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Trip Curtailment Benefit Cover Plan

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When travelling domestically or internationally, a person can encounter a variety of issues, one of which is a problem with bookings. If an individual has booked a ticket in advance and then decides to shorten their journey, they will incur a significant amount of expenses as a result of the advance booking. Having a policy that helps you in reducing the amount spent on cancellation and can be a package for any mishap that happens while you are travelling can act as a saviour.
Bajaj Finserv has launched Trip Curtailment Benefit Cover which helps in reducing the amount spent on any mishap that happens while travelling and can provide benefits up to Rs. 10 thousand in case of occurrence of any covered insurance event.

Plan Details

Trip Duration Premium Including GST(Rs.) Sum Insured (Rs.)
00-10 Days 73
10,000
11-20 Days 184
21-30 Days 290
31-60 Days 503
61-90 Days 821
> 90 Days 3,894


Eligibility:
You are eligible for the Trip Curtailment Benefit Cover between the age of 18 and 65 years. The age is determined based on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's covered

  • Money-in-bank

    Trip Curtailment Benefit

    In the event of any unavoidable curtailment of the insured person’s booked and confirmed Trip, the sum insured will be paid towards the loss of any bookings made in advance towards travel, accommodation, sightseeing, and cruise, which is either paid by the insured person or contracted to be paid by the insured person. The benefit is payable if a claim arises due to one of the circumstances specified below:
    -Any unforeseen death, disablement (whether of a permanent or temporary nature), injury due to an accident, illness or hospitalization of the insured person or his/her immediate family member, leading to emergency hospitalisation for a minimum period of 48 hours, whilst the insured person is on a Trip;
    -The hijack of a Common Carrier in which the insured person is travelling whilst on a trip, for more than 12 hours.

What’s not covered

  1. Anything except the above benefit will not be covered.

*For a full list of exclusions, please refer to the policy wordings.

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim process

To raise a claim for your policy, you can contact the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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