Wireless Headphones Insurance

Whether it is music on the go, answering a phone call while driving, family video calls or official conference calls, we rely on headphones to stay connected. Although wireless headphones come at a varying cost, branded headphones that offer decent acoustics and good sound quality can often cost a lot of money. Bearing in mind the premium price and fragility of a good pair of branded wireless headphones, it is important that this investment should be protected. Loss, damage, or breakdown of your headphones should not result in monetary loss.

Wireless Headphones Insurance from Bajaj Finserv is an effective solution to this problem as it offers wide coverage against damage or loss to your wireless headphones due to fire, accidental or mechanical breakdown, and much more.

• Features & Benefits:

• 

  High Sum Insured

  Get coverage up to Rs. 10,000 for just Rs. 299.

• 

  Choice of Payment Method

  You can choose from among multiple payment options available such as net banking, mobile wallets, UPI, debit cards, or credit cards.

• What Is Covered?

• 

  Standard Fire And Special Perils Cover

  One of the prime benefits of Wireless Headphones Insurance is that you get total financial protection against perils such as fire, lightning, explosion/implosion, riots, damage due to aircraft/vehicles/animals and environmental disasters like earthquakes, storms, floods, typhoons, etc.

• 

  Breakdown Cover

  Get coverage for repair and replacement costs in case of any unexpected mechanical or electrical breakdown of your wireless headphone. You can seek the benefits of this cover only if you were using the headphones at the time of breakdown.

• 

  Accidental Damage Cover

  Wireless Headphones Insurance also provides coverage against repair and replacement expenses if your headphones are accidentally damaged. To qualify for this cover, the headphones should have been in your possession at the time of damage.
  
  Please note that the coverage is as per the invoice value or up to the maximum sum insured amount.
  
  To know more about the detailed terms and conditions, please click here.

• What Is Not Covered?

• 

  Headphones Not Insured Within 30 Days

  If you did not insure your pair of wireless headphones within 30 days of purchase, you cannot avail the benefits of this cover.

• 

  Deductibles Applicable

  The deductible of the first 5% of each and every claim amount is subject to a minimum of Rs. 1,000 for sum insured up to Rs. 20,000, or Rs. 2,000 for sum insured more than Rs. 20,000 up to 50,000.
  This is applicable unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.

• 

  Damage Caused By Terrorist Activity

  If any loss or damage is caused to your wireless headphones due to any terrorist activity, then it will not be covered.

• 

  Damage Due To Pollution

  Wireless Headphones Insurance will not cover any loss or damage sustained due to the effects of pollution.
  
  To know more about the terms and conditions on coverages and these exclusions, please click here.

To avail the benefits of this insurance cover, please inform the Customer Experience team within 24 hours of damage to your wireless headphones. The Customer Experience team is available for assistance round the clock.
• Toll-free number: 1800 209 5858
• Email: bagichelp@bajajallianz.co.in
• Customer service website
• Mailing address: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006

Keep these documents ready for submission at the time of raising the claim:
• Invoice or bill copy
• Duly filed claim form
• FIR copy- in case of burglary or theft

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”