A travel insurance plan can significantly reduce adverse impact of unforeseen situations up to a great extent and assure peace of mind. Offered under Pocket Insurance & Subscriptions, FlexiCare Group Insurance Policy - Travel (Domestic) - Common carrier Cover from Manipal Cigna Health Insurance, provides coverage against accidental death with Permanent Partial Disablement in case of an injury due to an accident with a sum insured upto Rs. 500,000.
|Coverage||Sum Insured (Rs.)|
|Travel Accidental Death||200000||400000||500000|
|Travel Permanent Partial Disablement - Common carrier Coverage|
|Trip Duration||Trip Duration Premium Including GST (Rs.)|
|> 90 Days||142||266||327|
|Multi Trip (30 days Limit\Trip)||70||121||147|
Min and Max Entry Age/Band – 18 - 65 Years
Policy/Cover tenure will be 1 year.
- If an Insured Person suffers an Injury due to an Accident whilst on a Trip, and that Injury solely and directly results in the Insured Person’s death, the Sum Insured will be paid as specified in the Policy Schedule / Certificate of Insurance.
- This Benefit shall be payable subject to the following:
i. The Sum Insured shall be payable to the Insured Person’s nominee or the legal representative, as the case may be.
ii. On the acceptance of a claim and payment being made under this Benefit, all cover under this Policy shall immediately and automatically cease in respect of that Insured Person.
- If an Insured Person suffers an Injury whilst on a Trip while the Insured Person is travelling on a Common Carrier, and directly results in Permanent Partial Disablement, the Company shall pay the percentage of the Sum Insured as is specified.
|Nature of Permanent Partial Disablement||Percentage of the Sum Insured payable unless specified otherwise|
|i. Total and irrecoverable loss of sight in one eye||50.00%|
|ii. Loss of one hand or one foot||50.00%|
|iii. Loss of all toes - any one foot||10.00%|
|iv. Loss of toe great - any one foot||5.00%|
|v. Loss of toes other than great, if more than one toe lost, each||2.00%|
|vi. Total and irrecoverable loss of hearing in both ears||50.00%|
|vii. Total and irrecoverable loss of hearing in one ear||15.00%|
|viii. Total and irrecoverable loss of speech||50.00%|
|ix. Loss of four fingers and thumb of one hand||40.00%|
|x. Loss of four fingers||35.00%|
|xi. Loss of thumb- both phalanges||25.00%|
|xii. Loss of thumb- one phalanx||10.00%|
|xiii. Loss of index finger-three phalanges||10.00%|
|xiv. Loss of index finger-two phalanges||8.00%|
|xv. Loss of index finger-one phalanx||4.00%|
|xvi. Loss of middle/ring/little finger-three phalanges||6.00%|
|xvii. Loss of middle/ring/little finger-two phalanges||4.00%|
|xviii. Loss of middle/ring/little finger-one phalanx||2.00%|
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For queries related to coverage, exclusions, or claims, please write to us at email@example.com
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”