or the flagship Galaxy S25 Ultra 5G/S24 Ultra 5G packed with Snapdragon® 8 Gen 3 processor, 200MP quad camera, and stunning AMOLED display – there’s a model for everyone. Enjoy zero down payment offers, a pre-qualified card loan limit up to Rs. 3 lakh, and flexible EMIs up to 60 months. Get your Samsung mobile today and upgrade to the latest tech stress-free.

List of available Samsung mobile on EMI

Here are some popular Samsung mobile phones you can get on EMI using the Bajaj Finserv Insta EMI Card:

Model

MRP

Offer price

Key specs

Samsung Galaxy S25 Ultra 5G (Latest)

Rs. 1,29,999

Rs. 107,999

6.9" QHD+ AMOLED 120Hz, Snapdragon® 8 Gen 4, 200MP quad camera with AI zoom

Samsung Galaxy S24 Ultra 5G

Rs. 1,44,999

Rs. 79,999

6.8" QHD+ AMOLED, Snapdragon® 8 Gen 3, 200MP quad camera

Samsung Galaxy Z Fold 5

Rs. 1,99,999

Rs. 99,990

7.6" AMOLED main display, Snapdragon® 8 Gen 2, multitasking foldable design

Samsung Galaxy S23 5G

Rs. 89,999

Rs. 48,999

6.1" AMOLED 120Hz, Snapdragon® 8 Gen 2, 50MP triple camera

Samsung Galaxy Z Flip 5

Rs. ₹89,999

Rs. 57,999

6.7" Dynamic AMOLED, foldable design, 12MP dual camera

Samsung Galaxy A34 5G

Rs. 35,499

Rs. 20,897

6.6" Super AMOLED, 120Hz refresh rate, 48MP OIS camera

Samsung Galaxy F34 5G

Rs. 24,499

Rs. 17,990

6.5" Super AMOLED 120Hz, 6000mAh battery, 50MP OIS camera

Samsung Galaxy M14 5G

Rs. 17,990

Rs. 9,190

6.6" FHD+ display, 6000mAh battery, 50MP triple camera


Tip: Use our EMI Network Calculator to plan your monthly payments easily.

Benefits of buying Samsung mobile on EMI with Insta EMI Card

The Bajaj Finserv Insta EMI Card is a smart way to shop. It gives you a pre-qualified card loan with a limit of up to ₹3 lakh. You can buy a phone today and pay later in small, Easy EMIs.

  • Buy now, pay later – no need to wait for payday
  • Limit up to Rs. 3 lakh – choose from budget to flagship phones
  • No credit card needed – just the Insta EMI Card
  • Quick access – money in 24 hours
  • Flexible repayment tenures – choose up to 60 months

Check your pre-qualified card loan offer in just 2 steps – enter your mobile number and OTP.

Check also: Benefits of Insta EMI Card

How you can get the Insta EMI Card

To use the Insta EMI Card to buy a Samsung phone on EMI, you’ll need to meet a few simple conditions:

Eligibility:

  • Indian citizen
  • Age: 21–65 years
  • Steady income source
  • PAN and Aadhaar card
  • Meets internal credit policies

Only 2 steps to check your eligibility online. Enter your mobile number to begin.

How to apply for the Insta EMI Card?

No card yet? You can apply for the Insta EMI Card right before buying your Samsung phone.

Follow these 3 steps:

  1. Visit a Bajaj Finserv partner store.
  2. Ask the staff to help with Insta EMI Card application.
  3. Share your KYC documents, pay the Rs. 530 joining fee, and you’re done!

Takes just a few minutes – and your card is ready to use immediately.

Check also: How to apply for Insta EMI Card Online

Where else can you use the Insta EMI Card?

The Insta EMI Card works for more than just mobile phones. You can use it for:

  • Electronics at Croma and Reliance Digital
  • Apple iPhones – like iPhone 13 Mini on EMI or iPhone 14 on No EMI
  • Flight tickets – book now, pay later
  • Popular mobile stores like Sangeetha and Poorvika
  • And even newer models like the iPhone 15 on EMI

Final thoughts: Buy smart, pay easy

The Bajaj Finserv Insta EMI Card makes it simple to own the latest Samsung mobile phone without credit card stress. You don’t need to pay the full price at once, and you get to enjoy Easy EMIs, zero down payment offers, and a spending limit that gives you flexibility.

Ready to get your Samsung phone on EMI?
Check your eligibility now – just 2 steps!

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Is EMI available for any Samsung phone?

You can purchase any Samsung phone on EMI without credit card with the Bajaj Finserv Insta EMI Card. Pick a tenure between 1-60 months, and the cost of your preferred phone will be split into easy EMIs payable over that duration.

Can you pay monthly for a Samsung phone?

Yes, with the Bajaj Finserv Insta EMI Card you can pay Easy EMIs every month over a tenure of 1-60 months for your Samsung phone. This allows you to enjoy the latest tech without bearing the financial brunt of large upfront payments.

How can I avail a zero down payment when purchasing a Samsung phone?

During festive seasons, Bajaj Finserv partner stores offer zero down payment options on your purchases made with the Bajaj Finserv Insta EMI Card. The price of your chosen Samsung phone will be split into manageable monthly payments over a tenure of your choice. Additionally, you can take it home without making any upfront payment.