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Travel (Domestic) - Trip Curtailment Cover Plan

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While travelling you never know what unforeseen situation comes and you are put in a tough spot. Also, looking at the statistics, a total of 151,113 deaths occurred in 480,652 road accidents across India in 2019. This number is huge and hence it necessitates having an insurance cover that serves for your financial needs during situations like travel accidents and trip delays.

To ensure financial benefits to the travelling individuals, Bajaj Finance brings to you FlexiCare Group Insurance Policy - Travel (Domestic) - Accidental Hospitalization Cover & Trip Delay Cover from Manipal Cigna Health Insurance, which provides insurance benefits of Travel accidental hospitalization & Trip delay with a sum insured of Rs. 10,000 & Rs. 1,000.

Plan/ Membership Fee Details

Sum Insured

Sum Insured

Travel Accidental Hospitalization

Rs. 10,000

Trip Delay

Rs. 1,000


Sum Insured

Trip Duration (In Days)

Premium (Including GST)

Rs. 10,000

00-10

Rs. 90

Rs. 10,000

11-20

Rs. 96

Rs. 10,000

21-30

Rs. 102

Rs. 10,000

31-60

Rs. 113

Rs. 10,000

61-90

Rs. 129

Rs. 10,000

> 90 Days

Rs. 282

Rs. 10,000

Multi Trip (30 days Limit\Trip)

Rs. 696

Eligibility Criteria: People of the age group of 18-65 years can submit an application to avail this policy.

Plan Validity: The policy is valid for a period of 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Travel Accidental Hospitalisation Cover

    In case an insured person meets with an accident and suffers an injury, all the medical expenses will be covered as recommended by a medical professional in the insurance cover. Day Care and/ or Domiciliary Treatment is also covered in the policy based on the plan you choose.

  • Money-in-bank

    Trip Delay Cover

    In case of any delay of your flight, bus, train, or any other common carrier while on a trip, at any port as specified in the insurer’s travel booking, the expenses incurred for temporary accommodation and emergency purchases will be covered in the insurance cover. It is important to note that the minimum delay should be of at least 6 hours. Any expenses for buying of toiletries, medication and clothing up to the upper limit of your cover will be paid by the insurer.

    The benefit is payable, if such delay is caused due to any of the following reasons:

    - Inclement Weather.
    - Air traffic congestion.
    - Any Strike, riots, industrial action at the Port or relating to the Common Carrier.
    - Accidental or mechanical failure, or any technical problem in the Common Carrier.

What's not covered?

- Any accident due to adventure sports.
- Any Pre-existing Disease

*Please refer to the policy wordings for more details.

For list of exclusions, please refer to the policy wordings.

How to apply

1

Click on ‘Apply Now’ button and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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