Bajaj Finserv in your city

Mumbai, the financial capital of India, is one of the largest and most dynamic cities in the country. Known for its thriving economy, the city hosts a vast number of leading tech companies, multinational corporations, and financial institutions, making it a hub for professionals from across the country and around the world. Mumbai is also a major centre for industries like entertainment, real estate, textiles, and manufacturing, with numerous global brands establishing their offices and factories in the city.

With such a robust business environment, Mumbai continues to attract entrepreneurs and self-employed professionals looking to start or expand their ventures. However, establishing or growing a business in this bustling city requires significant capital, whether it’s for hiring top talent, upgrading infrastructure, or managing the daily operations of a company.

Avail of a Bajaj Finserv Business Loan in Mumbai to address the monetary issues in your venture sufficiently. You can also check if you already have a pre-approved offer in Mumbai. The entire process is online, no branch visit required:
Check your offer in Mumbai with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Features and benefits

  • Tenor up to 8 years

    Tenor up to 8 years

    Repayment of a business loan is easier as Bajaj Finserv offers tenors up to 96 months.

  • Easy online accessibility

    Easy online accessibility

    Get access to loan information like due dates, EMIs, outstanding principal, and more via our customer portal – Experia.

  • Zero collateral

    Zero collateral

    With no collateral against the fund, apply for a Bajaj Finserv Business Loan without any risk.

  • Pre-approved offers

    Pre-approved offers

    Check your pre-approved offers by providing details like name and contact number only.

  • High-value financing

    High-value financing

    Avail up to Rs. 80 lakh to invest in your business effortlessly. Enjoy unrestricted end-use.

  • Flexi loans

    Flexi loans

    Reduce your EMIs by up to 45%* and enjoy repayment ease with the Flexi loan facility.

Mumbai is home to some of the country’s most prestigious educational institutions. The city boasts a wide range of top schools, colleges, and universities that offer courses in fields such as business, management, law, arts, and engineering. Mumbai attracts students from all over India and the world due to its excellent academic infrastructure and vibrant campus life, making it a hub for higher education.

In addition to its educational prominence, Mumbai is a major centre for the information technology, finance, entertainment, and manufacturing industries. The city hosts numerous IT parks, financial institutions, Bollywood studios, and multinational companies, providing ample opportunities for skilled professionals. The thriving business ecosystem in Mumbai continues to create a demand for a wide range of services, making it a popular destination for entrepreneurs and self-employed professionals looking to grow their ventures.

If you are a self-employed professional or even a non-professional planning to grow your business in this fast-paced city, Bajaj Finserv offers a simple solution. You can apply for a business loan in Mumbai with no restrictions on how you use the funds. Whether it’s for expanding operations, buying equipment, or managing working capital, our loans are designed to suit your needs. The interest rates are affordable, and we follow a transparent policy—no hidden charges. Get 100% online approval for your business loan in Mumbai. No branch visit needed to check your eligibility.

*Terms and conditions apply

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Documentation and eligibility criteria

  • Age

    Age

    18 to 80*
    (*Age should be 80 at Loan Maturity)

  • Nationality

    Nationality

    Resident Indian

  • CIBIL score

    CIBIL score

    685 and above

  • Business vintage

    Business vintage

    At least 3 years

Try to keep your current financial obligations to a minimum. Also, pay off existing debts to improve your repayment capability and chances of approval from Bajaj Finserv. Match the eligibility criteria and submit the business loan documents required to apply for a business loan.

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Interest rates and charges

Upgrade your business with a loan at a nominal business loan interest rate and also know the other charges associated.

Frequently asked questions

How to reduce repayment liability?

Easily reduce the hassle of repayment by choosing a Flexi loan facility. Here, withdraw multiple times and repay the outstanding principal at your convenience.

Is a business loan in Mumbai risky?

A Bajaj Finserv Business Loan is not risky as no collateral is needed. If you require funds to manage your business needs, check your business loan eligibility and apply for a loan now.

Is the business turnover ratio considered?

While the business turnover ratio isn’t a mandatory criterion, it strengthens your profile by reflecting your business’ profitability and growth.

What CIBIL score is ideal for loan approval?

The closer you are to 900, the better are your chances of approval. Ideally, your score must be above 685.

By when shall I receive the approved fund?

The approved amount is credited to a borrower’s account within 48 hours only.

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