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Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover

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If a person has an accident while travelling in the country and needs immediate hospitalisation, having a medical cover at that time that speeds up the medical procedure will save a person's life. Also, if a person's flight is cancelled while travelling domestically, they will incur significant financial losses. In a storm, having a contingency that will assist in mitigating the financial burden by covering the money expended on flight cancellation will serve as a sanctuary.
Bajaj Finserv brings to you, Travel (Domestic) Accidental Hospitalization & Flight Cancellation Benefit Cover which helps in covering medical expenses and helps in compensation of the flight cancellation worth Rs. 10,000.

Plan Details

Coverage

Sum Insured (Rs.)

Travel Accidental Hospitalization

10,000

10,000

Flight Cancellation Benefit

5,000

10,000

Trip Duration

Premium Including GST (Rs.)

00-10

110

198

11-20

117

204

21-30

122

210

31-60

133

221

61-90

149

236

> 90 Days

302

389

Eligibility: You are eligible for the Travel (domestic) Accidental Hospitalization & Flight Cancellation Benefit Cover between the age of 18 and 65 years. The age is determined based on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's covered

  • Money-in-bank

    Travel Accidental Hospitalisation Cover

    If an Insured Person during a Trip suffers an Injury due to an accident covered under the policy and that Injury solely and directly results in the Hospitalisation of the Insured Person, the Reasonable and Customary charges will be paid for the following Medical Expenses provided that the purpose of Hospitalisation is to avail Medically Necessary Treatment of the Insured Person and admission date of Hospitalisation is within the Policy year and requires hospitalisation, then the Company shall cover/indemnify the Medical Expenses incurred, on the recommendation of a Medical Practitioner, up to limit as specified in the Policy Certificate.

    -Room charges up to the category/limit specified in the Policy Schedule/ Certificate of Insurance.
    -Charges for accommodation in ICU/CCU/HDU.
    -Operation theatre cost.
    -Medical Practitioner fees.
    -Specialist fee.
    -Surgeon’s fee.
    -Anaesthetist fee.
    -Radiologist fee.
    -Pathologist fee.
    -Assistant Surgeon fee.
    -Qualified Nurses fee.
    -Medication.
    -Cost of diagnostic tests as an In-patient.
    -Surgical Appliance and/or Medical Appliance.
    -If the Insured Person is admitted in a room where the room category or the Room Rent incurred is higher than that which is specified in the Policy Schedule/ Certificate Of Insurance, then the Policyholder/ Insured Person shall bear a ratable proportion of the total Associated Medical Expenses (including surcharge or taxes thereon) in the proportion of the difference between the Room Rent of the entitled room category/eligible Room Rent to the Room Rent actually incurred, unless specified otherwise.
    -Artificial life maintenance will be covered, including life support machine use, where such treatment will not result in recovery or restoration of the previous state of health under any circumstances, unless in a vegetative state as certified by the treating medical practitioner.
    -Day Care and/ or Domiciliary Treatment will be covered under the Benefit if opted and specified under the Policy Schedule/ Certificate of Insurance.

  • Money-in-bank

    Flight Cancellation Benefit

    -In the event of the flight cancellation, the Sum Insured will be paid to the Insured Person, towards alternate travel bookings in a Common Carrier.
    -For the purpose of this benefit, flight cancellation means Cancellation of flight due to inclement weather in the Place of Origin or at the intended destination.
    -Any strike, civil unrest or catastrophe in the Place of Origin or intended destination of the Insured Person where the respective Government authority issues a travel advisory or imposes a curfew.
    -The Port of travel is shut down forcing the Common Carrier to be cancelled or delayed by more than 24 hours.
    -Any strike, riots, Industrial action at the port or relating to the Common Carrier.

What’s not covered

    1. Injury incurred due to adventure sports is not covered
    2. Maximum 2 Flight Cancellation in a policy year up to to the Sum Insured will be covered

    *For a full list of exclusions, please refer to the policy wordings.

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim process

To raise a claim for your policy, you can contact the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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