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Viral Fever (Infection)

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Viral infection can be accompanied for mild, moderate and severe illnesses, which require immediate medical treatment. However, as costs of such treatments continue to increase, it is best to have a medical care plan that protects one from incurring high financial costs during times of emergencies. Viral Fever (Infection) cover by Bajaj Finserv provides coverage up to Rs. 3 lakh with premiums starting at Rs. 1,549 only.

Plan Details

Coverage Details Sum Insured Premium Including GST
Hospitalization Cover In-patient Hospitalisation
Day Care
Rs. 1,00,000 Rs. 1,549
Pre Hospitalisation Cover 15 days Rs. 2,00,000 Rs. 1,624
Post Hospitalisation Cover 15 days Rs. 3,00,000 Rs. 1,704

Eligibility: Individuals between the age of 18 and 65 years can avail of this plan. The age is taken as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

Initial waiting period – 30 days

What's covered?

  • Money-in-bank

    Viral Fever (Infection) cover

    Get coverage up to Rs. 300,000 with premiums starting at just Rs. 1,549 including taxes.

  • Money-in-bank

    Hospitalization expenses

    • If during the Policy Year, the Insured Person suffers an Illness caused from Smallpox, measles, mumps, rubella, chickenpox and shingles, Hepatitis, Polio, Rabies, Ebola and Hanta fever, Severe acute respiratory syndrome (SARS), dengue fever, Zika, or Epstein-Barr and that Illness solely and directly results in the hospitalization of the Insured Person, the Sum Insured will be paid in case of In-patient, Pre & Post hospitalization. 
    • All medical expenses incurred for Accidental hospitalization treatment, including the expenses incurred during the pre and post hospitalization period for 15 days.
    • Hospitalization Expenses
    Expenses up to INR 300,000, provided the diagnosis is supported by the clinical confirmation by an appropriate consultant
    • Diagnostics test
    Cost of conducting diagnostics test before (within the specified pre-hospitalization period) or during the hospitalization period
    • Doctor’s Fees
    Paying the doctor’s fees before, during and after hospitalization.
    • Medication
    Expenses towards the purchase of medicines related to hospitalization.
    • Treatment Charges

    Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.

What's Not Covered/Exclusions

  1. Any Pre-existing Disease
  2. This cover is eligible only after continuous hospitalization of 48 hours.
  3. Limit the scope of trigger peril - Smallpox, measles, mumps, rubella, chickenpox, and shingles, Hepatitis, Polio, Rabies, Ebola and Hanta fever, Severe acute respiratory syndrome (SARS), dengue fever, Zika, and Epstein-Barr.

*For a full list of exclusions, please refer to the policy wordings.

How to apply?

Applying for the Mediclaim Infection-Viral Fever requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.

Step 1: Click on the ‘Apply Now’ button and share your basic details in the online application form.

Step 2: Authenticate your application by entering the OTP received on your mobile number.

Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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