Wedding Dress Insurance

People spend a considerable amount of money and thought into choosing the perfect wedding outfit. These garments also have sentimental value, making it essential to maintain and preserve them lifelong. Wedding dresses are often astronomically priced – and any damage to them can be heartbreaking.

Wedding Dress Insurance from Bajaj Finserv safeguards you from such a setback by providing comprehensive coverage for your wedding dress.

• Plan details

  Wedding Dress Insurance offers coverage of up to Rs. 50,000 at just Rs. 349 per annum. Pay the premium online using your preferred mode of transaction.

• What’s covered

• 

  Fire and special perils

  Wedding Dress Insurance provides coverage against damage to your wedding dress due to fires, explosions/implosions, lightning, riots or strikes, storms, cyclones, hurricanes, floods, earthquakes, volcanic eruptions and other perils such as impact damage by vehicles and animals.

• 

  Burglary and robbery

  You can get coverage if your wedding dress is stolen from your house.

• 

  Accidental damage

  Get coverage against repair or replacement costs incurred due to any accidental loss or damage to the dress at the insured premises.
  
  Please note that the coverage will be provided as per the invoice value, up to the sum insured.
  
  Note: Please click here for the detailed terms and conditions.

• What’s not covered

• 

  Loss due to pollution or contamination

  Any loss, destruction or damage to your wedding dress because of pollution or contamination will not be covered.

• 

  Items older than 30 days

  Your wedding dress must be insured within 30 days of its purchase. Items older than 30 days from the original date on the invoice will not be covered.

• 

  Deductibles applicable

  A deductible equivalent to the first 5% of the claim amount is applicable on every claim unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance. The deductible will be a minimum of Rs. 1,000 for a sum insured of up to Rs. 20,000 and Rs. 2,000 for a sum insured of Rs. 20,000 to Rs. 50,000.

• 

  Damage due to act of terrorism

  Any loss, damage, cost or expense of any type directly or indirectly caused by any act of terrorism is not covered.

• Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
• Check and confirm your application by entering the OTP received on your mobile number.
• Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You will receive the details of your membership via email/WhatsApp.

To raise a claim, you can contact the customer experience team within 24 hours of the loss/damage incident via:

• The customer service website
• Toll-free number: 1800 209 5858
• Email: bagichelp@bajajallianz.co.in
• Mail: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006

You need to submit the following documents while raising a claim:
• Invoice or bill copy
• Duly filled claim form
• FIR copy in case of burglary or theft

Contact us

For queries related to the policy, please write to us at wecare@bajajfinserv.in

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”