TV Insurance

The television sets available in the market today, have taken the entertainment quotient to the next level. People are spoilt for choice with several types like LCD, LED, Plasma, OLED, QLED, and Smart TVs that produce lifelike visuals and excellent audio quality. With features like built-in WiFi, media streaming, voice commands and more, these high-end television sets have components that could be costly to repair or replace.

A Television Insurance from Bajaj Finserv can safeguard you against any financial losses resulting from damage, theft, or breakdown of your costly television set. The policy allows you to insure your television set within a period of 365 days from its date of purchase. Read on to know the features, benefits, coverage, and the procedure to apply for the policy.

• TV Insurance Features & Benefits

  
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  High Coverage At A Low Premium

  The Television Insurance offers coverage of Rs. 50,000 at a nominal premium of Rs. 399 for one year. You can insure your television set within 365 days of its invoice date.

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  Multiple Payment Options

  You can pay the premium for this tv insurance policy online, via net banking, mobile wallets, UPI, debit cards or credit cards.

• TV Insurance Inclusions - What is Covered in TV Insurance?

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  Standard Fire And Special Perils Cover

  The Television Insurance policy from Bajaj Finserv covers any loss or damage to your television as a result of fire, explosion, implosion, lightning, and more. It also offers coverage against damages due to natural and man-made calamities like strikes, riots, earthquakes, floods, and cyclones.

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  Burglary And Robbery Cover

  The policy covers the insured against financial losses due to theft or damage to the television set due to robbery or a house break-in.

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  Accidental Damage Cover

  The television insurance policy covers accidental damages incurred to your television set, provided the damage has occurred while the insured item was in your custody.

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  Breakdown Cover

  The cost of repair or replacement of your television set due to mechanical or electrical breakdown caused accidentally by external means only is covered under the policy.
  
  Please note that the coverage offered is of the sum insured amount or the invoice value, whichever is lower. To know the detailed terms and conditions, please tv insurance policy document.

• TV Insurance Exclusions - What is not Covered in TV Insurance?

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  Items older than 365 days

  Your television set needs to be insured within 365 days of its date of purchase. Post this period, you will not be eligible to purchase this insurance policy.

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  Loss or damage due to normal wear and tear

  Any damage which is caused to your television due to normal wear and tear, repair, restoration, maintenance is not covered under the policy.

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  Deductibles Applicable

  10% of each claim raised needs to be borne by the policyholder.

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  Loss Or Damage Caused Due To Mishandling

  Loss or damage to the television caused deliberately, is not covered under the TV insurance policy. Similarly, damage occurred due to misuse of the item is excluded from policy coverage.

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  Wilful Damage Caused To Insured Product

  Loss or damage to the television set as a result of mechanical or electrical derangement/breakdown unless caused accidently by external means is not covered under the policy.
  
  To know the terms and conditions pertaining to the TV Insurance policy in detail, please tv insurance policy document.

Applying for the TV Insurance policy requires you to fill up a simple online application form on our website and pay the premium using your preferred mode of payment.

If your TV breaks down or incurs any accidental damage or loss, you can file a claim under your TV insurance policy. Get in touch with the insurer within 24 hours of the mishap through any of the given modes:

• Call 1800-266-7780 (24-hour toll-free helpline number) or 1800-22-9966 (dedicated number for senior citizen policyholders)
• Write to customersupport@tataaig.com
• Type ‘Claims’ and send to 5616181 as SMS

As soon as you intimate the insurer about the claim, the concerned claim executive will get in touch with you and guide you through the claim settlement process.