Overview:
A lot of money, effort, and time is invested to make your wedding day special. For the bride, the trousseau is an important aspect of the event. With changing styles and a wide variety to choose from, the cost of wedding dresses, sarees or lehengas has also increased tremendously. People spend a considerable amount of money not just to buy the perfect wedding outfit, but also for its maintenance. Some wedding dresses require a lot of upkeep owing to the intricacy of work on the fabric. Therefore, you might incur a significant financial loss in case your wedding dress is damaged, lost or stolen.
The Wedding Dress Insurance from Bajaj Finserv safeguards you from any such loss by providing comprehensive coverage for your wedding dress.
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Features & Benefits:
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High Sum Insured
Get coverage up to Rs. 50,000 at just Rs. 349 per annum.
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Multiple Payment Options
Paying your premium is easy and hassle-free with a choice of multiple payment options available. You can choose to pay via online bank account transfer, UPI, mobile wallets, credit cards or debit cards.
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What Is Covered?
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Standard Fire And Special Perils Cover
Wedding Dress Insurance provides coverage against any damage to your wedding dress which might occur due to fire, explosions/implosions, lightning, riots or strikes. It also includes loss, destruction or damage caused by storms, cyclones, hurricanes, flood, earthquakes, volcanic eruptions etc. Various other perils such as impact damage by rail/road vehicles or animals are also included.
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Burglary And Robbery Cover
You can get coverage if your wedding dress is stolen or burgled from your house.
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Accidental Damage Cover
Wedding Dress Insurance provides coverage against repair or replacement costs incurred due to any accidental loss or damage to the dress at the insured premises.
Please note that the coverage is as per the invoice value or up to the maximum sum insured amount.
To know more about the detailed terms and conditions, please click here. -
What Is Not Covered?
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Loss Due To Pollution Or Contamination
Any loss, destruction or damage to your wedding dress caused by pollution or contamination will not be covered.
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Items Older Than 30 Days
Your wedding dress must be insured within 30 days of purchase to gain the benefits of Wedding Dress Insurance cover. Items older than 30 days from the original date on the invoice cannot be covered.
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Deductibles Applicable
The deductible of the first 5% of each and every claim amount is subject to a minimum of Rs. 1,000 for sum insured upto Rs. 20,000, or Rs. 2,000 for sum insured more than Rs. 20,000 up to 50,000.
This is applicable unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance. -
Damage Due To Act Of Terrorism
Any loss, damage, cost or expense of any type directly or indirectly caused by any act of terrorism is not covered.
To know more about the termsand conditions applicable, please click here.
How To Apply?
You can apply for the Wedding Dress Insurance online in three steps. Just log in to our website, submit the online application form, and make an online payment for the premium amount.
How To Claim?
To lodge a claim for Wedding Dress Insurance, please reach out to our Customer Experience team within 24 hours. You need to submit these documents to raise a claim:
• Invoice or bill copy
• Duly filed claim form
• FIR copy- in case of burglary or theft
You can contact our Customer Experience team through any of the following ways:
• The customer service website
• Toll free number: 1800 209 5858
• Email: bagichelp@bajajallianz.co.in
• Mailing address: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006