Features and benefits of our home loan
Home Loan - Features and benefits
Our Home Loan offers a sizeable loan and competitive interest rates. Know other benefits.
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Loan amount of Rs. 15 crore*
Buy your dream home and secure your future. Avail of a sizeable loan of up to Rs. 15 crore*.
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Low interest rates
Salaried professionals can avail of the loan at low interest rates starting at 8.50%* p.a Pay EMIs as low as Rs. 733/lakh*.
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Approval in 48 Hours*
Your loan will be approved within the next 48 Hours* or earlier in some cases, after your application submission.
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Tenure of up to 40 years
Benefit from our long repayment tenure of up to 40 years and repay comfortably.
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Hassle-free application
Skip numerous branch visits by opting for our doorstep document pick-up service and experience a comfortable application process.
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No foreclosure fee*
Salaried individuals who choose floating interest rates can prepay a part of their loan or foreclose the entire loan without paying an additional fee.
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Balance Transfer
Use our home loan balance transfer facility and qualify for a top-up loan of up to Rs. 1 crore* or higher.
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5000+ approved projects
Choose from our 5000+ approved projects to avail of a quick loan.
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Externally benchmarked interest rates
You can choose to link your interest rate to an external benchmark, such as the Repo Rate. This benefits you during favourable market trends.
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*Terms and conditions apply
Home loans are the most common kind of loan used to buy a property. Given that it is a secured loan, the interest rate on a home loan is significantly lower than that of any other loan type. Better interest rates, an easy repayment tenure, and other benefits are all available with the Bajaj Finserv Home Loan.
Anyone with a salary can easily apply for our house loan. If you have the required documentation on hand, our application procedure is quick and easy, and you may submit a loan request in just a few minutes.
Other alternatives, both of which are free, include prepayment and foreclosure. There are no fees associated with paying off your loan early if you are an individual salaried borrower with a flexible interest rate.
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