Accidental Health & Complimentary benefit

Travel (Domestic) - Accidental Death with Travel Permanent Total Disablement - Common carrier Cover

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A travel insurance plan can significantly reduce adverse impact of unforeseen situations up to a great extent and assure peace of mind. Offered under Pocket Insurance & Subscriptions, FlexiCare Group Insurance Policy - Travel (Domestic) - Accidental Death with Travel Permanent Total Disablement - Common carrier Cover from Manipal Cigna Health Insurance, provides coverage against accidental death with Permanent Total Disablement in case of an injury due to an accident with a sum insured up to Rs. 500,000.

Plan/ Membership Fee Details

Coverage Sum Insured (Rs.)
Travel Accidental Death 200000 400000 500000
Travel Permanent Partial Disablement - Common Carrier Coverage
Trip Duration Trip Duration Premium Including GST (Rs.)
00-10 22 32 36
11-20 27 36 40
21-30 32 45 51
31-60 41 64 75
61-90 55 91 109
> 90 Days 149 280 345
Multi Trip (30 days Limit\Trip) 78 137 166

Eligibility: Individuals in the age between 18 and 65 years can purchase this plan.

Validity: Policy/Cover tenure will be 1 year.

What is covered?

  • Money-in-bank

    Travel Accidental Death

    - If an Insured Person suffers an Injury due to an Accident whilst on a Trip, and that Injury solely and directly results in the Insured Person’s death, the Sum Insured will be paid as specified in the Policy Schedule / Certificate of Insurance.

    - This Benefit shall be payable subject to the following:

    i. The Sum Insured shall be payable to the Insured Person’s nominee or the legal representative, as the case may be.

    ii. On the acceptance of a claim and payment being made under this Benefit, all cover under this Policy shall immediately and automatically cease in respect of that Insured Person.

  • Money-in-bank

    Travel Permanent Partial Disablement - Common carrier Coverage

    - If an Insured Person suffers an Injury whilst on a Trip while the Insured Person is travelling on a Common Carrier, and directly results in Permanent Partial Disablement, the Company shall pay the percentage of the Sum Insured as is specified.

    Nature of Permanent Partial Disablement Percentage of the Sum Insured payable unless specified otherwise
    i. Total and irrecoverable loss of sight in one eye 50.00%
    ii. Loss of one hand or one foot 50.00%
    iii. Loss of all toes - any one foot 10.00%
    iv. Loss of toe great - any one foot 5.00%
    v. Loss of toes other than great, if more than one toe lost, each 2.00%
    vi. Total and irrecoverable loss of hearing in both ears 50.00%
    vii. Total and irrecoverable loss of hearing in one ear 15.00%
    viii. Total and irrecoverable loss of speech 50.00%
    ix. Loss of four fingers and thumb of one hand 40.00%
    x. Loss of four fingers 35.00%
    xi. Loss of thumb- both phalanges 25.00%
    xii. Loss of thumb- one phalanx 10.00%
    xiii. Loss of index finger-three phalanges 10.00%
    xiv. Loss of index finger-two phalanges 8.00%
    xv. Loss of index finger-one phalanx 4.00%
    xvi. Loss of middle/ring/little finger-three phalanges 6.00%
    xvii. Loss of middle/ring/little finger-two phalanges 4.00%
    xviii. Loss of middle/ring/little finger-one phalanx 2.00%

What is Not Covered?

  • Any accident due to adventure sports.
  • Any Pre-existing Disease

  • *Please refer to the policy wordings for more details.

How to Apply

1

Click on ‘Apply Now’ button and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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