A travel insurance plan can significantly reduce adverse impact of unforeseen situations up to a great extent and assure peace of mind. Offered under Pocket Insurance & Subscriptions, FlexiCare Group Insurance Policy - Travel (Domestic) - Travel Accidental Hospitalization Cover with Trip Cancellation and Interruption Cover from Manipal Cigna Health Insurance, provides benefits of travel accidental hospitalization cover with trip cancellation & Interruption cover with a sum insured up to Rs. 10,000.
Plan/ Membership Fee Details
| Coverage | Sum Insured (Rs.) | |
|---|---|---|
| Option 1 | Option 2 | |
| Travel Accidental Hospitalization | 10,000 | 10,000 |
| Trip Cancellation and Interruption | 5,000 | 10,000 |
| Trip Duration | Premium Including GST (Rs.) | |
| 00-10 | 59 | 95 |
| 11-20 | 65 | 101 |
| 21-30 | 71 | 107 |
| 31-60 | 82 | 118 |
| 61-90 | 97 | 133 |
| > 90 Days | 250 | 286 |
| Multi Trip (30 days Limit\Trip) | 415 | 739 |
Eligibility: Individuals in the age between 18 and 65 years can purchase this plan.
Validity: Policy/Cover tenure will be 1 year.
What is covered?
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Travel Accidental Hospitalization Cover
If an Insured Person during a Trip suffers an Injury due to an Accident covered under the policy and that Injury solely and directly results in the Hospitalization of the Insured Person, a Reasonable and Customary charges will be paid for Medical Expenses provided that the purpose of Hospitalization is to avail Medically Necessary Treatment of the Insured Person.
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Trip Cancellation and Interruption Benefit
In the event of a Trip Cancellation/Interruption, the Sum Insured will be paid as specified in the Policy Schedule / Certificate of Insurance.
What is Not Covered?
2. Any Pre-existing Disease
Specific Exclusion:
The Company shall not be liable to make any payment for any claim under this Benefit of the Policy in respect of an Insured Person, directly or indirectly for, caused by, arising from or in any way attributable to any of the following:
1. Any event which happened or advisory for which was notified by the relevant government authorities prior to the time of booking the Trip.
2. Any Trip Cancellation/Interruption due to any event which was foreseeable at the time of booking the Trip
3. Any Trip Cancellation/Interruption due to any event which the Insured Person could have reasonably avoided or planned for ahead in time.
4. Any Trip Cancellation/Interruption at the travel provider or Port operator’s instance due to any reasons or perils not covered under the Trip Cancellation/Interruption definition.
5. Any voluntary change in travel plans by the Insured Person
6. Any business or contractual obligations of the Insured Person and/or any Immediate Family Member except for termination or lay off of employment as defined above provided insured is not the Owner, proprietor, Majority Shareholder and Director of the said company.
7. Termination of employment due to any unlawful act of the insured.
8. Default / insolvency by and of the person, agency or tour operator from whom the Insured had bought his Travel arrangements.
9. Any governmental regulations or prohibition imposed by any Administrative Authority at the time or before booking of Insured Person’s travel arrangement.
10. Booking of the trip is undertaken ignoring the adverse situation as published by the Mass Media, Union Government, State Government and/or any Administrative Authority for travel to particular place or part of the place which may give rise to a claim.
*Please refer to the policy wordings for more details.
How to Apply
1
Click on ‘Apply Now’ button and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/whatsapp.
Claim process
You can raise a claim by reaching out to the insurer via one of the following ways:
- Insurer’s email – servicesupport@manipalcigna.com
- Insurer’s toll-free number – 1800-102-4462
Contact Us
In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in .
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”