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Watch Secure

Watches are a prized accessory and collectors’ item for many. A high-end watch can be expensive to repair or replace if damaged or lost. Therefore, it is important to choose an insurance plan to help you safeguard your watch collection. With Watch Secure by Bajaj Finserv, you can get coverage against financial expenses incurred on damages caused by fire, theft, burglary and other specified accidents.

  • Plan details

    Watch Secure offers coverage of up to Rs. 40,000 at just Rs. 449. You can pay the premium online using your preferred payment mode.

  • What’s covered

  • Coverage Against Burglary and theft

    Burglary and theft

    The plan covers you financially if your wristwatch gets stolen during a burglary or theft.

  • Accidental Damage

    Accidental damage

    Get coverage for repair and replacement expenses if your watch is accidentally damaged. However, the item must be in your possession at the time of damage.

  • Fire and Special Perils Cover

    Fire and special perils

    The plan covers loss of or damage to your wristwatch due to a fire, explosion, implosion or lightning. It also covers natural and manmade disasters such as earthquakes, floods, cyclones, riots, strikes and more.

  • Block Your Debit/Credit Cards Instantly

    Block your debit and credit cards instantly

    If you lose your wallet, you can block all your credit and debit cards by making just one phone call to the insurer.

  • Emergency Travel Assistance

    Emergency travel assistance

    You can avail of emergency financial assistance of up to Rs. 20,000 in India and up to Rs. 40,000 abroad if you get stranded on a trip. This advance can be used to book travel tickets and accommodation.

  • What’s not covered

  • Gradual operating costs

    Gradual operating costs

    Loss or damage to the insured item because of gradual wear and tear is not covered under the plan. Damage due to maintenance or repair activity is also excluded.

  • Mechanical Or Electrical Failure

    Mechanical or electrical failure

    Damage caused by a mechanical or electrical failure is not covered unless caused by accident or external means or approved by the insurer.

  • Any Consequential Loss

    Consequential loss

    Any loss or damage to your wristwatch which is consequential is not covered under the plan. These may include misuse, misplacement and intentional damage.

  • Note: Watch Secure can only be purchased for wristwatches not older than 365 days as per the invoice date. Please click here for the detailed list of exclusions.

How to apply

Apply for Watch Secure online in a few simple steps:

  • Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
  • Check and confirm your application by entering the OTP received on your mobile number.
  • Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You will receive the details of your membership via email/WhatsApp.

How to file a claim

To raise a claim, you can contact the insurer in one of the following ways:

  • For loss of cards or emergency travel assistance, call the toll-free number 1800-419-4000 or email within 24 hours of the incident. You also need to provide evidence of your need for emergency assistance.
  • For watch-related claims, call the toll-free number 18002667780 or SMS ‘Claims’ to 5616181. Senior citizens policyholders can call 1800-22-9966, a dedicated helpline for them.


Documents required to file a claim

  • KYC documents
  • Travel safe membership letter
  • Invoice or bill copy of the insured item
  • Duly filled claim form
  • Claim intimation within 24 hrs


Contact us

For queries related to the policy, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Tata AIG General Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with <<Product Name with UIN>>. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

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